CPD

All CPD content

What skills do advisers need to manage the great wealth transfer?

Explain how financial advice has evolved
Identify the specific set of skills needed to advice on wealth transfers
Identify the types of training that exist to help advisers

Inheritance Tax

Managing tax if the client moves abroad

Explain some of the tax challenges of change of domicile
Describe the impact of foreign laws on inheritance
Identify ways to manage foreign inheritance rules

In Focus: Vulnerability

In Focus: How Covid has left the mortgage market exposed

To understand what has caused risks in the mortgage market
To be able to explain how government and lender support works for clients
To ascertain how to support clients who may be feeling vulnerable

How to teach your children 'saving is cool'

Explain why people are financially ill-prepared
Identify ways to help children understand money better
Identify ways to teach children about savings

Helping clients understand implications of govt's Covid-19 schemes

Explain changes to the Job Retention Scheme
Explain how the Crown Preference process works
Explain changes made to the Annual Investment Allowance

How to advise unmarried, cohabiting couples

Explain how rights of a married couple compare to a cohabiting couple
Explain how property ownership is determined in a separation
Explain how a cohabiting agreement is drawn up

In Focus: Vulnerability

How to help vulnerable 'Divorce Day' clients

To understand how divorce matters for financial vulnerability
To recognise the soft skills advisers need
To be able to explain tough financial decisions in a clear and empathetic manner

Five investor behavioural biases to look out for

Identify common behavioural biases in clients
Describe how to explain the impact of behavioural biases to your clients
Describe how to spot behavioural biases

How an acrimonious divorce can take a financial toll

Describe some of the consequences of destructive behaviour in divorce proceedings
Identify what happens with spurious litigation
Describe the courts' views on divorce proceedings

Why advisers should use portals for protection

Describe why advisers should use portals for insurance policies
Describe in detail what precisely they offer
Describe how much time is saved by using a portal

How divorce can affect retirement

Explain why divorce among over 60s is on the rise
Identify the key factors couples in a divorce need to consider
Explain how advisers can help couples to be better prepared in a divorce

Building a diversified income portfolio

Explain how bonds have performed over the years
Explain the challenges with diversification
Identify ways to build a diversified income portfolio

Managing your clients' ESG expectations

Describe the challenges of managing a client's ESG expectations
Explain some of the risks of ESG selections
Describe what investment professionals look for when considering ESG factors

Inheritance Tax

Making a Christmas gift while keeping HMRC happy

Describe some of the pitfalls of making gifts
Identify examples that are exempt from IHT
Explain what other taxes come into play when making a gift

Inheritance Tax

Guide to intergenerational wealth transfer

Explain how conflict has arisen when wealth is being passed down
Explain who is making the investment decisions
Identify the pitfalls when it comes to passing on wealth

Guide to passive ESG investing

Describe how passive ESG investing works
Explain how investors can engage in stewardship of ESG index funds
Describe how bond ESG index funds differ from equity based ESG index funds

The future of US equities

Describe what the US election outcome could mean for investors
Explain the place of US equities in a balanced portfolio
Describe the impact of ESG considerations on US equities

Guide to European equities

Describe some of the fundamentals of investing in European equities
Identify what counts as defensive in European equities right now
Explain how technology stocks are behaving right now

A guide to ESG and responsible investing

Explain how due diligence works
Explain the likely impact of regulation
Identify future risks for the ESG sector

Guide to client recruitment during the pandemic

Describe some of the advantages and disadvantages of remote advice
Identify sources of new client generation
Explain how providers have adapted