Mortgages  

Launchpad: Mortgages

Brad Fordham, managing director of SFI, said: “As the mortgage market starts to heat up for the summer, we are looking forward to supporting homebuyers and remortgages with these competitively priced 70 per cent LTV products.”

Key features

• Two-year fixed up to 70 per cent LTV and 2.19 per cent rate with homebuyer solution and a £995 booking fee

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• Two-year fixed up to 70 per cent LTV and 2.09 per cent rate with remortgage solution and a £995 booking fee

• Five-year fixed up to 70 per cent LTV and 3.19 per cent rate with homebuyer and remortgage solutions and a £995 booking fee

IFA verdict: Andrew Dawson, financial planner, Coast to Coast Financial Planning Services, Cornwall

“I find it hard to believe that Santander can deliver a 70 per cent LTV product as they don’t seem to be dealing with what they have. I have a client who came in at 50 per cent LTV, with a clean credit history, and it took them six weeks to get an offer. I seriously question why they have brought these products out.”