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Home > Mortgages > Mortgage Products

Mortgage Products

Latest News

Dec 18, 2014

Accord increases proc fees

Increases to be applied on all completed new residential mortgage applications made on or after 1 January 2015.

Dec 18, 2014

Skipton lowers three and five-year fixed rate mortgages

Building society has reduces rates on all current residential three and five-year fixes.

Dec 16, 2014

TMBC offers two buy-to-let deals with Skipton

Two-year fixed rates starting at 1.99 per cent with free valuation and free legals.

Dec 16, 2014

Santander launches 10-year fixed rate mortgage

Additionally, the bank has made some reductions to three and five-year fixes.

From Regulation| Dec 16, 2014

Co-op Bank fails Bank of England stress test

Five lenders are ready to withstand a crash, Bank’s stress test finds.

Mortgage Data| Dec 15, 2014

Landlords prefer buy-to-let finance via IFAs

Intermediaries remain the most popular choice for buy-to-let investors, says lender.

Analysis & Opinion

Dec 12, 2014

A year of two halves

The positivity evident in the mortgage market early in the year has taken a knock in the second half

Stamp duty revolution is pure politics - and I love it

Ashley Wassall| Dec 05, 2014

Stamp duty revolution is pure politics - and I love it

Overhaul of ‘slab’ structure is politically pitch perfect and elegantly recaptures initiative.

Dec 04, 2014

Metro Bank cuts trio of residential mortgage rates

Changes affect residential mortgages of up to £1.5m

New-builds will stop UK going down under

Dec 04, 2014

New-builds will stop UK going down under

UK might just avoid Australia’s affordable housing crisis with its focus on new-build and the government’s help-to-buy scheme

More on Mortgage Products
Adviser Guides

Guide to Residential Interest-Only

An interest-only mortgage requires monthly payments that cover only the interest charged, but not the capital amount borrowed.

Special Reports

Offset Mortgages - October 2014

Offset mortgages are more efficient in a low-interest-rate environment

FTAdviser Blog

It’s time the FCA enforced TCF principles

News Review: Laudable rules to prevent unintended consequences are being ignored by lenders.

Adviser Guides

Guide to Mortgage Endowments and Interest-Only

Mortgage endowments were unusual among financial products.

FTAdviser Blog

FCA fine gives context for Natwest over-compliance

Final notice reveals that affordability issues and lack of oversight of advised sales prompted action.

Adviser Guides

Guide to Second Charge Mortgages

A popular alternative to remortgaging, a shake-up of the way this product is regulated is on the way.

FTAdviser Blog

Why I support any action to curb febrile property market

News Review: People are rushing to grab loans and piling into property, pushing the market further away from first-timers.

Recent Articles
  1. Guide to Residential Interest-Only
    From Training| Dec 18, 2014

    Guide to Residential Interest-Only

    An interest-only mortgage requires monthly payments that cover only the interest charged, but not the capital amount borrowed.

  2. Hinckley & Rugby cut high LTV interest rates
    Dec 12, 2014

    Hinckley & Rugby cut high LTV interest rates

    Deals have no early repayment charges and the higher lending charge is paid by the society.

  3. Paragon updates large-scale mortgage range
    Dec 12, 2014

    Paragon updates large-scale mortgage range

    Refresh includes 18 products catering for landlords with larger rental portfolios.

  4. Teachers launch ‘later years’ mortgage deals
    Dec 12, 2014

    Teachers launch ‘later years’ mortgage deals

    Deals already available via intermediary channels and will be going direct in next few weeks.

  5. Dec 12, 2014

    Intermediary lender Accord drops residential rates

    Up to 0.15% shaved off across two-year fixed-rate range

  6. Skipton meets broker demand for new-build products
    Dec 11, 2014

    Skipton meets broker demand for new-build products

    New deals available at 75, 80 and 85 per cent loan-to-value.

  7. Leeds refreshes short term fixed-rate range
    Dec 11, 2014

    Leeds refreshes short term fixed-rate range

    All updated deals come with £800 arrangement fee and no booking fee.

  8. Metro Bank launches BTL portfolio proposition
    Dec 11, 2014

    Metro Bank launches BTL portfolio proposition

    Lender will allow 25 buy-to-let properties up to a value of £5m and 75 per cent loan-to-value for the portfolio.

  9. Atom teams up with Skipton for ex-pat exclusives
    Dec 11, 2014

    Atom teams up with Skipton for ex-pat exclusives

    Atom able to offer ex-pats up to 75 per cent LTV, interest-only mortgage for a limited time,

  10. Northern Rock borrowers win High Court case
    Dec 11, 2014

    Northern Rock borrowers win High Court case

    Nationalised “bad bank” of Northern Rock has been told to refund interest paid by Together mortgage holders on part of their loan.

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