The analysis revealed that more households in the north of England and Wales suffered a higher rate of repossessions than households in the south.
The data revealed there were 3.2 repossessions for every 1000 households in the north, compared with the south which saw 2.4 repossessions for every 1000 households.
The northwest, Wales and Yorkshire were repossession hot spots, although there were some regional disparities, with repossession rates rising quickly in some areas of the southwest, southeast and London.
The survey showed there was a 33 per cent gap between the north and south and the figure has been steadily rising.
Richard Sexton, director of e.surv, said: “The recovery has been more pronounced in the south, driven forward by booming property and labour markets in the capital and Home Counties. This has been slow to filter through to the north where, staggeringly, seven out of 10 northern towns are repossession hot spots.”
According to recent data from the Office for National Statistics 9 per cent of the working population of the northwest was out of work. Similarly the northeast and Yorkshire also had some of the highest levels of unemployment, with 10 per cent and 9 per cent respectively.
Mr Sexton added: “There is still a long way to go before the northern property market returns to its pre-recession health and all the while the north is still playing catch up but falling further and further behind the south.”
|Top 10 repossession postcodes|
|Area||Repossessions per 1000 households||Total number in year to Q2 2013|
Pete Matthew, director of Cornwall-based Jacksons Wealth Management, said: “This is being swept under the carpet at present because people who have been stretched at 95 per cent mortgages will struggle when rates do rise. It is really down to a wider economic issue where incomes are not keeping pace with the rise in costs.”