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In Focus - Future Of Independence


Redefinition of the requirements for operating as an independent adviser will place a greater burden on those seeking to adopt or retain the IFA label. As such, there is speculation that this could lead to a diminution of the number of IFAs in favour of the broadly-defined restricted alternative.


Your Industry| Apr 24, 2014

Data reveal slow movement to ‘restricted’ advice

Data reveal most advisers have remained independent but business consultancy warns it may be hard to remain profitable.

Your Industry| Apr 10, 2014

FCA reveals when advisers must disclose restricted switch

Clients paying ongoing fees must be told “as soon as possible” if their adviser has become restricted.

Your Industry| Jul 10, 2013

Demand for whole of market advice surging post-RDR

Adviser referral website says firms are fine-tuning their propositions to appeal to appropriate clients.

Your Industry| May 16, 2013

London IFA acquires two client books worth £35m

Fallout from the RDR has provided ample opportunity for acquisitive advice firms, company MD believes.

Regulation| Jan 04, 2013

Advisers back Sifa, Law Society on independence climbdown

Although changes could damage IFA business FSA’s redefinition does not reflect nature of business, advisers argue.

Investments| Jan 02, 2013

IFA Centre ‘only’ body just for independent advisers

Trade body’s managing director Gill Cardy says her organisation is the only one left to represent independent advisers exclusively.

Analysis & Opinion
High cost of doing business is crippling the industry

FTAdviser BlogonInvestments| Aug 19, 2014

High cost of doing business is crippling the industry

The cost of running an IFA business has spiralled in the past couple of years.

Unnecessary confusion over retirement ‘guidance’

FTAdviser BlogonInvestments| Jul 29, 2014

Unnecessary confusion over retirement ‘guidance’

My concern is that the guidance offered may lead individuals to make decisions that are not suited to their circumstances.

FTAdviser BlogonRegulation| Jul 22, 2014

Adviser Rant: Making simplified advice restricted is flawed

If the consumer wants advice, then they should be free to choose who provides this.

Recent Articles
  1. onInvestments| Jul 07, 2014

    I’ll give outcome-orientated solutions a chance... for now

    It sounds like yet more marketing fluff, but the principle of assessing funds on the basis of their outcomes is a good one

  2. InterviewfromYour Industry| Dec 13, 2013

    IFA: I’ve lost count of the number of calls from SJP

    Transition to RDR: Biggest stumbling block was providers rather than client fee discussions, adviser argues.

  3. FTAdviser BlogonRegulation| Dec 03, 2013

    RDR has increased transparency, but at what cost?

    Commentators claim we are moving to a “commoditised” adviser sector driving by ‘restricted’ distribution deals.

  4. Your Industry| Oct 28, 2013

    Provider/adviser relationships: For better or worse

    Providers and advisers must work together for the best outcome for the client, but how has their relationship changed? Aimee Steen investigates.

  5. Regulation| Sep 25, 2013

    Inducements are undermining the RDR, FCA finds

    Regaultor publishes guidance consultation highlighting serious concerns.

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