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Home > Pensions > Personal Pensions

Personal Pensions

Latest News

From Regulation| Dec 19, 2014

Five key themes from this week’s news

The regulator has kept us on our toes by publishing something almost every day this week.

Dec 19, 2014

James Hay confirms pension lump sums for April deadline

Platform will also launch an ‘on-platform’ discretionary fund management service.

Dec 19, 2014

‘Stiff demand’ expected for UFPLS, Read claims

Platforms and providers are showing high interest in UFPLS, the chief executive of Dunstan Thomas has said.

Dec 18, 2014

FCA guidance rules will not lead to referrals: advisers

Only 3 per cent of advisers surveyed thought new business will come from guidance session referrals.

Dec 18, 2014

Gov’t confirms £10k auto-enrolment pay trigger

The order will require approval from both Houses before the regulations can be made.

Dec 18, 2014

Retirement savers aiming for 7% return

High expectations among savers persist despite years of the Bank of England base rate being stuck at 0.5 per cent.

Analysis & Opinion

Interview| Dec 12, 2014

It will never be the same again

Insofar as anyone can tell what will happen in the pensions world next year, our guest columnist is having a stab at it

Will low-cost online ‘advice’ ghettoise IFAs?

Tony HazellonYour Industry| Dec 11, 2014

Will low-cost online ‘advice’ ghettoise IFAs?

The rise of low-cost guidance from sites such as Nutmeg poses a real threat to advisers

De-risking retirement income planning advice

Sipps & Ssas| Dec 05, 2014 |

De-risking retirement income planning advice

Defaqto Retirement Update: There are now an almost infinite number of retirement options.

Review| Dec 04, 2014

Mystery shopper: Bracknell

Bracknell is the target this week as our intrepid shopper hits the phones to try out the local IFAs

More on Personal Pensions
Adviser Guides

Guide to Workplace Pensions

Historically, many public and private sector organisations have provided a defined benefit pension scheme for staff.

FTAdviser Blog

Like it or not, the pension ‘credit card’ is coming

News Review: We are edging closer to pensions working like bank accounts, but is this really what was intended?

Adviser Guides

Guide to Annuities Post-Pension Freedoms

How did the Budget shake up annuities in particular, and how are these products are set to change?

FTAdviser Blog

Don’t take the state pension for granted

Regarding the number of NI years needed to get a full state pension, we are actually moving back in time.

Adviser Guides

Guide to Retirement Income Options post-Budget

Many headlines in the aftermath of the Budget concentrated on the fantastic freedom and choice being introduced.

FTAdviser Blog

Advisers may not have hiked fees enough

Fear of clients walking away could be forcing advisers to swallow increasing cost burden.

Recent Articles
  1. Market View: Providers defend charging structures
    Dec 17, 2014

    Market View: Providers defend charging structures

    Insurers have until June 30 to provide data, analysis and proposed actions to remedy high charging legacy schemes.

  2. Liberation complaint upheld but legal action likely
    From Regulation| Dec 17, 2014

    Liberation complaint upheld but legal action likely

    Consumer complains that he could not transfer his pension out from a pension liberator.

  3. Webb praises new pension ‘guidance’ qualification
    Dec 17, 2014

    Webb praises new pension ‘guidance’ qualification

    First professional qualification in pension scheme member guidance.

  4. Thousands of savers exposed to 3%+ legacy charges
    Dec 17, 2014

    Thousands of savers exposed to 3%+ legacy charges

    Providers told to review their exit charges by an independent firm.

  5. Prudential launches flexible drawdown ahead of freedoms
    Dec 16, 2014

    Prudential launches flexible drawdown ahead of freedoms

    Option is available through flexible retirement plan wrapper and will convert to flexi-access drawdown in April.

  6. Advisers raise concerns over Mas’s retirement directory
    Dec 15, 2014

    Advisers raise concerns over Mas’s retirement directory

    Directory details generally welcomed, but several concerns remain.

  7. Defaqto stresses importance of unit-linked guarantees
    Dec 15, 2014

    Defaqto stresses importance of unit-linked guarantees

    Research update aims to educate advisers on new at-retirement options ahead of next April.

  8. Industry critical of new gov’t pensioner bond
    From Investments| Dec 15, 2014

    Industry critical of new gov’t pensioner bond

    Commentators predict rush to take up higher interest paying bonds upon January launch.

  9. NS&I Income Bonds rates set
    Dec 12, 2014

    NS&I Income Bonds rates set

    Rates are confirmed as outlined in March Budget

  10. Five key themes from this week’s news
    From Regulation| Dec 12, 2014

    Five key themes from this week’s news

    Regulatory issues dominated this week’s news.

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