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FCA drawdown guidance needed ‘as soon as possible’

From a macro view, Mr Katz warned that the European economy and a possible Greek exit would continue to be a worry, while many highly-geared Aim stocks are in the troubled oil industry, so suggested there might be insolvencies on the horizon.

Finally, in terms of the next generation of financial advisers, Mr Mitchell commented that with more telephone sales support and fewer face-to-face consultants, new ways of making the job appeal to graduated need to be found.

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“Trouble is we are such a disparate lot - maybe a pooled fund from one of the industry bodies to recruit people who could come for work experience without the full expense of hiring and training over several years,” he suggested.

peter.walker@ft.com