CPD

All CPD content

In Focus: When Clients' Plans Change

Why do Britons distrust pensions policy?

By reading this you should understand where policy has gone wrong.
Grasp an idea of the complexities of pension policy-making.
Be able to explain to clients how future policy changes affect them.

What questions should you ask a new client?

Identify some of the pieces of information advisers should attempt to find out about their new clients
Explain what to do if the information a new client gives you doesn't tally with their previous behaviour
Describe how to integrate ESG investing into this process

Creating a multi-asset portfolio for a world of higher inflation

Learn about how different asset classes perform in an inflationary environment
Understand how different types of equities perform in an inflationary environment
Learn the other challenges to investors returns apart from inflation

The outlook for bonds after the pandemic

To understand the issues facing bond markets right now
To learn about the impact of higher interest rates on bond markets
To learn about conditions in the high-yield bond market

The future of responsible investing regulation

Understand the current regulatory environment for responsible investing
Explain the direction of travel for the regulation of responsible investing
Describe what how SFDR definitions impact investments

How to make the most of discounted gift trusts

Explain how discounted gift trusts work
Describe the tax implications of using a discounted gift trust
Identify the advantages of discounted gift trust

How to communicate the importance of protection products to clients

Explain why protection is important
Identify questions to ask when discussing protection with clients
Describe how social media can be used to communicate about protection

Interest rates: where are they going?

Explain what might be the best course of action for central banks at the moment
Identify how supply and demand curves move in a perfectly functioning economy
Describe the output gap

In Focus: Passive Investing

Why multi-passive portfolios can work for clients

To understand why people might want portfolios of passives.
To be able to explain how to construct a multi-passive portfolio.
To know how to manage allocations to help meet clients' goals.

How can asset management during marriage influence a divorce settlement?

Explain the difference between matrimonial and non-matrimonial assets
Identify the starting point for dividing matrimonial assets in a divorce
Describe how non-matrimonial property can become 'matrimonialised'

Guide to cash management

Explain how bank accounts are protected in the event of failure
Describe how cash management systems work
Identify FCA concerns about cash

In Focus: Passive Investing

All you wanted to know about ETFs (but were afraid to ask)

To be able to explain the spectrum of passive funds.
To know more about the development of exchange-traded funds.
To have a better knowledge of what is driving innovation.

Estate planning: do not stick your head in the sand

Explain the pros and cons of estate planning solutions
Describe the difference between a potentially exempt transfer and a chargeable lifetime transfer
Identify how clients can avoid family disagreements when estate planning

The case for flexible Isas

Describe how flexible Isas work
Identify the advantages of flexibility
Explain when flexible Isas are not flexible

What is next for the 60/40 multi-asset portfolio?

Understand the challenges facing investors using the 60/40 portfolio
Learn about the options for advisers using alternative assets
Understand the impact inflation will have on a multi-asset portfolio

In Focus: Passive Investing

How to choose an ESG exchange-traded fund

To understand how ESG operates within an ETF.
To be able to explain the pros and cons to clients seeking ESG ETFs.
To learn how to assess the stewardship potential of passive ESG funds

Responsible investing's future

Guide to Responsible Investing

Describe some of the challenges relating to responsible investing
Identify differences between the generations over this type of investing
Identify whether there is outperformance on sustainable stocks

Income investing in a time of stagflation

To understand the correlation between bonds and equities durning periods of stagflation
To learn about the problems stagflation would cause for income investors
To understand the impact higher interest rates would have on

How to analyse investor behaviour in a post-Covid world

Explain moral hazard
Identify post-financial crisis 'rules of thumb'
Describe the impact of Covid-19 on investor behaviour

Advising the unretired

Explain how to advise people who delay retirement or return to work after retirement
Identify the reasons for late/deferred retirement
Describe a benefit of the shift to DC pensions