CPD

All CPD content

Frontier Markets

Guide to investing in frontier markets

Learn what constitutes a frontier market and sets the asset class apart from emerging market economies.
Understand how investors can get exposure to frontier markets in their portfolio and to fixed income.
Grasp which frontier market countries offer the best investment opportunities and why.

Inheritance Tax

How to protect your estate from have-a-go challengers

Learn about different factors that can trigger an inheritance dispute.
Understand why a challenge to a will might succeed.
Understand how to minimise risk of challengers.

Tax Efficient Investments

Understanding Social Investment Tax Relief and how to make it work

Learn what the Social Investment Tax Relief is and how it compares to other social enterprise structures.
Understand what has hampered take-up of this tax relief.
Consider what changes might be made to improve SITR.

Data protection

The impact of GDPR on divorce proceedings

Understand the impact of GDPR on divorce proceedings.
Learn the implications of being jointly instructed or instructed by one party in the proceedings.
Consider the role of the adviser in understanding the financial information provided by one or other party.

How to start a pension if you've left it late

To understand why people may leave it late to start saving.
To ascertain how to overcome some significant pension challenges.
To be able to list different ways to help boost pension savings.

Defined Benefit

What clients need to understand regarding DB pension transfers

To learn about top five reasons for staying in a DB scheme
To learn about when a transfer might be a good idea
To have a better grasp of DB transfer

Understanding passive approaches to SRI

Learn about the history of ESG investments and SRI, as well as the differences between the two.
Consider the three main routes to investing sustainably including passive, active and impact investments.
Understand the index selection for passive investments and what is behind investor selection.

Business Protection

What to know about advising on business protection

Learn the definition of a small business and the risks SMEs face.
Understand the different types of business protection available and what they cover.
Consider how to increase awareness of business protection among clients and the role of advisers in doing so.

CIP suitability: Making the right choices

Understand how advisers are meeting CIP suitability requirements
Learn about the methods advisers are using to invest client money
Grasp the FCA's expectations on CIP suitability

Critical Illness

CI survey: Steps in the right direction

Learn about the biggest developments in the critical illness market over the last year
Think about the potential consequences of these developments
Focus on the issues facing advisers who sell critical illness products

Guide to unexpected property ownership

Learn what happens after a client has inherited a property and what their options are.
Consider whether renting or selling an inherited house is better and what the different markets are like.
Understand what to know about becoming an accidental landlord.

Why divorcing couples and families need to find alternatives

Learn about how divorce proceedings work now and why there is demand for reform.
Understand some of the options available to divorcing couples that may ease the process.
Consider what role advisers can play in mediated divorces.

Defined Benefit

Contingent charging is not all it's cracked up to be

Learn about the main challenges relating to contingent charging
Understand the impact of contingent charging on the advice process
learn about alternatives to contingent charging

How to access the free client bank in need of advice

Learn why there are opportunities for advisers in the workplace pensions market.
Understand how the current workplace pension market works including regulatory changes and costs.
Consider what the retirement options are and how to evolve a workplace proposition.

How to boost clients' income in retirement

Learn how advisers can help their clients boost their income in retirement and which strategies are best.
Understand how the retirement income strategy differs depending on the size of the pension pot.
Grasp whether the pension freedoms have had any impact on funding retirement sustainably.

How clients can get into intergenerational property investment

Consider the case for investing in intergenerational property.
Learn where are the best regions to purchase property and how to finance it.
Grasp the legal and tax implications and how to get clients started.

Sustainable Investing

How to benefit from CSR

To be able to explain what CSR means to clients.
To understand different types of sustainable investment.
To be able to see how CSR can mitigate long-term risks.

Defined Benefit

Getting used to how advising on pension transfers is now done

Being brought up to date with the latest thinking on DB transfers
Understanding the importance of APTA and TVC
Learning how the advice process on DB transfers has changed

Inheritance Tax

How financial planning can help clients bridge the generation gap

Learn about some of the planning strategies advisers should have to help clients tackle the generation gap.
Understand the importance of inheritance tax when transferring accumulated wealth and questions to ask clients.
Consider the range of gifting strategies and trust structures available to clients.

How advisers can help clients turn property potential into reality

Consider the case for using equity release to help fund retirement.
Learn the misconceptions advisers' clients have about equity release and how to overcome these.
Understand how to educate clients and the wider family members about their property options.