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Money Management December issue now online

This month’s cover story investigates commercial property, looking beyond the obvious to find interesting opportunities.

We also take a look at attitude to risk versus capacity for loss – do you know the difference? Clean share classes come under the spotlight as we analyse whether they have created true transparency, while elsewhere we scrutinise target date funds and how they differ from other pension funds.

The editor’s comment argues that the freedom to comment anonymously online is key to the democratisation of the media, and our Secret IFA talks software and the ‘experts’ using it.

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In our regular features, the Q and A hotseat is taken up by Stephen Jones – this year’s Financial Planner of the Year Award winner – while the Advocate sees two advisers debate whether the Pica directory of retirement advisers is a good thing. The Adviser Toolkit looks at whether networks can help you with compliance and our monthly Money Management fund statistics are available for download.

Finally, our expert spotlight writers focus on the key industry issues:

Mortgage spotlight: Housing market shows signs of recovery

Tax spotlight: The benefits of commercial property purchase

Pensions spotlight: SRI is not the answer to ethics in pensions

Investment spotlight: Time to rethink the future

Protection spotlight: IP still failing to grab attention