spotlight

• Mortgages - How the Budget hit home

  How were the mortgage and property sector affected by this year’s Budget proposals? Laverne Hadaway provides a summary

• Taxation - Budget 2012 – the key tax issues

  Following the 2012 Budget announcements, Marcia Banner of Scottish Widows provides an initial analysis of the key advice issues

• Pensions - Pension transfers will challenge advisers

  Planned changes to pension transfer rules will soon prove a thorn in the side of specialist advisers, says Bob Campion

• Investments - A new investment reality

  Investors must be less ambitious and more demanding for absolute returns, says Russell Taylor

• Protection - Is it time to reconsider cash plans?

  With their low premiums, healthcare cash plans are often overlooked. But, as Sam Barrett explains, these products have plenty to offer