Story by: David.Pawsey, Financial Adviser
Living Time’s Offer More Options campaign has come on leaps and bounds in the last few months with a 1000 IFAs backing it.
The FSA has been warned that yet again that it is failing in its duty to consumers. The warning, from the Financial Services Consumer Panel, is a response to the FSA's discussion paper, Consumer Responsibility.
The Adam Smith Institute published a paper by Tim Ambler and Keith Boyfield entitled Regulatory Myopia – A Response to FSA DP09/2.
Why is the chancellor, obviously pressured by Treasury mandarins, allowing himself to be used in an old turf war with the Bank of England, and at the same time allowing an obviously dysfunctional and potentially dangerous regulatory framework to get on the statute books?
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I did an illustration for the purposes of this article with a number of providers. I used offshore/onshore and unit trusts/collectives. It is astounding the approaches that are taken.
Here is an idea. You are familiar with the talk about fat-cat bankers and the huge salaries and benefits they enjoy, and the counter-argument that if we in Britain want to attract the best and brightest we have to be competitive with the US.
What is the lesson we can learn from the financial affairs of Michael Jackson - other than that superstars always end up spending beyond their means just before they go supernova?
The RDR report - the one which says ‘This is really what is happening’ - has finally landed. While the full remit, and repercussions are being discussed elsewhere on FTAdviser.com - an initial look at it makes interesting reading.
What an interesting time we are living through. It is the bottom, is it not? Well for the average mortgage adviser, it is probably going to be a more interesting end to the year than last year, if the last few months are anything to go by.
My friends at the FSA have received another ear-bashing from the Financial Services Consumer Panel.
Barclays Bank’s approach to switching clients from one product to another should be probed following a Financial Ombudsman Service provisional ruling against the banking giant, according to an IFA.
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The concoction of longevity, the A-Day simplification and the pending personal accounts all adds to the retirement planning melting pot.
Location: Leeds
Salary: Basic salary is £70,000 plus OTE £120K plus benefits
Location: Nationwide
Salary: £70,000 +++
Location: (CITY AND HOME COUNTIES)
Salary: Employed or Self Employed
Living Time’s Offer More Options campaign has come on leaps and bounds in the last few months ...