Story by: Dominic Welling, Mortgage Adviser
Advice for Advisers
First-time buyers are deserting the mortgage market, but there a re still deals for them out there, are they simply going to wait and see to pick up a bargain, asks Catherine Couch
Profile: Colin Dale is head of lending for Skipton Building Society
What needs to happen to bring first-time buyers back to the housing market? Dominic Welling reveals the results of our reader survey
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Advice for Advisers
Profile: Loretta Minghella is chief executive of the Financial Services Compensation Scheme
It is important for advisers to have a grasp of conveyancing so they can speed the process and ensure a smooth ride for the clients, says Eddie Goldsmith, senior partner of conveyancer Goldsmith Williams
Sale and leaseback schemes have a dubious reputation at present and their growth may lead to financial calamity but steps are being taken to regulate the industry, says Dominic Welling
Advisers must show clients their superior knowledge in order to ask for fees or risk going without conventional procuration fees, says Richard Angliss, managing director of Home Buyer Systems
Profile: Mike Heenan is chief executive of Stafford Railway Building Society
The future of exclusive intermediary mortgage deals looks grim with many mortgage lenders contacted by Mortgage Adviser revealing no immediate plans to bring such offerings back.
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Future: Innovation is a great way to raise the profile of the market and can only attract more clients
Location: Leeds
Salary: Basic salary is £70,000 plus OTE £120K plus benefits
Location: Nationwide
Salary: £70,000 +++
Location: (CITY AND HOME COUNTIES)
Salary: Employed or Self Employed