Aviva enhances critical illness cover
Enhancement of cancer classification means 90 per cent of all claims include definitions over and above those of the ABI.
Product provider Aviva has extended the level of cover on new critical illness policies with the introduction of benefits for new conditions, new definitions that extend beyond those of the Association of British Insurers and increased maximum payments for child CI cover.
New conditions covered with additional benefits include significant visual impairment, Crohn’s disease treated with intestinal resection and removal of an eyeball. These conditions will be eligible for an additional benefit of £20,000 on top of the main policy.
The children’s benefit included within new CI policies will offer payments of up to £25,000 per policy, per child in addition to the main policy.
Aviva has also enhanced five conditions to ABI+ status, including cancer, Alzheimer’s disease, Parkinson’s disease, major organ transplant and motor neurone disease. The inclusion of cancer means the top four conditions, accounting for 90 per cent of all claims, will have ABI+ status.
The company has also seperated out some conditions previously included within its total permanent disability definition, meaning 48 individual conditions will be covered under Aviva’s CI policies for new customers.