MortgageAdviser Features

Leading Story

It's not the end of the world

Those that took out high loan-to-value mortgages a few years ago may be about to feel a real payment shock, but there are options out there, says David Pawsey

Features

"The market is still in a state of flux"

Profile: Kevin Purvey is head of corporate intermediary sales for Cheltenham & Gloucester

Is it so hard to get a little common sense?

Advice for Advisers

When will the price be right?

Risk-based pricing has come into its own as lenders continue to err on the side of caution, but how long will this last, asks Dominic Welling

Advertising

Share and share alike

Getting a mortgage has become even harder in 2008 and especially for first-time buyers, sharing schemes are out there to help but more must be done to let others taste the sweet success of home ownership, says Catherine Couch

"We would like to think advisers view us as the best lender and provider"

Profile: Adrian Whittaker is key accounts director of Abbey for Intermediaries

Should it be illegal to be without a repayment vehicle?

Advice for Advisers

What a way to make a living

Being a landlord is getting harder as rates and arrears go up, but some will come out of the credit crunch with a much more profitable business, says Dave Symondson, managing director of Beacon Mortgage Packaging

Have rate tarts bitten off more than they can chew?

When it comes to remortgaging a growing number of borrowers have revelled in being rate tarts in the last few years, switching to whatever lender could offer them the cheapest rate.

Are we headed toward a war of retention?

Equity is the new buzz word when it comes to remortgaging and if customers have a clear credit history then they could find themselves in the midst of retention warfare among lenders.


Current Issue

08 October 2008 (View issue)

Fraudster loophole must be closed

Appointed representatives that commit mortgage fraud must be reported to the FSA to ensure they cannot simply move onto another network, the regulator has said.

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Supplements

Protection (View Issue)

Becoming tele addicts

Future: Innovation is a great way to raise the profile of the market and can only attract more clients


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