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Home > Pensions > Personal Pensions

Personal Pensions

Latest News

16:24

Providers in deal with gov’t to cut legacy charges

Officials had said pension providers had identified about £10bn worth of funds where charges will be cut.

12:24

Canada Life charges unknown on pension freedom products

Provider also makes necessary updates to lifetime annuity to get in line with new rules.

09:51

Employers fear employee retirement decisions responsibility

Survey shows that concerns still do not translate to either employer or employees actually paying for advice.

08:59

Advisers flag up pension freedom risks

Advisers say the risk of running out of money was the most significant threat to pension freedoms ahead.

From Your Industry| 08:57

PFS writes to government over ‘insistent client’ complaints

Trade body calls for an “urgent change of policy in recognition of the risks” to the advice sector.

From Your Industry| Mar 27, 2015

Adviser margins and UFPLS default: This week’s news

It has been a busy seven days, with the regulator publishing papers on an almost daily basis.

Analysis & Opinion
Retirement planning around the world

10:11

Retirement planning around the world

Reforms like auto-enrolment and pensions freedoms have improved retirement options. Spriha Srivastava looks at how the new UK pension regime...

‘FCA needs to change approach to DB transfer advice’

InterviewfromAnnuities| Mar 27, 2015

‘FCA needs to change approach to DB transfer advice’

Mike Morrison reveals why he is staying in bed on 6 April and what the regulator should be doing to help advisers.

A peek into the future after freedom day

Mar 26, 2015

A peek into the future after freedom day

A new report by the work and pensions select committee looks at the issues raised by changes to pension regulations in April

Mar 26, 2015

Age figures prominently in redundancy/pension case

Pensions Ombudsman found entitlement to unreduced pension on redundancy did not apply to employees under 50

More on Personal Pensions
Adviser Guides

Key Adviser Issues in Budget 2015

Everything you need to know about the key measures affecting you and your clients from George Osborne’s sixth Budget.

Special Reports

Retirement Income Planning - March 2015

Reforms will trigger the most fundamental rethink of at-retirement advice in years.

FTAdviser Blog

Say ‘no’ to insistent professional bodies

A chartered financial planner responds to Keith Richards’ article on declining to service insistent clients.

Adviser Guides

Guide to Pension Wise and Retirement Guidance

When the government announced its sweeping reforms of the ‘at-retirement’ market in the 2014 Budget, it offered a guidance guarantee.

Special Reports

Income Drawdown - March 2015

Income drawdown is set to become the default retirement income option for more savers from April.

FTAdviser Blog

To infinity and beyond: What longevity means for advisers

Zurich’s head of retail platform strategy says advisers will play an increasingly important role.

Adviser Guides

Guide to Isas and Pension Freedoms

Isas were made a far more flexible savings vehicle last year.

Special Reports

Retirement Freedom and Responsibility - March 2015

Will those taking advantage of the pension reforms spend their pots or chose wisely where to invest it?

Ashley Wassall

Advisers take centre stage as pension guidance fears mount

News Review: Guidance might not be ready for reforms, annuity for cash plans raise concerns.

Recent Articles
  1. Say ‘no’ to insistent professional bodies

    Say ‘no’ to insistent professional bodies

    A chartered financial planner responds to Keith Richards’ article on declining to service insistent clients.

  2. Regulators consult on Solvency II approved persons regime
    From Regulation| Mar 27, 2015

    Regulators consult on Solvency II approved persons regime

    New regime will begin on 7 March 2016, following implementation of the ‘fit and proper’ requirements at the start of next year.

  3. DWP clarifies spent pension state fallback rules
    Mar 27, 2015

    DWP clarifies spent pension state fallback rules

    Pension expert warns government has drawn a line on people spending pension pots.

  4. Most Brits unaware of pension savings: survey
    Mar 27, 2015

    Most Brits unaware of pension savings: survey

    Findings back the development of an online ‘pensions dashboard’ to encourage engagement.

  5. Ex-pat savers to be barred from pension freedoms
    Mar 27, 2015

    Ex-pat savers to be barred from pension freedoms

    Adam Wrench of London and Colonial says changes come as a “complete surprise”.

  6. Advisers should offer ‘entry level’ propositions: Tpas
    From Your Industry| Mar 26, 2015

    Advisers should offer ‘entry level’ propositions: Tpas

    The service is seeing more advice models that are dealing with lower value size pots.

  7. Aviva shareholders approve acquisition of Friends Life
    From Your Industry| Mar 26, 2015

    Aviva shareholders approve acquisition of Friends Life

    In December last year, Aviva agreed to buy Friends Life in a deal worth £5.6bn

  8. To infinity and beyond: What longevity means for advisers
    onYour Industry| Mar 26, 2015

    To infinity and beyond: What longevity means for advisers

    Zurich’s head of retail platform strategy says advisers will play an increasingly important role.

  9. Key Adviser Issues in Budget 2015
    From Training| Mar 26, 2015

    Key Adviser Issues in Budget 2015

    Everything you need to know about the key measures affecting you and your clients from George Osborne’s sixth Budget.

  10. Key themes in the FCA retirement income market study
    From Regulation| Mar 26, 2015

    Key themes in the FCA retirement income market study

    Responses to criticisms and promises of new requirements for providers revealed from within report.

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