Launch Pad: Mortgages

The mortgage offers those who have a standard variable rate an opportunity to fix their payments at a competitive rate, thereby allowing clients a degree of certainty over their monthly payments.

Key features

Features of the exclusive product include:

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* Two-year fixed rate loan at 2.79 per cent up to 80 per cent LTV

* £995 completion fee

* No application fee

* Free valuation and legal fees for remortgaging customers

Adviser view

Roddy Kohn, managing director of Bristol-based Kohn Cougar, said: “This is a fantastic little deal for people who want peace of mind with a fixed-rate mortgage.

“In the interest of fairness, I think the deal should be shared with the wider market but all credit to Skipton for arranging it for PTFS’ members’ clients.”