These challenges may range from what should you do with the rest of your portfolio when you can pick up auto-enrolled contributions through to what investment approach do you apply to a post-financial crisis investment strategy – and in which all manner of assets are still behaving strangely, to say the least.
These are difficult times, yet I suspect the FCA needs to give investment advisers a bit of breathing space, by at least suggesting that after the RDR is cleaned up, it will aim for regulatory stability even it can’t absolutely promise it.
John Lappin blogs on industry issues at www.themoneydebate.co.uk