Story by: David Pawsey, Mortgage Adviser
Those that took out high loan-to-value mortgages a few years ago may be about to feel a real payment shock, but there are options out there, says David Pawsey
Profile: Kevin Purvey is head of corporate intermediary sales for Cheltenham & Gloucester
Risk-based pricing has come into its own as lenders continue to err on the side of caution, but how long will this last, asks Dominic Welling
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Getting a mortgage has become even harder in 2008 and especially for first-time buyers, sharing schemes are out there to help but more must be done to let others taste the sweet success of home ownership, says Catherine Couch
Profile: Adrian Whittaker is key accounts director of Abbey for Intermediaries
Advice for Advisers
Being a landlord is getting harder as rates and arrears go up, but some will come out of the credit crunch with a much more profitable business, says Dave Symondson, managing director of Beacon Mortgage Packaging
When it comes to remortgaging a growing number of borrowers have revelled in being rate tarts in the last few years, switching to whatever lender could offer them the cheapest rate.
Equity is the new buzz word when it comes to remortgaging and if customers have a clear credit history then they could find themselves in the midst of retention warfare among lenders.
Appointed representatives that commit mortgage fraud must be reported to the FSA to ensure they cannot simply move onto another network, the regulator has said.
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Salary: OTE – £25k (uncapped).
Location: Hampshire
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Salary: £28000 - £35000 per annum
When Labour came to power back in 1997, there were lots of individuals questioning the “New” tag and...