CPD

All CPD content

Inheritance Tax

How to manage inheritance tax liabilities and property

Describe how people can mitigate a big IHT bill
Describe the importance of financial planning
List the ways in which gifting can be a liability

Time to treat trusts with neutrality and fairness

Describe the importance of using trusts in financial planning
List the problems that changes to tax charges might create
Describe the impact of periodic charges

HMRC to plough through huge levels of data under CRS rules

Describe the responsibilities of the Common Reporting Standards
List the potential liabilities for not reporting
Describe why avoiding the issue will not work

Unheralded top performers await advisers’ attention

Understand the benefits of investing in small funds
Learn about how small funds are performing
Understand the pitfalls for managers of small funds

How style factor investing works

Describe how style factors work multi-asset investing
Describe how style factors apply to certain asset classes
Describe the performance of funds using these strategies

The impact of the US-China trade war on US equities

Describe the impact of the US China trade war on US equities
List the reasons for the slowdown in the US economy
Describe the extent of tariffs on Chinese goods

Owning up to clients' offshore assets

Describe the importance of the Common Reporting Standard
Outline when there's a risk of prosecution
Describe the benefits of proactive disclosure

Guide to platforms

Describe how to do your due diligence on your platform
List the elements you should look for when selecting the right platform
Describe the reasons for replatforming

Guide to investing in commodities

Describe the correlation between commodities and traditional asset classes and how they have changed over time.
List the outlook for oil and physical gold in 2019.
Identify how much exposure clients should have to commodities in their portfolios.

Commercial property can save your pension

Describe how commercial property can be used in a pension
List when residential property can be used
Describe what happens with tangible moveable property

Inheritance Tax

Top five inheritance tax queries

Identify the most common queries about IHT among clients.
Describe transferable nil rate bands and how periodic charges work.
Identify the 14-year shadow and when it takes effect and the other exemptions and reliefs available.

Inheritance Tax

How to keep wealth in the family

Describe the challenges of passing on assets later in life
List the differences between gifting and trusts
Describe the process one has to go through when considering gifting

Guide to risk and return in multi-asset

Identify whether multi-asset funds are using a more modern approach to diversification and how it can be measured.
Describe how advisers can evaluate risk and volatility in multi-asset, and the importance of clients' time horizons.
List how multi-asset funds can meet income requirements.

How to help clients with tax-efficient planning

Identify what clients need to prioritise as tax year end nears.
Describe how clients can make the most of tax allowances, including pensions and Isas.
List what clients can do to avoid last-minute tax planning.

Restricted advice: The key to the industry's future?

To gain a greater understanding of restricted advice models
Learn about new entrants into the space
Understand how both restricted and independent models can help plug the 'advice gap'

What your clients need to know about currency exposure

Identify how currency effects can impact UK assets.
List the benefits and risks posed by holding foreign currency assets.
Describe how clients might respond to currency risk in their portfolios.

Investment Trusts

Guide to using investment trusts in client portfolios

Describe the origins of investment trusts and learn how to unpack the jargon surrounding them.
Identify how to spot a good investment trust for clients.
List whether availability on platforms has helped to boost uptake by advisers.

How to protect a business from the threat of divorce

Describe the way that offsetting works
Describe how family businesses are treated when the owners are getting divorced
Describe what happens to company shares when the business owners are splitting up

Why annuities are an essential tool for clients' financial future

Describe why clients' retirement income needs are changing and how the annuity market has developed.
List the different types of annuities including lifetime, enhanced and fixed term.
Identify the importance of advice in the annuity market and why annuities can be an essential tool for clients.

Guide to suitability and duty of care

Describe what the regulator expects from advisers around duty of care and suitability.
List what has happened in global markets and why clients might be concerned.
Identify how to deliver financial solutions that meet client needs against this backdrop.