CPD

All CPD content

Investors are past the tipping point on ESG

Describe the impact of ESG investing on the adviser/client relationship
Describe the performance of ESG investments
Explain the position of non-ESG favouring advisers

Is it time to prepare for higher inflation?

Describe why higher inflation is inevitable in 2021
Identify the three Ds that may mean long-term inflation remains low
Describe the impact higher inflation would have on portfolios

What skills do advisers need to manage the great wealth transfer?

Explain how financial advice has evolved
Identify the specific set of skills needed to advice on wealth transfers
Identify the types of training that exist to help advisers

Inheritance Tax

Managing tax if the client moves abroad

Explain some of the tax challenges of change of domicile
Describe the impact of foreign laws on inheritance
Identify ways to manage foreign inheritance rules

How to teach your children 'saving is cool'

Explain why people are financially ill-prepared
Identify ways to help children understand money better
Identify ways to teach children about savings

In Focus: Vulnerability

How to help vulnerable 'Divorce Day' clients

To understand how divorce matters for financial vulnerability
To recognise the soft skills advisers need
To be able to explain tough financial decisions in a clear and empathetic manner

Five investor behavioural biases to look out for

Identify common behavioural biases in clients
Describe how to explain the impact of behavioural biases to your clients
Describe how to spot behavioural biases

How an acrimonious divorce can take a financial toll

Describe some of the consequences of destructive behaviour in divorce proceedings
Identify what happens with spurious litigation
Describe the courts' views on divorce proceedings

Building a diversified income portfolio

Explain how bonds have performed over the years
Explain the challenges with diversification
Identify ways to build a diversified income portfolio

Managing your clients' ESG expectations

Describe the challenges of managing a client's ESG expectations
Explain some of the risks of ESG selections
Describe what investment professionals look for when considering ESG factors

Inheritance Tax

Making a Christmas gift while keeping HMRC happy

Describe some of the pitfalls of making gifts
Identify examples that are exempt from IHT
Explain what other taxes come into play when making a gift

Inheritance Tax

Guide to intergenerational wealth transfer

Explain how conflict has arisen when wealth is being passed down
Explain who is making the investment decisions
Identify the pitfalls when it comes to passing on wealth

Capital Gains Tax

Understanding the OTS's capital gains tax review

Explain the key points made in the OTS report
Identify the challenges with how CGT and IHT interact
Explain the prospects for reform

Portfolio construction after the pandemic

Discover why the 60/40 portfolio has performed well for tor the past 30 years
Undrstand the reasons why such a portfolio may be challenged after the pandemic
Discover what the alternatives might be

What will replace Libor?

Describe why Libor is being replaced
Explain how its replacement will work
Identify its impact on the fund management sector

Guide to passive ESG investing

Describe how passive ESG investing works
Explain how investors can engage in stewardship of ESG index funds
Describe how bond ESG index funds differ from equity based ESG index funds

What do the US elections mean for investors?

Describe the impact of the US election on equities
Identify which are the strongest areas of the US stock market
Describe why investors are optimistic about the US economy

How CGT might be reformed

Describe some of the challenges with the current CGT system
Identify how the system could be reformed
Explain the limitations of Entrepreneurs' Relief

The future of US equities

Describe what the US election outcome could mean for investors
Explain the place of US equities in a balanced portfolio
Describe the impact of ESG considerations on US equities

Guide to European equities

Describe some of the fundamentals of investing in European equities
Identify what counts as defensive in European equities right now
Explain how technology stocks are behaving right now