CPD

All CPD content

Emerging Markets

Guide to investing in Latin America

Be able to list what the long-term opportunities are for investing in the region.
Identify how Latin American equities have performed recently and over the longer term.
List the reasons Latin American bonds have outperformed and what political changes the region might face.

How a drawdown-annuity blend offers the best of both worlds

Be able to describe the outlook for the annuity market.
Identify some of the advantages of using a drawdown policy for clients.
List the tools and apps to help clients avoid running out of money in retirement.

Alternative Investment

How clients can position in alternatives to withstand volatility

Identify the role of alternatives and their benefits in a portfolio.
List how clients can get returns from less traditional asset classes and why the current environment means they need to.
Be able to describe the risks of using alternative investments in a broader portfolio.

Small Self Administered Scheme

How the Ssas market has evolved

Be able to describe how the small self-administered schemes market has evolved.
Identify the four different types of Ssas propositions.
List the issues around Ssas for advisers to consider.

Income Protection

Guide to the need for income protection

Identify why clients might need income protection over other types of protection.
List the reasons advisers can help clients with IP needs.
Describe whether providers are adapting protection products and learn about the protection gap.

Guide to key Budget announcements

Be able to identify the economic announcements from the Budget and how the Chancellor has prepared for Brexit.
Describe what pension reforms were delivered by the Chancellor in the Budget around patient capital investment.
List the four key residential housing market policies from the Budget.

Getting the pensions conversation right

Understand the cash flow modelling exercise financial planners might use to create a retirement plan with clients.
Consider how to help clients minimise the risk of running out of money in retirement.
Grasp how to make pensions for compelling for millennial clients.

Defined Benefit

How to advise clients on DB transfers

Understand what the FCA has issued on pension transfer advice and who is eligible to give advice.
Learn what to do with self investors and the distinction between the two risk types.
Grasp what there is to know about TVAS, TVC and Apta, and charging for advice.

What you need to know about the Budget 2018

To understand what the economic impacts of the Budget could be.
To list the various tax changes implemented in the latest Budget.
To understand what the main implications are for mortgages and investment.

Ethical Investing

The times, they are a changin’

Understand how ESG investing is spreading throughout the investment universe
Learn the differences between impact investing and ESG investing
Compare the UK experience to what is happening in Australia

How to help clients approach sustainable investing

Understand what are the different definitions around the concept of sustainable or ethical investing.
Learn how to help different clients navigate the different approaches to sustainable investing.
Consider what type of data there is available to help advisers make a selection.

Retirement Income

Guide to retirement income and planning

Learn what clients' retirement income needs look like and the different savings vehicles available to them.
Understand what options there are for those who want an income in retirement post-pension freedoms.
Grasp how to deal with vulnerable clients.

How to make outsourcing work for you and your clients

To understand what is meant by 'outsourcing'.
To learn different ways of delegating investment decisions.
To understand how the agent-as-client process works.

Platform survey: Providers face the music

Learn about the issues facing platform providers
Grasp how providers are navigating these challenges
Gain an understanding of how the market is faring

Can the multi-manager fund survive?

Gain an understand of multi-manager funds
Learn about how investment professionals use them
Understand how the market is changing

Inheritance Tax

How to navigate inheritance tax and pensions with clients

Learn in which instances pensions are subject to inheritance tax and why.
Consider what happens when clients want to transfer their DB pensions to a DC arrangement.
Understand how to help clients in these situations.

Guide to paying fees for education

Learn about the pros and cons of Junior Isas for saving for children.
Understand how to save enough for private education and whether to pay off university fees.
Consider what role advisers can play in helping clients to plan for their children's future.

Wide exposure, but low in cost

To understand the basics about multi-assets funds
To understand who multi-asset funds would be suitable for
To understand the difference between passive and active multi-asset funds

How to help clients invest for accumulation and decumulation

Explain the differentiated objectives in accumulation and decumulation investing.
Understand and contrast the key risks of investing in accumulation and decumulation.
Understand and explain the key variables in analysing and evaluating the potential outcomes of a retirement investment plan.

What you need to know about unexplained wealth orders

Learn what is an unexplained wealth order or UWO.
Consider how it might affect high net worth clients and how a UWO can be challenged.
Understand how law enforcement in the UK is changing.