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The protection specialist arm of the Royal London Group said that the three-month offer applies to all business protection life and critical illness covers.

Advisers recommending Bright Grey's Business Protection Menu will also have the chance of winning a MacBook laptop for every application submitted.

Jerry Bayman, national partnership manager for business protection at Bright Grey, said: "We recognise that while advisers look for competitive premiums, service is paramount. That is why our specialist business protection unit includes our most experienced people with a breadth of knowledge and experience, who deal with all business protection applications irrespective of size.

"This approach, covering sales, service and underwriting gives us an extremely competitive proposition."