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Home > Mortgages > Mortgage Products

Mortgage Products

Latest News

Jan 30, 2015

A market-beater, but little succour for high-LTV buyers

Not many deals launched for high loan-to-values this week.

From Regulation| Jan 30, 2015

Provider push-back and ‘zombie’ pensions: the week in news

This week also saw an evolution in advice delivery and a landmark legal victory for the West Brom.

Jan 29, 2015

Openwork launches refreshed mortgage panel

The new panel now includes Bank of Ireland and TSB.

Jan 29, 2015

Ex-Personal Touch chair targets advisers making DA switch

Network will fulfil a transitory role and assist around 200 advisers seeking to become directly authorised.

Jan 28, 2015

Clydesdale becomes latest to up proc fees

Increases for networks and directly authorised brokers due from 2 February.

Jan 27, 2015

Lenders not budging after Barclays’ LTI decrease

Two lenders refuse to disclose loan to income multiples.

Analysis & Opinion
Product review: Leeds Building Society new ranges

Review| Jan 23, 2015

Product review: Leeds Building Society new ranges

Two- and five-year rates from Leeds plus a range of five-year fixed rate offset mortgages.

Product review: Santander fixed rates

Review| Jan 23, 2015

Product review: Santander fixed rates

Two-year mortgages available to remortgages with lower fees than before.

Jan 21, 2015

Accord Mortgages cuts rates

Yorkshire BS subsidiary makes its products more appealing

Jan 15, 2015

Gauging the lie of the land

A snapshot of the mortgage product market at the start of the year

More on Mortgage Products
Adviser Guides

Guide to Professional Mortgages

Qualified professionals could previously command more generous offers, but their advantage is waning.

Special Reports

Offset Mortgages - October 2014

Offset mortgages are more efficient in a low-interest-rate environment

FTAdviser Blog

The case for tougher regulation of buy-to-let

News review: Whatever way you look at it, the case for intervention stacks up.

Adviser Guides

Guide to Residential Interest-Only

An interest-only mortgage requires monthly payments that cover only the interest charged, but not the capital amount borrowed.

FTAdviser Blog

Unfairness at the heart of the mortgage market

News Review: First-time buyers and some existing borrowers are still getting the thin end of the wedge.

Adviser Guides

Guide to Mortgage Endowments and Interest-Only

Mortgage endowments were unusual among financial products.

FTAdviser Blog

It’s time the FCA enforced TCF principles

News Review: Laudable rules to prevent unintended consequences are being ignored by lenders.

Recent Articles
  1. Guide to Professional Mortgages
    From Training| Jan 29, 2015

    Guide to Professional Mortgages

    Qualified professionals could previously command more generous offers, but their advantage is waning.

  2. Barclays applies exemption to borrowers hit by cap
    Jan 26, 2015

    Barclays applies exemption to borrowers hit by cap

    Customers that are simply coming to the end of a fixed rate period will not need to re-assess affordability.

  3. Virgin Money targets higher LTV lending growth
    Jan 26, 2015

    Virgin Money targets higher LTV lending growth

    Mortgages director hopes to build on 2014 gains and growing consumer confidence.

  4. Barclays limits loans to 4.5 times incomes
    Jan 23, 2015

    Barclays limits loans to 4.5 times incomes

    “Quite a few lenders have done similar things”, broker says.

  5. Jan 21, 2015

    TMW announce 10-year BTL loan

    Longer-term mortgage loan constitutes a genuinely innovative product

  6. Lighthouse launches mortgage and protection offering
    Jan 21, 2015

    Lighthouse launches mortgage and protection offering

    Service initially available to a 1.7m-member subset of the group’s affinity partners.

  7. The Nottingham launches high LTV range
    Jan 21, 2015

    The Nottingham launches high LTV range

    Move precipitated by recent inflation fall which lowered the wholesale swap rates fixed mortgages are based on.

  8. Lloyds joins Capita in home building scheme
    Jan 20, 2015

    Lloyds joins Capita in home building scheme

    Eleven local authorities have signed up to scheme which helps de-risk getting a mortgage for self-built and custom-built properties.

  9. Equity release lending reaches new £1.4bn record
    Jan 20, 2015

    Equity release lending reaches new £1.4bn record

    Industry figures call for more product development and more adviser training ahead of April pension reforms.

  10. Residential property crowdfunding platform launches
    Jan 19, 2015

    Residential property crowdfunding platform launches

    Investors will receive a monthly rental income and benefit from any capital growth, in direct proportion to their ownership.

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