Launch Pad: Help to Buy from Lloyds Bank

The new range will allow prospective homebuyers to access a mortgage with just a 5 per cent deposit.

The product rates, available up to a maximum loan to value of 95 per cent, include a two-year fixed rate of 5.19 per cent, with a £995 fee, for homebuyers with a Lloyds Bank current account.

First Time Buyers and home-movers will be able to apply for Help to Buy mortgages in branches from tomorrow (Friday 3 January).

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Marc Page, mortgages director for Lloyds Bank, said: “Our participation in the Help to Buy scheme allows us to make mortgages more accessible for more people.

“The scheme has so far been successful in helping people onto the ladder, and it has also given existing home owners more options, allowing them to move forward and take the next steps to their second and third properties.”

Lloyds Bank Help to Buy interest rates from 3 January:




Homebuyers with a Lloyds Bank current account

Homebuyers without a Lloyds Bank current account

2 year fixed







Max LTV 95%