CPD

All CPD content

Guide to Discretionary Fund Management

Describe the implications of DFM choice on your regulatory permissions
Identify the assets that typically do best in a recession
Explain the considerations when choosing an investment manager

Inheritance Tax

Reclaiming IHT in wake of coronavirus market impact

Explain how IHT share loss relief works
Explain how to claim the relief
Identify the ways in which the relief claim impacts the nil rate band

The various ways former spouses can lose access to a pension

Describe some of the issues relating to separating couples or widows/widowers over pensions
Identify the procedures an individual must go through, when assessing their circumstances
Describe an advantage cohabitees have regarding pensions

How governments are combating Covid bailout fraud

Describe how vulnerable the Covid stimulus measures could be to fraud
Explain how various governments are trying to combat this
Identify why some governments are likely to better placed than others

Closing the racial wealth gap

Explain some of the causes of the wealth gap
Explain the FCA's focus on culture
Identify ways in which the industry can help close the wealth gap

The outlook for emerging markets

Describe what drives emerging market economic performance
Explain what moves emerging market share prices
Identify the different ways one can invest in emerging markets

Why your client should set up a business LPA

Describe the reason for setting up a business LPA
Explain what happens when there is no business LPA
Identify what a business LPA does

How to manage sequence of returns risk

Describe some of the challenges around sequence of returns risk
Describe a straightforward way to mitigate that
Explain the advantages of dynamic spending

How Fos is handling the pandemic

Describe some of the changes instigated by the Fos during the pandemic
Identify the impact on adviser firms for some of these changes
Describe how Fos is behaving towards insurance companies

How protection cover has changed since Covid-19

Explain impact of coronavirus on protection policies
Explain how to introduce IP and CI cover
Identify what is true and false about the payment of claims

What the FCA expects from discretionary managers

Describe some of the requests by the regulator regarding advice suitability
Explain dangers with vulnerable clients
Describe some of the dangers, and necessities with discretionary management

Should your client go self-employed?

Describe the tax differences between employed and self-employed
Identify some of the drawbacks of being self-employed
Describe some of the responsibilities of being self-employed

Property a pension scheme may or may not invest in

Explain why pension schemes might want to buy property
Identify which types of property are available for a pension fund to invest in
Describe how a pension scheme can get involved with residential property

Guide to later life planning

Describe some of the fundamental points about planning for later life
Explain what lifestyling is
Identify the usefulness of buying an annuity

Inheritance Tax

How to navigate proposed IHT changes post-Covid

Identify available tax exemptions and reliefs
Explain how to efficiently use trusts
Explain how to insure against liability

The benefits of setting up a trust

Explain some of the importance of trusts
Identify the role of trustees
Describe why setting up a trust is important right now

The main principles of ESG investing

Describe some of the basics around ESG investing
Explain what 'greenwashing' is
Describe what MiFID II means for advisers around ESG

Responsible Investing: The New Normal

Responsible investing in the new normal

Identify ways in which regulation is driving change
Explain how ESG funds have been performing
Explain what picking the right fund for client entails

Guide to managing a multi-asset portfolio in a crisis

Explain how to build a multi-asset portfolio
Identify ways to future-proof a multi-asset portfolio
Explain what is meant by diversification

What clients need to know about ESG investing

Explain the key terms around ESG investing
Identify the key reasons for investing responsibly
Identify the organisations and initiatives looking to drive change