CPD

All CPD content

How to avoid the pitfalls of advising on pension transfers

Consider how to build up a detailed knowledge of the rules and regulations around pension transfers.
Understand how to better engage with and know your clients and their needs.
Learn how to deliver a recommendation.

How to make sense of GMP clawback

To understand how the GMP clawback problem started.
To ascertain ways to help clients who may be hit by a letter requesting repayment.
To be able to list preventative measures to stop similar problems happening in the future.

Inheritance Tax

Why making a will makes a real difference to those who survive

To learn about disaster provisions in wills
To understand what the dangers are if all the beneficiaries on a will die in one go
To learn about when someone leaves everything to charity in the event that all beneficiaries die

Defined Benefit

How to ensure pension transfer clients are not hit by the LTA

Understand what is important to the client when advising pension transfer clients.
Learn about the different options available to pension transfer clients who want to avoid the LTA.
Consider what is the right way to use the 100 per cent lifetime allowance.

Why Amazon insurance is a prime proposition

To understand what big tech companies are considering in the realm of insurance.
To ascertain the challenges for providers and advisers.
To learn ways to enhance brokers' offerings to compete against the likes of Amazon.

Guide to regulatory changes

Find out what advisers need to know about Mifid II and GDPR
Learn about some of the actions advisers can take to ease the impact of the rules
Learn about other regulatory reforms that are on the horizon

What you need to know about Child Trust Funds

Understand how Child Trust Funds work
Learn about ongoing contributions to CTFs
Know what happens if parents do not trust their children with the money at 16

Why clients should avoid relying on property to fund retirement

Consider why clients are relying on property to fund their retirement.
Learn what the risks are of relying on property and cash, and why clients are averse to saving into a pension.
Understand how advisers can help clients to avoid relying on equity in the home for retirement income.

Pension Freedom

Drilling down into decumulation risks

Understand the risks of managing a pension pot in retirement.
Learn what the risks can do to a portfolio in decumulation.
Grasp what advisers can do to help clients manage decumulation in retirement.

Alternative Investment

Guide to crowdfunding and P2P lending

To understand how Crowdfunding and P2P finance works
To learn about the risks of crowdfunding and P2P finance
To learn about doing due diligence on a platform

How cohabiting couples can limit potential financial disadvantages

Learn about how cohabiting couples can limit potential financial disadvantages
Find out the disadvantages cohabiting couples suffer when a relationship breaks down
Find out the disadvantages cohabiting couples suffer when a partner dies

Time for change at the ombudsman

To gain an understanding of how the FOS is being reformed
Grasp how the reforms could affect advisers
Learn about the challenges facing the organisation .

Is Aim investing hitting its targets?

Learn about the tax benefits of holding Aim shares
Understand the pitfalls of such investments
Gain an insight into how Aim shares have performed

The best UK funds of the past five years

To learn about how UK companies funds have performed
Understand the growth drivers
Be able to describe the sector's challenges

What to know about expat Americans living in the UK

To understand some of the financial complexities US expats face when living in the UK
To learn about the treatment of savings wrappers, such as Isas and Sipps
To grasp how to approach assets being brought in from offshore

How to help clients position in UK equities for Brexit

Understand how to help clients position their investment portfolios in UK equities as Brexit approaches.
Learn what a possible 'no deal' Brexit might mean for UK equities.
Consider whether clients should adjust their exposure to large, mid or small-cap UK stocks.

Guide to unusual buy-to-let

Learn what there is to know about the holiday let market in the UK.
Understand how mortgage providers are catering to the needs of expat landlords with UK property and the tax implications for holiday homes.
Consider what there is to know about Airbnb as buy-to-let landlords show an interest.

Why firms should avoid the flight of the phoenix

To understand what is driving some firms to phoenix.
To ascertain whether there is a right or wrong way to close and start again.
To understand the implications this can have for the firm, the consumer and the industry.

The perils of risk drift

Learn what is meant by the term risk drift.
Understand the role advisers play in helping their clients to establish their attitude to risk.
Consider how to monitor ongoing risk in risk targeted, multi-asset and risk rated investment solutions.

Guide to financial advice for later-life marriage

To understand the financial drivers behind later life marriage.
To be able to explain the financial advantages and disadvantages of marrying later in life.
To ascertain ways to help clients with complex inheritance issues.