High loan-to-value deals came thick and fast this week, with several high street lenders slashing deals around 90 per cent.
Yesterday, Nationwide reduced selected fixed mortgage rates across its range, with cuts of up to 0.35 per cent at 85 per cent LTV and above.
These come on a range of two, three and five-year deals, with rates for those with a 10 per cent deposit starting at 3.14 per cent for the two-year fixes, 3.49 per cent for the three-year products and 3.74 per cent over five-years.
Clydesdale and Yorkshire Banks also took aim at the first-time buyer market, with lower rates, including a 90 per cent LTV mortgage at 3.49 per cent and a 95 per cent LTV mortgage at 4.59 per cent.
Coventry for Intermediaries also enhanced its 90 per cent LTV residential range, including both reductions and new products, with rates starting from 2.99 per cent.
TSB further increased its range for those looking at 85 and 95 per cent LTV deals, with rates from 3.09 per cent available to homebuyers looking for two, three and five-year fixes.
Finally, Natwest Intermediary Solutions went the other way, introducing relatively small increases in rates of between 4bps to 12bps, on a number of its lower LTV residential deals.
Here are all the rates that were publicly announced this week:
| Lender | LTV/Type | Headline Rate | Product Fee |
| Natwest Intermediary Solutions | 60%/2-year fixed | 2.34% | £0 |
| Natwest Intermediary Solutions | 60%/5-year fixed | 2.23% | £995 |
| Natwest Intermediary Solutions | 60%/5-year fixed | 2.90% | £0 |
| Natwest Intermediary Solutions | 60%/2-year tracker | 2.24% | £0 |
| Nationwide | 60%/4-year Flexclusive | 2.29% | £0 |
| Natwest Intermediary Solutions | 70%/2-year fixed | 2.39% | £0 |
| Natwest Intermediary Solutions | 70%/2-year tracker | 2.29% | £0 |
| Nationwide | 70%/4-year Flexclusive | 2.59% | £0 |
| Natwest Intermediary Solutions | 75%/2-year tracker | 2.41% | £0 |
| Natwest Intermediary Solutions | 75%/2-year fixed | 2.51% | £0 |
| Skipton Intermediaries | 75%/5-year fixed | 2.48% | £2,995 |
| Nationwide | 75%/4-year Flexclusive | 2.79% | £0 |
| Nationwide | 80%/4-year Flexclusive | 2.94% | £0 |
| Nationwide | 85%/4-year Flexclusive | 2.99% | £999 |
| Nationwide | 85%/4-year Flexclusive | 3.24% | £0 |
| Nationwide | 85%/3-year fixed | 2.79% | £999 |
| Nationwide | 85%/3-year fixed | 3.09% | £0 |
| Nationwide | 85%/5-year fixed | 3.24% | £999 |
| Nationwide | 85%/5-year fixed | 3.44% | £0 |
| TSB | 85-90%/2-year fixed | 3.09% | £995 |
| TSB | 85-90%/2-year fixed | 3.49% | £0 |
| TSB | 85-90%/3-year fixed | 3.89% | £995 |
| TSB | 85-90%/3-year stepped | 2.79% (year 1), 3.89% (years 2 and 3) | £0 |
| TSB | 85-90%/5-year fixed | 3.79% | £995 |
| TSB | 85-90%/5-year fixed | 3.98% | £0 |
| TSB | 85-90%/Fix and Flex | 4.94% | £0 |
| Nationwide | 90%/4-year Flexclusive | 3.59% | £999 |
| Nationwide | 90%/4-year Flexclusive | 3.84% | £0 |
| Nationwide | 90%/2-year fixed | 3.14% | £999 |
| Nationwide | 90%/2-year fixed | 3.54% | £0 |
| Nationwide | 90%/3-year fixed | 3.49% | £999 |
| Nationwide | 90%/3-year fixed | 3.79% | £0 |
| Nationwide | 90%/5-year fixed | 3.74% | £999 |
| Nationwide | 90%/5-year fixed | 3.94% | £0 |
| Skipton Intermediaries | 90%/5-year fixed | 3.78% | £2,995 |
| Coventry for Intermediaries | 90%/Flexx for Term | 2.99% | £999 |
| Coventry for Intermediaries | 90%/2-year fixed | 3.09% | £999 |
| Coventry for Intermediaries | 90%/5-year fixed | 3.89% | £0 |
| Clydesdale and Yorkshire Banks | 90%/3-year fixed | 3.49% | £0 |
| TSB | 90-95%/2-year fixed | 4.39 | £0 |
| Clydesdale and Yorkshire Banks | 95%/3-year fixed | 4.59% | £0 |
| Nationwide | 95%/Save to Buy | 4.89% | £0 |
peter.walker@ft.com
