CPD

All CPD content

Understanding how death benefits work

Identify the ways in which pension benefits can be paid
Identify the different types of lump sum death benefits
Explain how death benefits are tested against the lifetime allowance

How to hold business premises in a Sipp

Describe how buying a property with one's Sipp works
Identify how one gets insurance for the property
Describe some of the risks associated with buying a property with a Sipp

FCA's plan to shake up non-workplace pensions market

Describe the context behind the FCA's non-workplace pensions review
Identify the main findings from the FCA review
Identify the implications for advisers

Treating vulnerable clients fairly is ‘responsibility of all’

Identify key points in FCA guidance on treatment of vulnerable customers
Identify challenges around definition of vulnerable customer
Describe ways in which firms can help vulnerable customers

Is your client caught by the lifetime allowance?

Describe how the lifetime allowance works
Describe what happens with a benefit crystallisation event
Identify alternatives to hitting the lifetime allowance

What if Boris were a trustee?

Describe the limits of the powers of trustees
Identify what powers the courts have over trustees
Describe how the courts can get rid of trustees

How a mix of products can help in one's retirement planning

Describe how annuities can be helpful
Describe the importance of holistic financial planning
Describe how fixed term annuities work

How are pensions protected in a bankruptcy?

Describe the legislative position with regard to pensions and bankruptcy
Outline the case law that has affected this position over time
Explain the ways that pension funds can be claimed by a trustee in bankruptcy

How master trusts are regulated

Describe some of the bases on which master trusts will be assessed
Describe what happens to a master trust if it does not get authorisation
Identify what is needed to demonstrate financial competence

Guide to advice and guidance

Identify the key differences between advice and guidance
Describe the FCA's proposed changes for DB transfers
Identify how technology can help to bridge the advice gap

Navigating a changing landscape

Identify the problems in the annuity market
Understand the challenges advisers are experiencing with PI insurance
Identify the best options for retiring clients

The role of smoothed funds in a volatile environment

Understand how smoothed funds can be useful
Identify types of clients smoothed funds are suitable for
Describe the different propositions in the market

How to manage your client's drawdown

Describe the significance of sequence of returns risk
Identify some of the issues with withdrawal rate on income drawdown
Describe ways to improve one's pension pot if in drawdown

DB transfers: when to go ahead

Identify the significance of suitability requirements when assessing for DB transfers
Describe when you should and shouldn't make a transfer
Identify the importance of capacity for loss in DB transfers

Investing in your child’s future

Describe the different ways a parent can open an account for their child
Describe some of the advantages and disadvantages of a Jisa
Identify how an investment account can be opened for a child

How to split the pension on divorce

Identify the challenges of splitting pension under divorce proceedings
Describe the different ways pensions can be treated in the financial settlement
Highlight some of the pitfalls to be avoided in this process

Guide to boosting retirement income

Describe different ways a client can boost their retirement income
Identify how clients can use different products
Describe some of the risks associated with these products

Have you got your centralised retirement proposition?

Identify the differences between Centralised Retirement Proposition and Centralised Investment Proposition
Describe what ability to bear loss means
Describe some of the risks you have to take account of with centralised retirement propositions

Inheritance Tax

Guide to intergenerational planning (part II)

Describe the level of nil rate bands
Identify some of the challenges of passing on wealth through the generations
Describe ways of using pension and other wealth for descendents

New horizons for financial advice

Understand how advice is changing
Learn about the effect of new techologies
Gain an understanding of the challenges