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Ever present in its army green fatigues, Mortgage Adviser has been landing on our desks every Wednesday, dispatched from the FT headquarters to report news from the frontline and the mortgage world tales of the unexpected.

Mortgage Adviser has tracked the changes of the last 18 months, moving from comment on the countless products and mortgage features that come with a property boom, through to the dramas of sub-prime lending taking a tumble and into an unprecedented year of the collapse of the securitisation market and the nationalisation of supposedly invincible institutions.

If Mortgage Adviser were up for a product review it would be a best buy tracker rate with great flexible features.

Emma Ann Hughes and Catherine Couch have kept us all in the loop with informed industry opinion on government policy and lender's criteria changes, James Coney never fails to provide an island of frank comment on the consumer effect of lender policy, while David Pawsey has kept experts' telephone lines hot in his relentless quest to explain to readers exactly why this week's sub-prime best buy is or is not actually a good deal.

The less confident advisers across the country may be breathing a sigh of relief that their chances of being window shopped have ceased to loom, that products will not be test-driven and lenders will not know if they are hot or not.

However, in a time when it is all the rage for two institutions to merge, the good news is the team will be providing advice for advisers through the other FT publications namely Financial Adviser.

Katie Tucker is technical manager of Mortgageforce