CPD

All CPD content

The Lifetime Allowance brings plenty of challenges

Describe the challenges around the lifetime allowance
Describe what happens when the lifetime allowance is breached
List the ways to mitigate the breach of the lifetime allowance

Do you sit outside IR35?

List the ways in which IR35 is affecting those who are contractors
Describe what contractors can do to prepare for IR35
Describe the ways in which contractor can sit outside IR35

Inheritance Tax

How can advisers close the wealth transfer generation gap?

Identify why intergenerational communication is key.
Describe the role of the adviser when it comes to wealth transfer.
List the possible solutions when advising on transferring wealth between generations.

Waking up to wake-up pack requirements

Describe the history of the open market option.
List the Retirement Outcome Review changes.
Identify the impact this will have on advisers.

Guide to handling insistent clients

Describe what an insistent client is and what is driving the rise in them.
List what the FCA says about insistent clients.
Identify the risks these clients pose in relation to DB transfers and how advisers can protect themselves.

The rise of the intangible economy

Describe the changing nature of the modern economy.
Identify why companies with intangible assets are delivering higher earnings growth.
List the right investment strategy for the knowledge driven economy.

Defined Benefit

The changing role of DB pensions

List the reasons DB pensions are disappearing from the private sector.
Identify what is behind the trend for transfers and the risks this has created.
Describe whether this will drive new products in the market.

How to prepare for a bear market

Describe the background to the current bull market.
List how clients can prepare for a potential bear market when it comes.
Identify what type of companies will do well in a bear market and which to avoid.

Pension Freedom

Guide to retirement income pathways

Describe how the retirement journey has changed since pension freedoms came in.
Identify the right choices to make in accumulation and in decumulation.
List how to make sure clients in drawdown have enough cash.

Inheritance Tax

When and how clients can contest a will

List the grounds for contesting a will and why inheritance disputes are rising.
Describe what a financial provision claim is.
Identify out of court dispute resolutions and how claims can be prevented.

What you need to know about ESG investing

List the economic and social drivers behind growing demand for ESG investment strategies
Understand and explain the value and risks of ESG-focused investment portfolios
Describe the complexities of ESG investing to current and prospective clients

Giving advisers a prod in the right direction

Learn about how advisers are navigating Prod rules
Gain an understanding of the challenges posed by Prod
Grasp how Prod could impact how advice is delivered

Intergenerational wealth: Dealing with the great division of assets

Learn about the FCA's recent intergenerational differences paper
Understand how advisers can serve the needs of different demographics
Graps the challenges for advisers providing intergenerational advice

Counting the cost of US/China trade dispute

Understand how the trade war could impact client portfolios
Learn about the role Chinese currency may play in the trade war
Gain an understanding of what steps the Fed has been taking recently

Income Protection

Why income protection is evolving

List the common causes of income protection claims.
Describe how income protection is evolving beyond the core insurance product.
Identify the role of critical illness cover and how to look beyond the claims statistics.

Guide to segmenting clients

Describe the main issues relating to segmenting
List the dangers with segmenting
Describe the importance of the Prod rules

Financial Conduct Authority

What are the implications of the FCA’s business plan?

List what the FCA covers regarding Brexit, Mifid II and duty of care in its business plan.
Identify what the regulator notes around technological innovation and data ethics.
Describe what the FCA sets out about combating financial crime.

Pension Freedom

Why clients should rethink dividend income retirement plans

Identify the two events that have changed traditional approaches to retirement investing.
List the risks for retirees of living off yield.
Describe the benefits for clients of living off income and capital in retirement.

Income Protection

Demystifying the UK group risk market

Describe the background to the group risk market.
Identify the group risk language that is holding the market back.
List what the government is doing to have a positive impact on the market, and what the future holds.

Inheritance Tax

Guide to saving your clients IHT

Describe how to use gifts and trusts.
Identify how to value the estate.
List how to mitigate IHT through different financial solutions.