The mortgage market has gone from famine to feast, with no less than 10 lenders bringing updated deals to market this week.
Here is a very brief round-up of the rate cuts and new launches announced.
TSB took aim at rates between 70 and 90 per cent loan-to-value and available through brokers, cutting by up to 0.20 per cent for remortgagers and up to 0.30 per cent for homebuyers.
Sesame and PMS launched an exclusive residential fixed rate product for appointed representatives of its network and members of its mortgage club via The Cambridge Building Society - available for purchase and remortgage customers up to 90 per cent LTV.
Coventry for Intermediaries also went in at 90 per cent LTV, across its two, three and five-year fixes, with rates starting from 3.19 per cent for options with no arrangement fees.
The Nottingham went to 95 per cent LTV for intermediaries, offering two new three-year fixes at 4.59 per cent and a five-year at 4.79 per cent, with no booking or arrangement fee.
Teachers Building Society also lowered rates on some of its low deposit mortgages, pricing 95 per cent LTVs at 4.39 per cent for a three-year fix rate and 3.89 per cent for a two-year variable rate.
Nationwide reduced selected fixed rates across its range by up to 0.45 per cent, with this rate saved for a 10-year deal now priced at 3.14 per cent with a £999 fee for customers with a 30 per cent deposit and 3.64 per cent with the same fee for 15 per cent deposit buyers.
Leeds Building Society added two fee-free two-year deals to its Help to Buy remortgage range, as the lender expects a lot of interest from those coming to the end of their initial deals.
Finally, Accord cut its two-year fixed rates for landlords with a 75 per cent LTV to 2.59 per cent, along with a few other reductions at 60 and 65 per cent.
Here are all the rates that were publicly announced this week:
| Lender | LTV/Type | Headline Rate | Product Fee |
| Nationwide | 60-70%/10-year fixed | 3.14% | £999 |
| Nationwide | 60-70%/10-year fixed | 3.24% | £0 |
| Accord | 60%/2-year fixed | 1.84% | £2,495 |
| Accord | 65%/2-year fixed | 2.09% | £2,495 |
| Accord | 65%/5-year fixed | 3.39% | £2,495 |
| Nationwide | 70%/5-year fixed | 2.54% | £999 |
| Nationwide | 70%/5-year fixed | 2.74% | £0 |
| Nationwide | 70%/3-year fixed | 2.14% | £999 |
| Nationwide | 70%/3-year fixed | 2.44% | £0 |
| Accord | 75%/2-year fixed | 2.39% | £2,495 |
| Accord | 75%/3-year fixed | 3.14% | £2,495 |
| Accord | 75%/5-year fixed | 3.69% | £2,495 |
| Leeds Building Society | 75%/2-year fixed | 2.29% | £0 |
| Leeds Building Society | 75%/2-year fixed | 2.39% (max £150,000) | £0 |
| Nationwide | 75%/5-year fixed | 2.69% | £999 |
| Nationwide | 75%/5-year fixed | 2.89% | £0 |
| Nationwide | 75%/4-year fixed | 2.44% | £999 |
| Nationwide | 75%/4-year fixed | 2.69% | £0 |
| Nationwide | 75%/3-year fixed | 2.19% | £999 |
| Nationwide | 75%/3-year fixed | 2.49% | £0 |
| Nationwide | 75-80%/10-year fixed | 3.24% | £999 |
| Nationwide | 75-80%/10-year fixed | 3.34% | £0 |
| TSB | 75-80%/5-year fixed | 2.84% | £995 |
| TSB | 75-80%/5-year fixed | 2.99% | £0 |
| TSB | 75-80%/2-year fixed | 2.04% | £995 |
| TSB | 75-80%/2-year fixed | 2.34% | £0 |
| TSB | 75-80%/3-year fixed | 2.39% | £995 |
| TSB | 75-80%/2-year tracker | 1.84% | £995 |
| TSB | 75-80%/2-year tracker | 2.14% | £0 |
| TSB | 75-80%/2-year fixed | 1.99% (remortgage) | £995 |
