Accord Mortgages has reduced rates at higher loan-to-values and introduced new options across its range.
Yorkshire Building Society Group’s intermediary-only lender has cut rates at the 80, 85 and 90 per cent LTVs and has launched new fee options at 75, 80 and 85 per cent LTVs.
A two-year fixed rate at 2.49 per cent with an £845 product fee is available for both house purchase and remortgage borrowers at 90 per cent LTV.
For those looking to guarantee their rate for longer, there is a 3.24 per cent five-year fixed rate, with free standard valuation and an £845 product fee, as well as £250 cashback on completion for those buying a home and free standard legal work on remortgages.
At 85 per cent LTV, is a 1.99 per cent two-year fixed rate and a 2.79 per cent five-year fixed rate, both with an £845 fee.
At 80 per cent LTV, there is a 1.84 per cent two-year fixed rate available, as well as a 2.59 per cent five-year fixed rate, also with an £845 fee.
National intermediary sales manager David Robinson stated: “By making these reductions and launching mortgages with different options, we are increasing the choice brokers can offer their clients.
“As well as the products we’ve launched today, we also have mortgages with no upfront fees for those who want to minimise the costs of moving or remortgaging.”