CPD

All CPD content

Guide to paying fees for education

Learn about the pros and cons of Junior Isas for saving for children.
Understand how to save enough for private education and whether to pay off university fees.
Consider what role advisers can play in helping clients to plan for their children's future.

Wide exposure, but low in cost

To understand the basics about multi-assets funds
To understand who multi-asset funds would be suitable for
To understand the difference between passive and active multi-asset funds

How to help clients invest for accumulation and decumulation

Explain the differentiated objectives in accumulation and decumulation investing.
Understand and contrast the key risks of investing in accumulation and decumulation.
Understand and explain the key variables in analysing and evaluating the potential outcomes of a retirement investment plan.

What you need to know about unexplained wealth orders

Learn what is an unexplained wealth order or UWO.
Consider how it might affect high net worth clients and how a UWO can be challenged.
Understand how law enforcement in the UK is changing.

Guide to the UK market post-Brexit

Learn how fund managers are positioning in UK equities for Brexit and how clients should be invested in the asset class.
Consider what impact Brexit uncertainty has had on the UK economy.
Understand how advisers can help to reassures clients ahead of Britain's departure from the EU and the discussions they should be having.

Pension Freedom

How to help clients choose the right income fund for retirement

Learn what impact the pension freedoms have had on retirement provision.
Consider how income funds can help clients to fund their retirement and the risks that these bring.
Understand how ratings can help advisers to find the best income funds for their clients.

Income Protection

The 10 things advisers should know about protection

Understand what to know about the range of protection products and what clients protection needs are.
Learn about the underwriting process and where price comes in.
Consider clients' existing employee benefits and any suitable added value benefits.

Sustainable Investing

Guide to investing for good

Learn what is behind investor demand for ethical investing and how to construct an ethical or sustainable portfolio.
Consider the pros and cons of active versus passive investing.
Understand what are the most important ESG themes for investors.

A guide to the jargon and trends behind sustainable investing

To understand the basic points about ESG investing
To learn about how ESG investing is defined
To understand the role of wealth managers

What you need to know about retirement interest-only mortgages

To learn about Retirement Interest Only mortgages
To understand when they are appropriate
To understand how they compare with equity release

Guide to using Target Date Funds

To learn how Target Date Funds work
To understand how Target Date Funds differ from Lifestyling
To learn how Target Date Funds can be used

Should US equities form part of a diversified client portfolio?

Learn why the US stock market has been in what is known as a bull market.
Understand whether clients should be concerned about macroeconomic factors in the US.
Consider why US equities form part of a well-diversified client portfolio.

Back in focus: The FCA's 'competition' priorities

Understand the rationale taken by the FCA in recent years
Learn what other approaches are available
Comprehend the arguments for and against the regulator's current approach

How to avoid the pitfalls of advising on pension transfers

Consider how to build up a detailed knowledge of the rules and regulations around pension transfers.
Understand how to better engage with and know your clients and their needs.
Learn how to deliver a recommendation.

Inheritance Tax

Why making a will makes a real difference to those who survive

To learn about disaster provisions in wills
To understand what the dangers are if all the beneficiaries on a will die in one go
To learn about when someone leaves everything to charity in the event that all beneficiaries die

What you need to know about Child Trust Funds

Understand how Child Trust Funds work
Learn about ongoing contributions to CTFs
Know what happens if parents do not trust their children with the money at 16

Why clients should avoid relying on property to fund retirement

Consider why clients are relying on property to fund their retirement.
Learn what the risks are of relying on property and cash, and why clients are averse to saving into a pension.
Understand how advisers can help clients to avoid relying on equity in the home for retirement income.

Alternative Investment

Guide to crowdfunding and P2P lending

To understand how Crowdfunding and P2P finance works
To learn about the risks of crowdfunding and P2P finance
To learn about doing due diligence on a platform

How cohabiting couples can limit potential financial disadvantages

Learn about how cohabiting couples can limit potential financial disadvantages
Find out the disadvantages cohabiting couples suffer when a relationship breaks down
Find out the disadvantages cohabiting couples suffer when a partner dies

Is Aim investing hitting its targets?

Learn about the tax benefits of holding Aim shares
Understand the pitfalls of such investments
Gain an insight into how Aim shares have performed