Your Industry  

Guide to Auto-Enrolment

    Guide to Auto-Enrolment


    Prior to this, many people had no access to pension provision which included an employer contribution.

    This may have been because they did not meet their employer’s qualification criteria, they had not joined a scheme on offer or their employer did not offer a scheme with a contribution.

    Auto-enrolment helps people save for their retirement through the workplace as UK employers are required to enrol their eligible workers into a pension scheme that meets government requirements.

    It is being phased in, with the largest employers enrolling their workers first and now it is the turn of small and micro employers with an estimated 1.8m required to enrol their workers up to 2018.

    Employers and workers then contribute into it and the government adds tax relief on top, although this may change, as the pensions tax system is currently the focus of a consultation.

    This guide will explain what are the auto-enrolment requirements for employers, how advisers can ensure they select the right scheme for their corporate clients and ongoing due diligence that should be undertaken.

    Supporting material produced by Gavin Perera-Betts, executive director of product and marketing at Nest, Morten Nilsson, chief executive of Now: Pensions, Angela Seymour-Jackson, managing director of workplace at Aegon UK, and Griselda Williams, head of business development at Trust Pensions.

    Now:Pensions conducted with 248 advisers earlier this year revealed ‘guaranteed acceptance’ was the most important factor for advisers when considering an appropriate scheme.

    In this guide


    Please answer the six multiple choice questions below in order to bank your CPD. Multiple attempts are available until all questions are correctly answered.

    1. What did Now:Pensions reveal the most important factor for advisers when considering a scheme?

    2. How long does Ms Williams recommend employers keep records of employee data and pensions contributions for?

    3. What is the maximum amount of qualifying earnings?

    4. Who is an entitled worker?

    5. How long will it take some employers to set up a scheme, according to Ms Seymour-Jackson?

    6. When do employers have to re-enrol?

    Nearly There…

    You have successfully answered all the questions correctly, well done!

    I completed this CPD in

    To bank your CPD please complete the form below.

    Were the stated learning objectives met?

    Why weren't they met?

    What did you learn from undertaking this CPD exercise?

    Why did you undertake this piece of learning?

    Any comments about this article or FTAdviser's CPD in general?


    Congratulations, you have successfully completed and banked this piece of CPD

    Already Banked!

    You have already banked for this article.

    To bank your CPD you must sign in or


    One or more questions have been incorrectly answered,
 please review your answers and try again.

    Please complete all the above text fields to bank your CPD.

    More Your Industry CPDSee my completed CPDSee all CPD