CPD

All CPD content

What to consider when looking at assisted suicide

Describe the main points of the Ninian assisted suicide case
Decribe why Mr Ninian's widow claimed relief from the forfeiture rule in his will
List the importance of legal advice

The group risk policies employers are adopting

Describe how companies are adopting group insurance policies as benefits
List the user friendly terms for group risk policies
Describe what the 'workplace statement' will do

Group risk is having a moment

Describe the importance of group risk
Describe the significance of Early Intervention Services in group risk policies
List the commercial changes of the group risk market

Guide to investing in commodities

Describe the correlation between commodities and traditional asset classes and how they have changed over time.
List the outlook for oil and physical gold in 2019.
Identify how much exposure clients should have to commodities in their portfolios.

Commercial property can save your pension

Describe how commercial property can be used in a pension
List when residential property can be used
Describe what happens with tangible moveable property

Senior Managers and Certification Regime: are you resilient?

Describe how to ensure there is accountability in advice companies for the resilience of operational services ready for SMCR.
List what to do to mitigate risks from outside the company.
Identify the cyber risk to the business and prepare for it.

Inheritance Tax

Top five inheritance tax queries

Identify the most common queries about IHT among clients.
Describe transferable nil rate bands and how periodic charges work.
Identify the 14-year shadow and when it takes effect and the other exemptions and reliefs available.

Regrets, refunds and the relevance of contribution paid dates

Describe how the refund of excess contributions lump sum works and what is considered a genuine error.
Identify the date contributions are paid for tax purposes and how different payment methods are treated.
List what advisers need to know about pension savings statements.

Inheritance Tax

How to keep wealth in the family

Describe the challenges of passing on assets later in life
List the differences between gifting and trusts
Describe the process one has to go through when considering gifting

How to navigate the pensions tax landscape since freedoms

List what changes in the tax landscape mean for clients in decumulation.
Identify why retirement is changing.
Describe why annuities are still an option for clients.

Guide to risk and return in multi-asset

Identify whether multi-asset funds are using a more modern approach to diversification and how it can be measured.
Describe how advisers can evaluate risk and volatility in multi-asset, and the importance of clients' time horizons.
List how multi-asset funds can meet income requirements.

How to help clients with tax-efficient planning

Identify what clients need to prioritise as tax year end nears.
Describe how clients can make the most of tax allowances, including pensions and Isas.
List what clients can do to avoid last-minute tax planning.

Sipp providers in limbo but sales hold steady

To gain an understanding of the current Sipp market
Learn about the sector's challenges
Be able to compare the charges and features of Sipp providers

Restricted advice: The key to the industry's future?

To gain a greater understanding of restricted advice models
Learn about new entrants into the space
Understand how both restricted and independent models can help plug the 'advice gap'

What your clients need to know about currency exposure

Identify how currency effects can impact UK assets.
List the benefits and risks posed by holding foreign currency assets.
Describe how clients might respond to currency risk in their portfolios.

Investment Trusts

Guide to using investment trusts in client portfolios

Describe the origins of investment trusts and learn how to unpack the jargon surrounding them.
Identify how to spot a good investment trust for clients.
List whether availability on platforms has helped to boost uptake by advisers.

How to protect a business from the threat of divorce

Describe the way that offsetting works
Describe how family businesses are treated when the owners are getting divorced
Describe what happens to company shares when the business owners are splitting up

What is the carry on about carry forward?

Describe what carry forward is.
List the rules governing how carry forward works.
Identify the split into two mini tax years and how to inform HMRC.

Why annuities are an essential tool for clients' financial future

Describe why clients' retirement income needs are changing and how the annuity market has developed.
List the different types of annuities including lifetime, enhanced and fixed term.
Identify the importance of advice in the annuity market and why annuities can be an essential tool for clients.

Guide to suitability and duty of care

Describe what the regulator expects from advisers around duty of care and suitability.
List what has happened in global markets and why clients might be concerned.
Identify how to deliver financial solutions that meet client needs against this backdrop.