CPD

All CPD content

Understanding the role of independent financial advice in divorce

Describe how financial planning at the outset of divorce proceedings can help fund it.
List what factors are relevant to financial arrangements in divorce proceedings and the need for financial disclosure.
Identify what need there is for clients to get financial advice when going through a divorce.

Discretionary Management

Taking care of outsourced clients

Describe what advisers' duty of care is when outsourcing investments.
Identify how to use DFMs without ruining client-adviser relationships and what the FCA expects.
List key questions to ask those running client investments.

Defined Contribution

Testing DC pension benefits against the lifetime allowance

List the calculations involved in testing against the lifetime allowance.
Describe how the tax charge is calculated and whether there is any way of mitigating it.
Identify how pre-2006 pensions can still reduce the available lifetime allowance at age 75.

Personal Pension

Guide to helping mid-lifers plan for retirement

Describe what mid-lifers need to consider when saving for retirement.
List how advisers can help mid-lifers prioritise their pension and what tools providers can offer to help.
Identify how women can ensure they are financially prepared for retirement given the pensions gap.

Inheritance Tax

How to engage with clients’ beneficiaries

List the benefits of engaging with clients’ beneficiaries as part of intergenerational planning.
Identify ways to help a client’s executors and beneficiaries during the probate process.
Describe the opportunity for taking on beneficiaries as clients.

Guide to advising US expat clients

Describe the tax liabilities due when one is a US citizen
List the problems US citizen have with conventional investment funds
Describe the issues when it comes to selling property

Due diligence on P2P platforms

Describe why P2P has become more popular.
Identify the risk profile of P2P.
List how clients should use P2P.

Improving pensions for the self-employed

List the challenges faced by the self-employed in saving into a pension and the employment landscape in general.
Describe what the DWP trials are looking at in regards to self-employed pensions.
Identify possible solutions to saving for retirement among self-employed.

Guide to later life mortgages

List what types of later life mortgage products are available and how they differ.
Describe what is driving the growth of this market and why clients are demanding these products.
Identify what advisers can do to help later life mortgage clients and what they need to know about suitability and risk.

Tax Efficient Investments

Top 10 tax-efficient investing vehicles

Describe how tax relief works
Understand the differences between the different Isas
To learn about different tax efficient vehicles such as EIS and SEIS

What is in store for Chinese equity investors?

Describe how the US-China trade war has impacted Chinese equities.
Identify the reasons for China's slowing economic growth and the outlook for its economy in 2019.
List the opportunities in Chinese equities for clients and how to get exposure.

Exchange-traded Funds

Using ETFs to position for trade war events

Describe how the US-China trade war started and three possible scenarios that could develop.
Identify how exposed various equity indices, tracked by ETFs, are to an escalating trade war.
List which sectors and company sizes are more or less exposed to the trade war.

Personal Pension

Understanding Qrops and transfers from UK pensions

Identify what a Qrops is and the conditions that must be met by a Rops.
Describe the transfer process from a UK registered pension scheme to a Qrops.
List what five conditions are used to assess an overseas transfer charge and what needs to be known about the lifetime allowance.

Guide to with-profits

Get up to speed about the current state of the with-profits sector
Learn about the implications of asset allocation
To understand the smoothing process and allocation of bonuses

How to be a financial adviser in a changing political landscape

To learn more about how to meet the challenges of being a financial adviser
To understand the impact of Brexit
To see the importance of the FCA Register

Wealth planning needs of internationally mobile clients

Describe the growth trends among the high net worth community and their wealth planning needs.
List the tax implications for multi-jurisdictional individuals and what they need to know about fund accessibility.
Identify what impact regulation will have and the concerns and goals of the next generation of HNWIs.

How to navigate political and economic risks in 2019

Describe what political and economic predictions were made in 2018 and if they came true.
List what is next for the global economy this year and how policymakers will influence it.
Identify how investors can respond to economic risks and which asset classes might offer diversification.

Guide to the outlook for 2019

Describe how equity markets are likely to perform in 2019 and how advisers can help clients ride out political noise.
Identify how clients should be positioned in fixed income this year.
List the predictions for how the macroeconomic picture will look in 2019.

Discretionary Management

What is behind the evolution of managed portfolio services?

List what MPS is and what have been the main drivers of the evolution of MPS.
Describe what impact the platform approach has had and increased transparency.
Identify how MPS solutions might develop and what impact new entrants will have.

Are US equities still the main game in town?

Learn about the performance of US funds
Gain an understanding of which sectors are proving propular with managers
Be able to describe the challenges facing the region