| TSB | 75-80%/2-year fixed | 2.34% (remortgage) | £0 |
| TSB | 75-80%/3-year fixed | 2.39% (remortgage) | £995 |
| TSB | 75-80%/5-year fixed | 2.84% (remortgage) | £995 |
| TSB | 75-80%/5-year fixed | 3.04% (remortgage) | £0 |
| TSB | 75-80%/2-year tracker | 1.79% (remortgage) | £995 |
| TSB | 75-80%/2-year tracker | 2.14% (remortgage) | £0 |
| TSB | 80-85%/3-year fixed | 2.64% (remortgage) | £995 |
| TSB | 80-85%/5-year fixed | 3.24% (remortgage) | £995 |
| TSB | 80-85%/5-year fixed | 3.44% (remortgage) | £0 |
| TSB | 80-85%/2-year tracker | 1.94% (remortgage) | £995 |
| TSB | 80-85%/2-year tracker | 2.29% (remortgage) | £0 |
| TSB | 80-85%/2-year fixed | 2.14% (remortgage) | £995 |
| TSB | 80-85%/2-year tracker | 1.89% | £995 |
| TSB | 80-85%/2-year tracker | 2.19% | £0 |
| TSB | 80-85%/5-year fixed | 3.19% | £995 |
| TSB | 80-85%/5-year fixed | 3.34% | £0 |
| TSB | 80-85%/2-year fixed | 2.09% | £995 |
| TSB | 80-85%/2-year fixed | 2.39% | £0 |
| TSB | 80-85%/3-year fixed | 2.64% | £995 |
| Nationwide | 80%/3-year fixed | 2.39% | £999 |
| Nationwide | 80%/3-year fixed | 2.69% | £0 |
| Nationwide | 80%/4-year fixed | 2.59% | £999 |
| Nationwide | 80%/4-year fixed | 2.84% | £0 |
| Nationwide | 80%/5-year fixed | 2.84% | £999 |
| Nationwide | 80%/5-year fixed | 3.04% | £0 |
| Nationwide | 85%/3-year fixed | 2.54% | £999 |
| Nationwide | 85%/3-year fixed | 2.84% | £0 |
| Nationwide | 85%/4-year fixed | 2.84% | £999 |
| Nationwide | 85%/4-year fixed | 3.09% | £0 |
| Nationwide | 85%/5-year fixed | 3.14% | £999 |
| Nationwide | 85%/5-year fixed | 3.34% | £0 |
| Nationwide | 85%/10-year fixed | 3.64% | £999 |
| Nationwide | 85%/10-year fixed | 3.74% | £0 |
Skipton Intermediaries | 85%/2-year fixed | 2.48% | £0 |
| TSB | 85-90%/5-year fixed | 3.59% | £995 |
| TSB | 85-90%/5-year fixed | 3.79% | £0 |
| TSB | 85-90%/10-year fixed | 4.39% | £0 |
| TSB | 85-90%/3-year fixed | 3.34% | £995 |
| TSB | 85-90%/2-year fixed | 2.89% | £995 |
| TSB | 85-90%/2-year fixed | 3.29% | £0 |
| TSB | 85-90%/3-year stepped | 1.79 / 2.89% | £995 |
| TSB | 85-90%/3-year stepped | 2.59 / 3.69% | £995 |
| TSB | 90-95%/3-year stepped | 3.39 / 4.49% | £995 |
| Coventry for Intermediaries | 90%/2-year fixed | 3.19% | £0 |
| Coventry for Intermediaries | 90%/3-year fixed | 3.49% | £0 |
| Coventry for Intermediaries | 90%/5-year fixed | 3.69% | £0 |
| Nationwide | 90%/2-year fixed | 2.79% | £999 |
| Nationwide | 90%/2-year fixed | 3.19% | £0 |
| Nationwide | 90%/3-year fixed | 3.24% | £999 |
| Nationwide | 90%/3-year fixed | 3.54% | £0 |
| Nationwide | 90%/4-year fixed | 3.39% | £999 |
| Nationwide | 90%/4-year fixed | 3.64% | £0 |
| Nationwide | 90%/5-year fixed | 3.54% | £999 |
| Nationwide | 90%/5-year fixed | 3.74% | £0 |
| Nationwide | 90%/10-year fixed | 4.04% | £999 |
| Nationwide | 90%/10-year fixed | 4.14% | £0 |
| Cambridge Building Society | 90%/2-year fixed | 3.09% | £999 |
| Teachers Building Society | 90%/3-year fixed | 3.89% (variable) | £998 |
| Teachers Building Society | 90%/3-year fixed | 4.39% | £998 |
| Teachers Building Society | 95%/3-year fixed | 4.89% (variable) | £998 |
| Teachers Building Society | 95%/3-year fixed | 5.49% | £998 |
| Tesco Bank | 95%/2-year fixed | 3.89% | £495 |
| Nottingham Building Society | 95%/3-year fixed | 4.59% | £0 |
| Nottingham Building Society | 95%/5-year fixed | 4.79% | £0 |
peter.walker@ft.com
