“So the conclusions of FAMR will be the big issue for the first half of 2016. The evolving pension framework will be another.”
Scanning the horizon, Mr Hannant said there is a lot else going on in the world of advice.
The banning of payments to platforms and the effect on trail commission will be felt in April.
Although being considered as part of FAMR, Mr Hannant said there will be a review of the funding of the FSCS.
He said: “Given FSCS levies represent the bulk of advisers’ regulatory fees, getting this right will be essential.”