Businesses could use a Sipp or Ssas to protect premises

SMEs premises could be protected in a Sipp or Ssas

Businesses suffering from the economic downturn should think about protecting themselves from future financial problems by placing their premises within a self invested personal pension (Sipp) or a small self administered scheme (Ssas).

Call for FSA to clamp down on pension transfer delays

Thousands of pensioners are at risk of losing crucial annuity rate deals due to unacceptable transfer delays by major pension providers when moving their funds, according to Rockingham Retirement.

Occupational DC schemes wasting employers £85m

UK employers waste around £85m each year on the running of occupational defined contribution pension schemes.

Portavista to feature MetLife retirement option

MetLife's Retirement Portfolio has opened to new business on Bankhall's Portavista platform in a deal that makes it the only unit-linked guarantee product available on the distributor's platform.

Insurers ask for clarification over DWP proposals

Further consultation by the Department of Work and Pensions (DWP) must eradicate any ambiguity for employers about age discrimination and flexible retirement, according to Standard Life and Aegon.

NU follows commission rate drop trend

Norwich Union has announced it is to reduce the single premium and transfer commission available on its Your Pension Select and stakeholder scheme.

UK pension funds fell into negative territory in 2008

The average UK pension fund fell into negative territory last year, achieving an estimated weighted average return of -9.8 per cent for the year ending 31 December 2008.

DWP offers clarity on investing protected rights in Sipps

The Department of Work and Pensions (DWP) has clarified that its policy intention is to ensure that protected rights funds administered within self-invested personal pensions (Sipps) are not eroded disproportionately to the rest of the pension fund.

PPF consults industry on pension protection levy

Industry members have been offered the chance to debate proposals for the future of the pension protection levy during a series of national roadshows to be held by the Pension Protection Fund (PPF).

Annuity rates fall over past month

The best level annuity rate in the UK market fell slightly over the last month for women, the latest annuity rates from Alexander Forbes Annuity Bureau show.

Friends Provident simplifies choice for company pensions

Friends Provident has simplified its fund choice for company pension schemes after research identified that too much choice could act as a disincentive to the investment decision making.

Feature

When pension funds head south

Two forecasts of a low-growth decade for Britain paint a beak picture for defined benefit schemes

Advertising

Feature

Sipps: Protecting your rights

From 1 October the legislation on protected rights funds changed to allowed them to be placed into self invested personal pensions (Sipps), opening up a large new market to advisers.

Feature

Drawdown vs Annuities

Five years ago, with equity markets buoyant, drawdown looked an attractive option. How has it fared against annuities? Joe McGrath investigates

Feature

How personal accounts might deliver retirement income

PADA's decumulation report raises questions it didn't expect, suggests John Chapman


FT Adviser Directory

FTAdviser's Directory offers a host of opportunities to improve your business.

Visit now


FTAdviser  Jobs  RSS