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Home > Mortgages > Mortgage Products

Mortgage Products

Latest News

11:09

Interest-only borrowers need more protection: ERC

Equity release association encourages more than ‘extend and pretend’ solutions

Nov 27, 2014

Accord offers 1.74% two-year fixed rate deal

Borrowers with deposits from 5 per cent to 35 per cent can access reductions.

Nov 27, 2014

Santander launches ‘lowest ever’ two-year fixed rate

Launch comes at the same time as additional reductions across a wide range of two and five-year platforms.

Nov 26, 2014

New intermediary lender details initial range

Selection of two and five-year fixed-rate deals and three-year tracker rates will be offered across three product types.

Nov 26, 2014

BM Solutions increases max LTV on new-builds

Lender’s new maximum loan-to-value applies to flats as well as houses.

Nov 26, 2014

Lender updates criteria to include S106 agreements

Agreements added by a planning authority to control how the land is used, often by requiring purchasers to reside or work in the area.

Analysis & Opinion

Nov 26, 2014

Leeds leads the way with 2.59% fixed-rate deal

But customers will need to justify paying the £1,999 fee

Living on the edge

Nov 26, 2014

Living on the edge

Many people who would like to save for a rainy day are seeing their money washed away in a succession of rainy days, and expect more to come. We...

Interview| Nov 26, 2014

Make no mistake: small and personable does not mean...

The Monmouthshire Building Society’s new chairman is proud of the way the mutual’s comparative smallness enables it to respond to its customers’...

From Special Report: Financial Adviser Service Awards - November 2014| Nov 26, 2014

Mortgages round up

See which providers gave excellent service this year – and those who fell short

More on Mortgage Products
Adviser Guides

Guide to Mortgage Endowments and Interest-Only

Mortgage endowments were unusual among financial products.

Special Reports

Offset Mortgages - October 2014

Offset mortgages are more efficient in a low-interest-rate environment

FTAdviser Blog

It’s time the FCA enforced TCF principles

News Review: Laudable rules to prevent unintended consequences are being ignored by lenders.

Adviser Guides

Guide to Second Charge Mortgages

A popular alternative to remortgaging, a shake-up of the way this product is regulated is on the way.

Special Reports

Equity Release - June 2014

Predictions of the products imminent breakthrough have proved to be false dawns in the past.

FTAdviser Blog

FCA fine gives context for Natwest over-compliance

Final notice reveals that affordability issues and lack of oversight of advised sales prompted action.

Adviser Guides

Guide to Help to Buy - Updated

Help to Buy assists borrowers who can afford a mortgage but have only been able to muster 5 per cent of the property purchase price.

FTAdviser Blog

Why I support any action to curb febrile property market

News Review: People are rushing to grab loans and piling into property, pushing the market further away from first-timers.

Recent Articles
  1. Guide to Mortgage Endowments and Interest-Only
    From Training| Nov 27, 2014

    Guide to Mortgage Endowments and Interest-Only

    Mortgage endowments were unusual among financial products.

  2. Nov 26, 2014

    The Mortgage Works brings in stress rate for BTL lenders

    TMW says they aim to protect landlords from future base rate rises

  3. Nov 26, 2014

    Mystery Shopper

    A young, unmarried salesman is in search of a mortgage

  4. From Special Report: Financial Adviser Service Awards - November 2014| Nov 26, 2014

    Five star mortgage provider profiles

    Lenders with best service talk up their strengths at a time when the MMR has brought upheaval

  5. Paragon buy-to-let completions up 82.5%
    Nov 25, 2014

    Paragon buy-to-let completions up 82.5%

    Paragon reports strong progress in buy-to-let and debt purchase divisions.

  6. Rollout of new ‘large mortgage’ advice service
    Nov 24, 2014

    Rollout of new ‘large mortgage’ advice service

    Service designed to assist customers particularly looking for large mortgage funding.

  7. Natwest cuts rates across intermediary range
    Nov 20, 2014

    Natwest cuts rates across intermediary range

    In total, 87 purchase and remortgage deals will be reduced for brokers.

  8. Nov 20, 2014

    Mystery Shopper: South London

    Our mystery shopper is a 39-year-old academic with no pension and no mortgage, having been studying for a PhD. About to start a job on an annual...

  9. Appetite for lending is beginning to bite
    Nov 20, 2014

    Appetite for lending is beginning to bite

    Over the past few weeks there seems to be something of a price war emerging as lenders compete for business

  10. Skipton cuts 2-year fixed rates by up to 0.56 per cent
    Nov 19, 2014

    Skipton cuts 2-year fixed rates by up to 0.56 per cent

    Deals available with a choice of fee and rate blends for those wishing to lock in before possible interest rate rises.

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