CPD

All CPD content

Sustainable Investing

Climate change will have an impact on all retail investors

To understand some of the risks associated with climate change as an investor
To learn about the impact one can have as a retail investor
To describe ways in which retail investors can access ESG markets

Getting to grips with the residence nil rate band

List the key definitions, dates and thresholds for the residence nil-rate band.
Identify what are the 'traps' to watch out for in estate planning strategies.
Describe the common scenarios advisers may encounter with their clients when dealing with RNRB.

Inheritance Tax

Financial planning for later life care provision

Describe what options for solving the later life care crisis have been suggested.
Identify what clients want from their later years and how much money they will need to achieve that.
List what clients need to know about saving for care, paying IHT and what flexible options there are.

Building a decumulation investment strategy for clients

Be able to describe a “liability relative” approach to investing.
Identify the different implementation approaches to liability-relative investing.
List the “hybrid strategies” which incorporate annuities and/or insurance into a portfolio.

Emerging Markets

Guide to investing in Latin America

Be able to list what the long-term opportunities are for investing in the region.
Identify how Latin American equities have performed recently and over the longer term.
List the reasons Latin American bonds have outperformed and what political changes the region might face.

How a drawdown-annuity blend offers the best of both worlds

Be able to describe the outlook for the annuity market.
Identify some of the advantages of using a drawdown policy for clients.
List the tools and apps to help clients avoid running out of money in retirement.

Alternative Investment

How clients can position in alternatives to withstand volatility

Identify the role of alternatives and their benefits in a portfolio.
List how clients can get returns from less traditional asset classes and why the current environment means they need to.
Be able to describe the risks of using alternative investments in a broader portfolio.

Small Self Administered Scheme

How the Ssas market has evolved

Be able to describe how the small self-administered schemes market has evolved.
Identify the four different types of Ssas propositions.
List the issues around Ssas for advisers to consider.

Guide to key Budget announcements

Be able to identify the economic announcements from the Budget and how the Chancellor has prepared for Brexit.
Describe what pension reforms were delivered by the Chancellor in the Budget around patient capital investment.
List the four key residential housing market policies from the Budget.

Getting the pensions conversation right

Understand the cash flow modelling exercise financial planners might use to create a retirement plan with clients.
Consider how to help clients minimise the risk of running out of money in retirement.
Grasp how to make pensions for compelling for millennial clients.

What you need to know about the Budget 2018

To understand what the economic impacts of the Budget could be.
To list the various tax changes implemented in the latest Budget.
To understand what the main implications are for mortgages and investment.

Ethical Investing

The times, they are a changin’

Understand how ESG investing is spreading throughout the investment universe
Learn the differences between impact investing and ESG investing
Compare the UK experience to what is happening in Australia

How to help clients approach sustainable investing

Understand what are the different definitions around the concept of sustainable or ethical investing.
Learn how to help different clients navigate the different approaches to sustainable investing.
Consider what type of data there is available to help advisers make a selection.

How to make outsourcing work for you and your clients

To understand what is meant by 'outsourcing'.
To learn different ways of delegating investment decisions.
To understand how the agent-as-client process works.

Platform survey: Providers face the music

Learn about the issues facing platform providers
Grasp how providers are navigating these challenges
Gain an understanding of how the market is faring

Can the multi-manager fund survive?

Gain an understand of multi-manager funds
Learn about how investment professionals use them
Understand how the market is changing

Guide to paying fees for education

Learn about the pros and cons of Junior Isas for saving for children.
Understand how to save enough for private education and whether to pay off university fees.
Consider what role advisers can play in helping clients to plan for their children's future.

Wide exposure, but low in cost

To understand the basics about multi-assets funds
To understand who multi-asset funds would be suitable for
To understand the difference between passive and active multi-asset funds

How to help clients invest for accumulation and decumulation

Explain the differentiated objectives in accumulation and decumulation investing.
Understand and contrast the key risks of investing in accumulation and decumulation.
Understand and explain the key variables in analysing and evaluating the potential outcomes of a retirement investment plan.

What you need to know about unexplained wealth orders

Learn what is an unexplained wealth order or UWO.
Consider how it might affect high net worth clients and how a UWO can be challenged.
Understand how law enforcement in the UK is changing.