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Home > Pensions > Personal Pensions

Personal Pensions

Latest News

Nov 26, 2014

Lighthouse offers small-pot savers annuity ‘bridge’

‘Retirement bridge’ designed to provide flexibility for members between accumulation and annuitisation.

Nov 26, 2014

Napf opts for £10k auto-enrolment pay trigger

Trade body says it is “too complex” to raise the auto-enrolment trigger in-line with CPI or earnings growth.

From Regulation| Nov 25, 2014

Osborne relents on pension freedoms reporting burden

Savers will now only have to inform schemes they actively contribute to and will have 91 days to do so.

Nov 24, 2014

Scottish Life replaced by Royal London brand

As of today (24 November), Scottish Life is no more with the pension provider now named Royal London.

Nov 24, 2014

Annuity ‘insurance’ pitched to solve longevity risk riddle

Nest says collaboration among industry and consumer groups critical to solving challenges for ‘DC dependent’ nation.

Nov 19, 2014

‘McDonalds Diploma’ MP to launch digital guidance service

Mark Hoban promises service ‘will not step on IFAs’ toes’, as it will not provide detailed advice

Analysis & Opinion
Why annuities could be the next big mis-selling scandal

Ashley WassallonAnnuities| 11:19

Why annuities could be the next big mis-selling scandal

... And how we could stop it happening again.

Nov 26, 2014

Employer found against death grant case

Royal Borough of Kensington and Chelsea failed to take account of deceased’s parents position in the beneficiary nomination form, while case...

From Special Report: Financial Adviser Service Awards - November 2014| Nov 26, 2014

Outstanding Achievement: Advisers top of our priority list

Prudential earned 2014’s outstanding achievement gong at our yearly service awards

From Special Report: Financial Adviser Service Awards - November 2014| Nov 26, 2014

Methodology: Sifting through the evidence

For 20 years we’ve been crunching the numbers - helped in great part by CoreData - to produce a list of top service providers for life & pension,...

More on Personal Pensions
Adviser Guides

Guide to Annuities Post-Pension Freedoms

How did the Budget shake up annuities in particular, and how are these products are set to change?

FTAdviser Blog

Like it or not, the pension ‘credit card’ is coming

News Review: We are edging closer to pensions working like bank accounts, but is this really what was intended?

Adviser Guides

Guide to Retirement Income Options post-Budget

Many headlines in the aftermath of the Budget concentrated on the fantastic freedom and choice being introduced.

FTAdviser Blog

Don’t take the state pension for granted

Regarding the number of NI years needed to get a full state pension, we are actually moving back in time.

Adviser Guides

Guide to Pension Liberation

Any scheme which offers money from a pension fund before minimum pension age should ring alarm bells.

FTAdviser Blog

Advisers may not have hiked fees enough

Fear of clients walking away could be forcing advisers to swallow increasing cost burden.

Recent Articles
  1. Five key themes from this week’s news
    13:17

    Five key themes from this week’s news

    Advisers will pay less for guidance - but will they benefit in the form of increased referrals?

  2. From Special Report: Financial Adviser Service Awards - November 2014| Nov 26, 2014

    Five star life and pension provider profiles

    The top companies for service reveal the secrets to their success

  3. From Special Report: Financial Adviser Service Awards - November 2014| Nov 26, 2014

    Life and pensions round up

    See which providers gave excellent service this year – and those who fell short

  4. From Special Report: Income Options - November 2014| Nov 24, 2014

    Why investment trusts could benefit from pension freedoms

    Advisers have traditionally steered clear of trusts, but post-RDR growth could be boosted by new pension rules.

  5. Ernst & Young in talks on pension ‘bank account’
    Interview| Nov 21, 2014

    Ernst & Young in talks on pension ‘bank account’

    Director reveals discussions with “technology partner” and says solution “is certainly possible... for April.”

  6. Gill CardyonRegulation| Nov 20, 2014

    Mas-sive fail over pensions guidance guarantee snub

    Caroline Rookes did her best to explain away the Treasury’s decision not to involve the body in its guidance system.

  7. Kevin O'DonnellonRegulation| Nov 19, 2014

    Time to come clean on state pension shortcomings

    The frankness shown by the Isle of Man Treasury should be emulated widely.

  8. MPs, experts warn pension freedoms being ‘misrepresented’
    Nov 18, 2014

    MPs, experts warn pension freedoms being ‘misrepresented’

    National press in particular has characterised the reforms around the issue of people “getting their money early”.

  9. Pru drawdown succour as annuity slump drags on profit
    From Your Industry| Nov 18, 2014

    Pru drawdown succour as annuity slump drags on profit

    Overall retail sales were only 3 per cent lower than the first nine months of 2013.

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