Story by: Joe McGrath, Money Management
Assurers vow to tough it out in equities
In turbulent stock markets, guaranteed returns can be attractive to risk averse investors. But how do providers cover the risks of providing such guarantees? Tillinghast's Tigran Kalberer, principal, and Manuel Sales, consultant, look at what goes on behind the scenes
IFA networks are facing increased competition from support services providers and now they have the RDR to contend with. Can they survive, asks Geordie Clarke?
Why is income protection (IP) the black sheep of the family? Alan Lakey of Highclere Financial Services says it's down to harsh underwriting and complex claims definitions, which make IP even more dangerous than the Wild West vista of the early critical illness market
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Rate rises mean that some remortgagors will face severe financial hardship, but is repossession inevitable, asks Laverne Hadaway?
How viable is the latest preference for investment outsourcing through multi-managers for Britain's growing corporate pension funds? Maryrose Fison takes a look at retirement solutions
Outside fund managers as links for personal pensions have become an established practice, but extra charges for specialist management can eat into performance. Janet Walford OBE looks at what's on offer
The pensions industry is increasingly behaving as if consumers have no voice, suggests John Chapman
Falling sales of critical illness cover in recent years have led some to question whether it is in terminal decline. Helen Pridham considers the immediate past and prospects for its future
Disputes over damages and missales have a 15 year time limit in English courts of law. But, bizarrely, this does not apply to financial services. Is this fair or even legal? Gareth Shaw investigates
Past success does not guarantee future profit for unit trust managers, says former investment banker Russell Taylor, but stock market history can at least help investors identify opportunity or danger in advance
Following the Chancellor's attack on non-UK domiciles who have been resident in the UK for the past seven years, Nick Williams of Clerical Medical highlights an alternative solution to paying the Revenue an annual £30,000 charge
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Commission based advisers are bracing themselves for larger clawbacks after Legal & General has been accused of taking a more aggressive stance on lost revenue from cancelled policies.
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The prospect of earning cash plus returns in falling markets is attractive. Absolute return funds claim to do this, but is it always possible, asks Geordie Clarke?
Location: West End
Salary: N/A
Location: Nationwide
Salary: Basic - £30,000 - £50,000 with realistic OTE in excess of £100,000.
Location: Surrey
Salary: To £50,000 + Bonus + Benefits
Madam , I was a financial adviser for 10 years up to 1988 but, finding myself increasingly disillusi...