CPD

All CPD content

Discretionary Management

Guide to Discretionary Fund Management

Describe the differences between multi-asset and model portfolios
Identify some of the key points of discretionary fund management
Describe some of the regulatory issues around model portfolios and investments

Understanding how death benefits work

Identify the ways in which pension benefits can be paid
Identify the different types of lump sum death benefits
Explain how death benefits are tested against the lifetime allowance

How to work out the IR35 rules

Identify who is affected by the IR35 rule changes
Describe how to decide if someone is affected by the IR35 rule change
Describe what happens to the information stored by HMRC by the changes

How to hold business premises in a Sipp

Describe how buying a property with one's Sipp works
Identify how one gets insurance for the property
Describe some of the risks associated with buying a property with a Sipp

Ethical Investing

Guide to responsible investing

Identify what greenwashing is
Explain the fixed income context for ESG investing
Describe what Emsa has to say about ESG investing

FCA's plan to shake up non-workplace pensions market

Describe the context behind the FCA's non-workplace pensions review
Identify the main findings from the FCA review
Identify the implications for advisers

Do trusts still serve a purpose?

Describe some of the advantages and disadvantages of trusts
Describe how family income companies work
Identify the advantages of a flexible family trust

The pitfalls of Bank of Mum and Dad

Describe some of the pitfalls of being Bank of Mum and Dad
Identify why a Living Together Agreement would work
Describe the best way of getting a mortgage with one's child

Structured Product

Guide to structured products

Describe how structured products have evolved
Identify the risks associated with structured products
Identify the benefits of structured products

Treating vulnerable clients fairly is ‘responsibility of all’

Identify key points in FCA guidance on treatment of vulnerable customers
Identify challenges around definition of vulnerable customer
Describe ways in which firms can help vulnerable customers

Building a defensive portfolio in unpredictable times

Identify how the technique for building defensive portfolios has changed
Describe the different market situations in which to build a defensive portfolio
Identify the different types of assets that be used in a defensive portfolio

SMCR: The five things everyone’s stuck on

Describe some of the responsibilities required by SMCR
Describe how to instil cultural change
Identify some of the challenges with SMCR

Is your client caught by the lifetime allowance?

Describe how the lifetime allowance works
Describe what happens with a benefit crystallisation event
Identify alternatives to hitting the lifetime allowance

Guide to UK Equities

Describe why investors are shunning UK equities
Identify which stocks will benefit from a positive Brexit
Describe how shorting works

Inheritance Tax

How advisers can help executors after the death of a client

Understand the probate and estate administration process
Identify any relief that could be claimed
Learn how to advise beneficiaries on their options

What if Boris were a trustee?

Describe the limits of the powers of trustees
Identify what powers the courts have over trustees
Describe how the courts can get rid of trustees

How a mix of products can help in one's retirement planning

Describe how annuities can be helpful
Describe the importance of holistic financial planning
Describe how fixed term annuities work

Appetite for diversification

Identify the importance of diversification
Describe the way to mitigate risk
Describe the role that multi-asset plays in risk mitigation

How are pensions protected in a bankruptcy?

Describe the legislative position with regard to pensions and bankruptcy
Outline the case law that has affected this position over time
Explain the ways that pension funds can be claimed by a trustee in bankruptcy

How is the US-China trade war affecting the global economy?

Describe the impact of the US China trade on the global economy
Identify some of the effects of uncertainty on global trade
Describe the importance of globalisation