Date: 06.11.2014
A year on since the FCA’s Mortgage Market Review was put in place, what lies in store for potential buyers and those in the industry who serve them? Has the full effect of MMR been felt? Will the various government schemes to help people onto the housing ladder have worked? Has the government put in place enough home building schemes to meet demand?
And then what lies on the horizon? Next year, the European Mortgage Credit Directive is set to come into force, potentially ushering in tighter regulations, while there is talk of interest rate rises in 2015. How will any rise, no matter how small, affect people’s ability to borrow - and to repay?
We at the end of 2014 are at an inflection point, what some have called the peak before the inevitable downwards roll - a slow down in house prices, a rise in rates, a tightening up in lending and perhaps some political firebombs thrown into the mix.
Navigating this potential minefield while celebrating the recent successes will be a real test of character for people in the industry.
This masterclass will explore the issues, look at trends and market developments, and present some new and innovative solutions.
Speakers include:
• Keith Hale, Technical Mortgage Specialist, FCA
• Robert Sinclair, Chief Executive, AMI and AFB
• Andy Gray, Managing Director, Mortgages, Personal & Corporate Banking, Barclays
• Ray Boulger, Senior Technical Manager, John Charcol
• Paul Broadhead, Head of Mortgage Policy, The Building Societies Association
• Donna Hopton, Director, Cherry plc
To register for your free place please contact claire.tolman@ft.com
