CPD

All CPD content

Guide to with-profits

Get up to speed about the current state of the with-profits sector
Learn about the implications of asset allocation
To understand the smoothing process and allocation of bonuses

How to be a financial adviser in a changing political landscape

To learn more about how to meet the challenges of being a financial adviser
To understand the impact of Brexit
To see the importance of the FCA Register

Wealth planning needs of internationally mobile clients

Describe the growth trends among the high net worth community and their wealth planning needs.
List the tax implications for multi-jurisdictional individuals and what they need to know about fund accessibility.
Identify what impact regulation will have and the concerns and goals of the next generation of HNWIs.

How to navigate political and economic risks in 2019

Describe what political and economic predictions were made in 2018 and if they came true.
List what is next for the global economy this year and how policymakers will influence it.
Identify how investors can respond to economic risks and which asset classes might offer diversification.

Guide to the outlook for 2019

Describe how equity markets are likely to perform in 2019 and how advisers can help clients ride out political noise.
Identify how clients should be positioned in fixed income this year.
List the predictions for how the macroeconomic picture will look in 2019.

Discretionary Management

What is behind the evolution of managed portfolio services?

List what MPS is and what have been the main drivers of the evolution of MPS.
Describe what impact the platform approach has had and increased transparency.
Identify how MPS solutions might develop and what impact new entrants will have.

Are US equities still the main game in town?

Learn about the performance of US funds
Gain an understanding of which sectors are proving propular with managers
Be able to describe the challenges facing the region

Holding firm in tricky year for risk assets

Gain an understanding of fund flow activity during 2018
Learn which companies and funds have proved popular
Gain an insight into future trends

Investment Trusts

Investment trusts: Back in vogue?

Learn about trends in the investment trusts market
Understand the attractions of investment trusts
Grasp some of their misconceptions

What are the biggest risks for clients in 2019?

Describe what to expect from financial markets in 2019.
Identify the impact of Brexit on sterling and for asset allocation in client portfolios.
List the reasons why some are predicting a recession and the asset classes expected to perform well next year.

What you need to know about the annual allowance

Describe the basics of the annual allowance and recent changes to pensions tax relief.
Identify what carry forward is and how it affects the annual allowance.
List what impact the MPAA and tapered annual allowance has for advisers' clients.

Pension Freedom

Getting the withdrawal profile right for clients in decumulation

Identify inappropriate and appropriate investments for decumulation.
Design and document a retirement centralised investment proposition.
Describe and document a client withdrawal profile.

Guide to accident, sickness and unemployment insurance

To learn what ASU is and for whom it might be suitable.
To be able to list the pros and cons of ASU compared with income protection.
To be able to explain ways to protect clients in the event of forced redundancy.

Gamechangers of the protection industry

Describe the impact some gamechangers have had on the protection industry
Understand the potential effect of future gamechangers
List the way forward for the protection industry

US citizens need to sort out their tax affairs

Learn about the US tax system
To describe what needs to be done in the run-up to tax year-end in the US
To take on board the correlations between US tax and UK tax

Fintech is the future - along with traditional advice

Describe what fintech is
Articulate why fintech might be a threat to financial advisers
Describe how financial advice might be able to work with robo-advisers and other fintech

Income Protection

Guide to the background to protection planning

Describe what types of financial shocks income protection can cover.
Identify how state benefits and IP interact and how advisers can help clients understand the IP claims process.
List how the income protection market might develop over the next few years, including whether it will consolidate.

Sustainable Investing

Climate change will have an impact on all retail investors

To understand some of the risks associated with climate change as an investor
To learn about the impact one can have as a retail investor
To describe ways in which retail investors can access ESG markets

The growing importance of advice on long-term care

Describe why the number of people living for longer is set to increase and the care available to them.
Identify what to check with a client or relative who has immediate care needs.
List the options clients have to be able to meet care costs and how to communicate these to them.

Changes for financial advisers under SMCR

Identify the types of firms affected by SMCR
Describe the new financial services directory
Identify the importance of the new functions under SMCR