CPD: Pension Freedoms in Practice


    FTAdviser On Air, sponsored by Royal London, featured discussions about the process of accessing pension freedoms, handling transfers, dealing with insistent clients and what the future holds for at-retirement advice.

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    Please answer the six multiple choice questions below in order to bank your CPD. Multiple attempts are available until all questions are correctly answered.

    1. How many Royal London policies held by customer old enough to access their money have no exit charge?

    2. What is the emergency code pension savers taking a lump sum may be taxed under?

    3. How many pension providers does Ms Tait say are likely to go as far as creating new systems for their legacy contracts?

    4. Out of the 800 interviewees, how many people polled by Royal London wanted to take a lump sum?

    5. How many people polled by Royal London plan to re-invest their lump sum in a deposit account?

    6. What is the definition of ‘safeguarded rights’ outlined by Ms Tait?

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