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Home > Pensions > Personal Pensions

Personal Pensions

Latest News

From Regulation| Oct 30, 2014

Schemes will have to disclose transaction costs: FCA

Regulator expects Nest to benefit from pension scheme cap.

Oct 30, 2014

‘Bringing drawdown to the masses’ now key challenge: report

“A crucial consideration for the products of the future must be simplicity”, says Apfa director general.

Oct 30, 2014

Falling pensions bounce back up

Auto-enrolment has reversed a long-term decline in workplace pension take-ups, government statistics suggest.

Oct 28, 2014

Webb ‘doesn’t know’ full effect of new rules

Pensions minister Steve Webb has been addressing the Pension Schemes Bill committee on the Government’s reforms.

Oct 27, 2014

Inertia exposed as 40% admit ‘never’ reviewing pension

Just over half of people in the 55-64 year old category said they had reviewed retirement plans in past four years.

Oct 24, 2014

Couples risk leaving partners without any income

Two in five UK couples over the age of 40 have made arrangements to ensure one partner will continue to receive a retirement income.

Analysis & Opinion
Lifetime mortgages are still in murky waters

Tony HazellonMortgages| Oct 29, 2014

Lifetime mortgages are still in murky waters

So someone with a perfectly good pension and bags of equity in their home is told they are not eligible for a mortgage.

New kid in town

Oct 23, 2014

New kid in town

With only six months left before radical changes to pension rules take effect, there is a lot of information to be digested and discussed

Interview| Oct 23, 2014

Firing Line: Carlton Hood

Carlton Hood, customer director at Old Mutual Wealth, talks to Melanie Tringham about how he sees financial services going through a period of...

Pensions Bill scrambling shows guidance success critical

Ashley WassallonAnnuities| Oct 17, 2014

Pensions Bill scrambling shows guidance success critical

In a lot of the cases full advice should be recommended and would be well worth the expense.

More on Personal Pensions
Adviser Guides

Guide to Retirement Income Options post-Budget

Many headlines in the aftermath of the Budget concentrated on the fantastic freedom and choice being introduced.

FTAdviser Blog

Advisers may not have hiked fees enough

Fear of clients walking away could be forcing advisers to swallow increasing cost burden.

Adviser Guides

Guide to Pension Liberation

Any scheme which offers money from a pension fund before minimum pension age should ring alarm bells.

FTAdviser Blog

Reform rush has industry in a spin over freedoms

Week in brief: Treasury confirms draft rules and FCA lines up guidance policy, as advisers ‘hide behind their desks’.

Adviser Guides

Guide to Trivial Commutation post-Budget

Trivial commutation is an option for pension scheme members, which allows them to exchange small pensions for a taxable lump sum.

FTAdviser Blog

Reforms undermine RDR drive to put a value on advice

Week in Brief: Responses to guidance consultation, mis-selling fears and the regulator admits to mistake.

Recent Articles
  1. Advisers may not have hiked fees enough
    FTAdviser BlogonYour Industry| Oct 29, 2014

    Advisers may not have hiked fees enough

    Fear of clients walking away could be forcing advisers to swallow increasing cost burden.

  2. Savers face penalties over pension freedoms reporting
    Oct 23, 2014

    Savers face penalties over pension freedoms reporting

    Savers who miss 31-day deadline to pass on information will be hit with a £300 initial fine plus £60 a day thereafter.

  3. Freedoms cause 150,000 to delay retirement income decision
    Oct 23, 2014

    Freedoms cause 150,000 to delay retirement income decision

    Annuity sales drop as drawdown sales increase, data reveal.

  4. Advisers call for new ways to guarantee retirement income
    Oct 23, 2014

    Advisers call for new ways to guarantee retirement income

    “Guarantees will play a major role in delivering pension flexibility,” provider says.

  5. ‘Death tax’ abolition will not boost over-50s saving
    Oct 20, 2014

    ‘Death tax’ abolition will not boost over-50s saving

    Industry must abandon traditional thinking that a pension is just for the individual, provider says.

  6. Pension pots to ‘run dry’ after five years: True Potential
    Oct 20, 2014

    Pension pots to ‘run dry’ after five years: True Potential

    Brits are on course to build a retirement fund worth just £120,213, research shows.

  7. Reform rush has industry in a spin over freedoms
    FTAdviser BlogonYour Industry| Oct 17, 2014

    Reform rush has industry in a spin over freedoms

    Week in brief: Treasury confirms draft rules and FCA lines up guidance policy, as advisers ‘hide behind their desks’.

  8. Your technical pension freedoms questions answered
    Annuities| Oct 17, 2014

    Your technical pension freedoms questions answered

    ‘Non-advised drawdown is an accident waiting to happen’, says pensions expert and workshop panelist.

  9. Default auto-escalation is contribution solution: Webb
    Oct 17, 2014

    Default auto-escalation is contribution solution: Webb

    “One of the lasting legacies of this government will be CDC,” pensions minister says.

  10. HSBC confirms review following Fos trail ruling
    Oct 16, 2014

    HSBC confirms review following Fos trail ruling

    Ombudsman ruled HSBC must return trail commission it took after failing to give ongoing advice.

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