CPD

All CPD content

How to help clients facing later life planning challenges

Identify biggest challenges facing later life planning
Explain how to help clients prepare for future and unpredictable costs
Explain how to mitigate certain risks in later life planning

In Focus: Vulnerability

What lessons can we learn from British Steel?

To spot red flags and raise awareness of potential problems with regulators and other bodies.
To understand financial vulnerability in the context of redundancy.
To understand when defined benefit transfer advice is not in the best interests of certain clients.

The outlook for small caps post-Brexit

Describe the advantages of investing in smaller companies
Identify the tax advantages of Aim-listed stocks
Describe the outlook for smaller caps

Capital Gains Tax

Use CGT allowances before the tax year-end

Describe the recommendations of the OTS
Explain how acquisition costs are calculated
Describe how to make use of the allowance and stay in the market within 30 days

Retirement CPD course

Guide to retirement saving

Describe the drawbacks of lifestyling
Explain the appeal of multi-asset investing
Explain what passives funds have to offer

Retirement CPD course

Guide to ESG and pension investing

Describe the significance of sustainability in pension funds
Explain the importance of the relationship with fund managers
Describe what the EU sustainable finance disclosure is

Retirement CPD course

Guide to retirement income

Describe how to manage clients in drawdown
Explain some of the drawbacks with annuities
Identify how to blend annuities with drawdown

Defined Benefit

What makes a good or bad pension transfer?

Explain the FCA's approach to DB transfers
Identify examples that would make a good DB transfer
Identify examples that would make a bad DB transfer

How to engage with clients on a retirement pathway

Describe the importance of investment pathways
Identify the tasks facing financial advisers
Explain the fees surrounding investment pathways

How to navigate protection and the lifetime allowance

Describe the application conditions for the different forms of fixed protection and individual protection
Explain how fixed protection and individual protection work
Describe the different levels at which the LTA is capped

In Focus: Vulnerability

How to navigate decumulation post-Covid

To understand pension investor behaviour post-Covid
To be able to explain how to meet any pension shortfalls
To understand how to help clients keep on track for retirement

Critical Illness

How is cancer covered in critical illness plans?

Identify which cancers affect men and women the most
Explain how insurers cover stage one to four cancer
Explain how insurers cover pre-cancerous conditions

What could a 'wealth tax' look like?

Describe some of the basic points of the mooted wealth tax
Identify how much the authors of the report say it could raise
Explain whether this is likely to be adopted by the Treasury

How to build a portfolio with infrastructure assets

Explain why infrastructure can play a useful part in portfolios
Identify the different types of infrastructure assets
Explain the investment risks and how to mitigate them

What advisers should know about the FCA's investment pathway rules

Explain the background to the investment pathway rules
Identify the implication of the rules for firms
Explain how firms can differentiate their service

In Focus: Vulnerability

How to retire early amid a pandemic

To understand why people are changing their retirement plans.
To be able to explain the potential benefits and pitfalls of dipping into the pension early.
To be aware of how different clients may react at retirement to global events such as Covid-19.

What the business interruption case means for clients

Describe the consequences of the Supreme Court ruling over business interruption policies last month
Explain some of the situations where a client can claim
Describe the stance of the Supreme Court

How to integrate new staff under lockdown

Describe some of the challenges of bringing in new members of staff under lockdown
Identify ways to incorporate the new employee
Describe how line managers should behave if concerned about a colleague

The outlook for the UK market post-Brexit

Describe the impact of the Brexit trade deal on UK shares
Explain the consequences of sterling appreciating against the dollar
Describe the positive impact on the UK economy of the pandemic

How the Pension Schemes Act will affect your clients

Describe the impact of the new Pension Scheme Act
Explain the criminal aspect of it
Identify ways of handling the TPR with its new powers