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Home > Pensions > Personal Pensions

Personal Pensions

Latest News

08:40

Couples risk leaving partners without any income

Two in five UK couples over the age of 40 have made arrangements to ensure one partner will continue to receive a retirement income.

Oct 23, 2014

Savers face penalties over pension freedoms reporting

Savers who miss 31-day deadline to pass on information will be hit with a £300 initial fine plus £60 a day thereafter.

Oct 23, 2014

Freedoms cause 150,000 to delay retirement income decision

Annuity sales drop as drawdown sales increase, data reveal.

Oct 23, 2014

Advisers call for new ways to guarantee retirement income

“Guarantees will play a major role in delivering pension flexibility,” provider says.

Oct 20, 2014

‘Death tax’ abolition will not boost over-50s saving

Industry must abandon traditional thinking that a pension is just for the individual, provider says.

Oct 20, 2014

Pension pots to ‘run dry’ after five years: True Potential

Brits are on course to build a retirement fund worth just £120,213, research shows.

Analysis & Opinion
New kid in town

Oct 23, 2014

New kid in town

With only six months left before radical changes to pension rules take effect, there is a lot of information to be digested and discussed

Interview| Oct 23, 2014

Firing Line: Carlton Hood

Carlton Hood, customer director at Old Mutual Wealth, talks to Melanie Tringham about how he sees financial services going through a period of...

Pensions Bill scrambling shows guidance success critical

Ashley WassallonAnnuities| Oct 17, 2014

Pensions Bill scrambling shows guidance success critical

In a lot of the cases full advice should be recommended and would be well worth the expense.

State pension deferral as annuity alternative

Oct 16, 2014

State pension deferral as annuity alternative

George Osborne declared ‘no-one needs to buy an annuity’, but there are alternatives now for those who need to cover bills.

More on Personal Pensions
Adviser Guides

Guide to Retirement Income Options post-Budget

Many headlines in the aftermath of the Budget concentrated on the fantastic freedom and choice being introduced.

FTAdviser Blog

Reform rush has industry in a spin over freedoms

Week in brief: Treasury confirms draft rules and FCA lines up guidance policy, as advisers ‘hide behind their desks’.

Adviser Guides

Guide to Pension Liberation

Any scheme which offers money from a pension fund before minimum pension age should ring alarm bells.

FTAdviser Blog

Reforms undermine RDR drive to put a value on advice

Week in Brief: Responses to guidance consultation, mis-selling fears and the regulator admits to mistake.

Adviser Guides

Guide to Trivial Commutation post-Budget

Trivial commutation is an option for pension scheme members, which allows them to exchange small pensions for a taxable lump sum.

FTAdviser Blog

When the levy breaks: advisers in line to be hit again

Week in Brief: Pensions continue to dominate headlines with pension transfer review costs in the spotlight.

Recent Articles
  1. Reform rush has industry in a spin over freedoms
    FTAdviser BlogonYour Industry| Oct 17, 2014

    Reform rush has industry in a spin over freedoms

    Week in brief: Treasury confirms draft rules and FCA lines up guidance policy, as advisers ‘hide behind their desks’.

  2. Your technical pension freedoms questions answered
    Annuities| Oct 17, 2014

    Your technical pension freedoms questions answered

    ‘Non-advised drawdown is an accident waiting to happen’, says pensions expert and workshop panelist.

  3. Default auto-escalation is contribution solution: Webb
    Oct 17, 2014

    Default auto-escalation is contribution solution: Webb

    “One of the lasting legacies of this government will be CDC,” pensions minister says.

  4. HSBC confirms review following Fos trail ruling
    Oct 16, 2014

    HSBC confirms review following Fos trail ruling

    Ombudsman ruled HSBC must return trail commission it took after failing to give ongoing advice.

  5. Pensions changes will bring fresh opportunities
    Hal AustinonAnnuities| Oct 15, 2014

    Pensions changes will bring fresh opportunities

    Doomsayers have already been shouting about people being profligate with their pots.

  6. 10 key takeaways from the draft pensions bill
    Annuities| Oct 15, 2014

    10 key takeaways from the draft pensions bill

    Amount of tax-free cash that can be ‘recycled’ has been reduced, while Treasury is set to pocket £4bn.

  7. Bank account pensions will lead to provider ‘land grab’
    Oct 15, 2014

    Bank account pensions will lead to provider ‘land grab’

    Changes outlined in Pensions Bill will see providers compete to capture market share

  8. Pension cash transfers to treble in 2014
    Oct 15, 2014

    Pension cash transfers to treble in 2014

    Tisa estimates industry costs from pension transfers and consolidation will amount to tens of millions of pounds during 2015.

  9. RDR a ‘walk in the park’ compared to pension reforms
    Oct 15, 2014

    RDR a ‘walk in the park’ compared to pension reforms

    Mr Hatton said that the reforms have kick started a “monumental shift in how the market is structured”.

  10. Advisers brand death tax changes ‘too good to be true’
    Oct 14, 2014

    Advisers brand death tax changes ‘too good to be true’

    Intermediaries voice caution to FTAdviser that new rules could yet be dumbed down.

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