CPD

All CPD content

Intergenerational Wealth CPD course

Balancing intergenerational wealth with care needs

Describe the challenges of care and intergenerational wealth
Identify ways of planning for later life care costs
Explain how gifting and trusts can help

Preparing for more regulatory action on pension transfers

Explain how FCA scrutiny around British Steel cases has grown
Identify indicators of unsuitable advice
What lessons have been learnt following the British Steel crisis

Inheritance Tax

How to manage estates more effectively

Explain how will writing be made more accessible to consumers
Explain the importance of trusts
Identify benefits of wills for families

Why ceding delays cost clients money

Describe the problems created by ceding delays
Explain why ceding delays happen
Identify how changes to the process can be made

In Focus: Intergenerational Wealth

How to help clients manage inheritance hopes

To understand what young people's mindset is towards inheritance.
To be able to explain why they need to become financially independent.
To be able to communicate ways to help younger generations start saving.

How to make a charitable donation from a pension

Describe the challenges of making charitable donations out of one's pension
Explain the advantages of making charitable donations
Identify some of the tax issues involved

How new and existing advisers should adapt post-Covid

Explain how to prepare for an in person client meeting for the first time
Identify ways in which building a framework can strengthen relationships
Explain how to balance in person and virtual meetings

In Focus: Retirement Income

How a multi-index approach can help pension planning

To understand how index funds work together in a portfolio.
To be able to ascertain how multi-asset portfolios can combine into a lifetime strategy.
To explain to clients what is, and what is not, suitable for their long-term needs.

In Focus: Retirement Income

Tax-free cash: take it or leave it?

To understand why some people might take tax-free cash on retirement.
To be able to explain why it might be best to keep the funds invested.
To ascertain what option might be best for individual clients.

Inheritance Tax

When are pension death benefits subject to IHT?

Explain how lump sum benefits work
Explain impact of changes to death benefits
Identify conditions which might cause IHT issues

Getting a separation agreement like Bill and Melinda Gates

Describe how separation agreements work
Identify the advantages of separation agreements
Describe the courts' approach to separation agreements

In Focus: Retirement Income

How to help clients pass on pension benefits

To gain a broad understanding of the role of the death benefit form
To be able to broach difficult conversations with clients.
To be able to explain the importance of the nomination form.

In Focus: Retirement Income

What official data tells us about workplace pensions

To understand what the ONS stats are telling us about workplace pensions.
To be able to explain why participation rates are tapering off.
To be able to explain how to improve pensions participation among at-risk groups.

How to help older couples who are splitting up

Describe some of the challenges of getting divorced in retirement
Identify the role of a financial adviser in the process
Describe the challenges with defined benefit pensions

Inheritance Tax

Guide to intergenerational wealth transfer

Explain how advisers should approach conversations with the different generations
Identify ways to mitigate inheritance tax bills
Explain how to pass on pension wealth to beneficiaries

How can advisers help clients tackle the care planning gap?

Explain how the government has responded to the care crisis
Identify the challenges facing families when it comes to care
Identify ways to address the challenges associated with care

In Focus: Retirement Income

How to boost income in an inflationary world

To understand how clients feel about inflation.
To be able to explain how inflation affects savings.
To be able to express the virtues of a range of asset classes in a portfolio.

Tax day: all the devilish details

To be able to explain the reasons for Tax Day.
To understand what changes might be made to processes around IHT and trusts.
To be able to explain what some of the other proposals mean for the tax system.

Retirement CPD course

Guide to ESG and pension investing

Describe the significance of sustainability in pension funds
Explain the importance of the relationship with fund managers
Describe what the EU sustainable finance disclosure is

Retirement CPD course

Guide to retirement income

Describe how to manage clients in drawdown
Explain some of the drawbacks with annuities
Identify how to blend annuities with drawdown