We use cookies to improve site performance and enhance your user experience. If you'd like to disable cookies on this device, please see our cookie management page.
If you close this message or continue to use this site, you consent to our use of cookies on this devise in accordance with our cookie policy, unless you disable them.

Close
In association with

Home > Pensions > Personal Pensions

Personal Pensions

Latest News

Oct 20, 2014

‘Death tax’ abolition will not boost over-50s saving

Industry must abandon traditional thinking that a pension is just for the individual, provider says.

Oct 20, 2014

Pension pots to ‘run dry’ after five years: True Potential

Brits are on course to build a retirement fund worth just £120,213, research shows.

Annuities| Oct 17, 2014

Your technical pension freedoms questions answered

‘Non-advised drawdown is an accident waiting to happen’, says pensions expert and workshop panelist.

Oct 17, 2014

Default auto-escalation is contribution solution: Webb

“One of the lasting legacies of this government will be CDC,” pensions minister says.

Oct 16, 2014

HSBC confirms review following Fos trail ruling

Ombudsman ruled HSBC must return trail commission it took after failing to give ongoing advice.

Annuities| Oct 15, 2014

10 key takeaways from the draft pensions bill

Amount of tax-free cash that can be ‘recycled’ has been reduced, while Treasury is set to pocket £4bn.

Analysis & Opinion
Pensions Bill scrambling shows guidance success critical

Ashley WassallonAnnuities| Oct 17, 2014

Pensions Bill scrambling shows guidance success critical

In a lot of the cases full advice should be recommended and would be well worth the expense.

State pension deferral as annuity alternative

Oct 16, 2014

State pension deferral as annuity alternative

George Osborne declared ‘no-one needs to buy an annuity’, but there are alternatives now for those who need to cover bills.

Pensions changes will bring fresh opportunities

Hal AustinonAnnuities| Oct 15, 2014

Pensions changes will bring fresh opportunities

Doomsayers have already been shouting about people being profligate with their pots.

Pension freedoms webinar workshop

Annuities| Oct 13, 2014

Pension freedoms webinar workshop

They’ve been referred to as the biggest changes to pension tax rules for a generation, some say ever.

More on Personal Pensions
Adviser Guides

Guide to Retirement Income Options post-Budget

Many headlines in the aftermath of the Budget concentrated on the fantastic freedom and choice being introduced.

FTAdviser Blog

Reform rush has industry in a spin over freedoms

Week in brief: Treasury confirms draft rules and FCA lines up guidance policy, as advisers ‘hide behind their desks’.

Adviser Guides

Guide to Pension Liberation

Any scheme which offers money from a pension fund before minimum pension age should ring alarm bells.

FTAdviser Blog

Reforms undermine RDR drive to put a value on advice

Week in Brief: Responses to guidance consultation, mis-selling fears and the regulator admits to mistake.

Adviser Guides

Guide to Trivial Commutation post-Budget

Trivial commutation is an option for pension scheme members, which allows them to exchange small pensions for a taxable lump sum.

FTAdviser Blog

When the levy breaks: advisers in line to be hit again

Week in Brief: Pensions continue to dominate headlines with pension transfer review costs in the spotlight.

Recent Articles
  1. Reform rush has industry in a spin over freedoms
    FTAdviser BlogonYour Industry| Oct 17, 2014

    Reform rush has industry in a spin over freedoms

    Week in brief: Treasury confirms draft rules and FCA lines up guidance policy, as advisers ‘hide behind their desks’.

  2. Bank account pensions will lead to provider ‘land grab’
    Oct 15, 2014

    Bank account pensions will lead to provider ‘land grab’

    Changes outlined in Pensions Bill will see providers compete to capture market share

  3. Pension cash transfers to treble in 2014
    Oct 15, 2014

    Pension cash transfers to treble in 2014

    Tisa estimates industry costs from pension transfers and consolidation will amount to tens of millions of pounds during 2015.

  4. RDR a ‘walk in the park’ compared to pension reforms
    Oct 15, 2014

    RDR a ‘walk in the park’ compared to pension reforms

    Mr Hatton said that the reforms have kick started a “monumental shift in how the market is structured”.

  5. Advisers brand death tax changes ‘too good to be true’
    Oct 14, 2014

    Advisers brand death tax changes ‘too good to be true’

    Intermediaries voice caution to FTAdviser that new rules could yet be dumbed down.

  6. Death tax cut further benefits capped drawdown ‘loophole’
    Oct 10, 2014

    Death tax cut further benefits capped drawdown ‘loophole’

    Abolishing the death tax may lead more clients to move into products with high annual allowances.

  7. Nest set to open doors to advisers
    From Your Industry| Oct 10, 2014

    Nest set to open doors to advisers

    Upgrade will mean intermediaries can set themselves up and view all of their employer relationships.

  8. Old Mutual Wealth scraps annual drawdown fee
    From Investments| Oct 09, 2014

    Old Mutual Wealth scraps annual drawdown fee

    Both the annual pension drawdown fee and the current minimum charge on its platform will be scrapped.

  9. Die another day
    Oct 09, 2014

    Die another day

    The chancellor’s proposed scrapping of the 55 per cent pension death tax offers top opportunities

  10. Guide to Retirement Income Options post-Budget
    From Training| Oct 08, 2014

    Guide to Retirement Income Options post-Budget

    Many headlines in the aftermath of the Budget concentrated on the fantastic freedom and choice being introduced.

More on FTAdviser
FTA jobs