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Home > Pensions > Personal Pensions

Personal Pensions

Latest News

Sep 02, 2014

Providers need to simplify customer journey: Altus

According to the firm, the average consumer will have had around 11 different jobs in their lifetime.

Sep 01, 2014

Panel alert over ‘toxic’ pension products set for launch

Consumer panel concerned over drawdown proliferation and rush to self-invested pensions.

Aug 29, 2014

Four key requirements for automated pension transfers

With auto-enrolment in the initial stages for many early business, volume of transfers is “likely to increase exponentially.”

Aug 27, 2014

Advisers flood helpdesk with pension benefit queries

Elsewhere, adviser enquiries on property were up by 58 per cent compared with Q2 in 2013.

From Investments| Aug 27, 2014

L&G ‘pre-retirement’ funds break the £1bn barrier

Pre-retirement fund suite has continued to grow post-Budget, firm says.

Aug 26, 2014

Concern that Mas is pushing people away from advice

Recent publication contains incitement to complain and contains no information on risks of not taking advice.

Analysis & Opinion
All the details of the new pension freedoms

Aug 26, 2014 |

All the details of the new pension freedoms

Defaqto Retirement Update: changes offer individuals choice and flexibility to meet evolving needs.

Retrospective regulation is the enemy of innovation

Ashley WassallonRegulation| Aug 22, 2014

Retrospective regulation is the enemy of innovation

It doesn’t always require the sledgehammer of regulation to crack the nut of disenfranchised customers.

A pension will boost your attractiveness

From Your Industry| Aug 13, 2014

A pension will boost your attractiveness

Selling pensions as a way of ensuring your future is what is needed.

Complex rules of lifetime allowance

Aug 06, 2014

Complex rules of lifetime allowance

The government’s lifetime limit on tax-free pension contributions has been complicated by introduction of auto-enrolment

More on Personal Pensions
Adviser Guides

Guide to Trivial Commutation post-Budget

Trivial commutation is an option for pension scheme members, which allows them to exchange small pensions for a taxable lump sum.

FTAdviser Blog

When the levy breaks: advisers in line to be hit again

Week in Brief: Pensions continue to dominate headlines with pension transfer review costs in the spotlight.

Adviser Guides

Guide to Income Drawdown post-Budget

It is vital that advisers understand what options could be available for their clients next year.

FTAdviser Blog

How the FCA saved smaller Sipps - or at least some of them

Week in Brief: Sipps cap ad confirmed, first simplified product launched and Sesame reveals all is still not well.

Adviser Guides

Guide to Pension Charges

The longer the pension plan has been in place, the wider the variation in charges can be.

FTAdviser Blog

How life companies could undermine new freedoms

News Review: Prevarication, bureaucracy and a good old fashioned case of mis-selling underline challenges that lie ahead.

Recent Articles
  1. When the levy breaks: advisers in line to be hit again
    FTAdviser BlogonRegulation| Aug 22, 2014

    When the levy breaks: advisers in line to be hit again

    Week in Brief: Pensions continue to dominate headlines with pension transfer review costs in the spotlight.

  2. Ssas set to be revolutionised by ‘fit and proper’ rules
    Aug 22, 2014

    Ssas set to be revolutionised by ‘fit and proper’ rules

    Rules designed to prevent pensions liberation likely to increase fiduciary oversight, says Dentons.

  3. AJ Bell predicts pension liberty will be curtailed
    Aug 21, 2014

    AJ Bell predicts pension liberty will be curtailed

    Firm criticises government’s “gung ho” approach to ‘at retirement’ reforms.

  4. Ombudsman delays pension liberation decisions again
    Aug 21, 2014

    Ombudsman delays pension liberation decisions again

    “Pension liberation cases that we are looking at need very careful consideration”, Ombudsman says.

  5. Ashley Law could recover £1m+ from advisers after review
    From Your Industry| Aug 20, 2014

    Ashley Law could recover £1m+ from advisers after review

    One adviser says cost of reviewing 10 cases plus compensation will leave him with £20,000 bill.

  6. Altus calls for mandatory open standards for pensions
    Aug 20, 2014

    Altus calls for mandatory open standards for pensions

    Pensions transfer firm argues open standards would lower costs while increasing coverage and efficiency.

  7. Average retirement now lasts 20 years: Prudential
    Aug 20, 2014

    Average retirement now lasts 20 years: Prudential

    Those living 20 years in retirement looking for an average income of £15,800 will need a £121,000 pension pot.

  8. Zurich to launch ‘flexi-access’ drawdown proposition
    Aug 19, 2014

    Zurich to launch ‘flexi-access’ drawdown proposition

    Insurance giant says prior to Budget changes it “always intended to introduce a flexible drawdown facility”.

  9. Regulator forces £184m Lehmans pension settlement
    Aug 19, 2014

    Regulator forces £184m Lehmans pension settlement

    The Pension Regulator claims settlement payment will be the largest sum paid to a scheme as a result of its actions.

  10. Workplace pension saving ‘is the norm’: DWP
    Aug 19, 2014

    Workplace pension saving ‘is the norm’: DWP

    Survey finds 3 in 10 working age people have taken action after seeing the government’s auto-enrolment adverts.

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