CPD

All CPD content

CIP suitability: Making the right choices

Understand how advisers are meeting CIP suitability requirements
Learn about the methods advisers are using to invest client money
Grasp the FCA's expectations on CIP suitability

Critical Illness

CI survey: Steps in the right direction

Learn about the biggest developments in the critical illness market over the last year
Think about the potential consequences of these developments
Focus on the issues facing advisers who sell critical illness products

Guide to unexpected property ownership

Learn what happens after a client has inherited a property and what their options are.
Consider whether renting or selling an inherited house is better and what the different markets are like.
Understand what to know about becoming an accidental landlord.

Why divorcing couples and families need to find alternatives

Learn about how divorce proceedings work now and why there is demand for reform.
Understand some of the options available to divorcing couples that may ease the process.
Consider what role advisers can play in mediated divorces.

Defined Benefit

Contingent charging is not all it's cracked up to be

Learn about the main challenges relating to contingent charging
Understand the impact of contingent charging on the advice process
learn about alternatives to contingent charging

How to access the free client bank in need of advice

Learn why there are opportunities for advisers in the workplace pensions market.
Understand how the current workplace pension market works including regulatory changes and costs.
Consider what the retirement options are and how to evolve a workplace proposition.

How to boost clients' income in retirement

Learn how advisers can help their clients boost their income in retirement and which strategies are best.
Understand how the retirement income strategy differs depending on the size of the pension pot.
Grasp whether the pension freedoms have had any impact on funding retirement sustainably.

How clients can get into intergenerational property investment

Consider the case for investing in intergenerational property.
Learn where are the best regions to purchase property and how to finance it.
Grasp the legal and tax implications and how to get clients started.

Sustainable Investing

How to benefit from CSR

To be able to explain what CSR means to clients.
To understand different types of sustainable investment.
To be able to see how CSR can mitigate long-term risks.

Defined Benefit

Getting used to how advising on pension transfers is now done

Being brought up to date with the latest thinking on DB transfers
Understanding the importance of APTA and TVC
Learning how the advice process on DB transfers has changed

Inheritance Tax

How financial planning can help clients bridge the generation gap

Learn about some of the planning strategies advisers should have to help clients tackle the generation gap.
Understand the importance of inheritance tax when transferring accumulated wealth and questions to ask clients.
Consider the range of gifting strategies and trust structures available to clients.

How advisers can help clients turn property potential into reality

Consider the case for using equity release to help fund retirement.
Learn the misconceptions advisers' clients have about equity release and how to overcome these.
Understand how to educate clients and the wider family members about their property options.

Why clients are interested in values-based investing

Understand what the different definitions of values-based investing are and how each approach works.
Consider the size of the values-based investing sector and the effect on performance.
Learn the challenges faced by the industry.

Guide to advising the self-employed

To understand the issues affecting self-employed people.
To be able to help them save more.
To be able to list different types of insurance that can help protect clients.

Prioritise retirement lifestyle

To understand some key points about the lifetime allowance
To learn how easily it can affect clients, especially people in a final salary scheme
To learn ways about avoiding hitting the lifetime allowance

Income Protection

Ten income protection needs to discuss with self-employed clients

Grasp how many people are self-employed and why the numbers are rising.
Consider what income protection needs they have.
Understand what type of protection policies are suitable for self-employed clients.

High net worth trust claims: the coming wave?

Learn why inheritance disputes are on the rise.
Understand the litigation process and how to attack an offshore structure.
Grasp how claimants, lawyers and funders can work together in offshore trust disputes and how to settle early.

Help to Buy can benefit buyers who have done their research

Understand the workings of the Help to Buy scheme
Grasp the challenges of using Help to Buy
Understand the risks of taking on a Help to Buy loan

Sale or succession? The adviser retirement minefield

Learn about the options for advisers looking to exit the industry
Gain an understand about selling activity within the profession
Understand the legal aspects to consider when selling an advice firm

Information overhaul: Making investment data more accessible

Understand how data is currently presented on advised products
Consider the different ways to present this
Learn about recent industry initiatives on this front