CPD

All CPD content

Retirement Income

How 2020 brought later life planning into sharp focus

Explain the challenges of the pandemic for later planning advisers
Explain impact of potential tax changes
Explain the crucial elements of later life planning

What skills do advisers need to manage the great wealth transfer?

Explain how financial advice has evolved
Identify the specific set of skills needed to advice on wealth transfers
Identify the types of training that exist to help advisers

How to teach your children 'saving is cool'

Explain why people are financially ill-prepared
Identify ways to help children understand money better
Identify ways to teach children about savings

In Focus: Vulnerability

How to help vulnerable 'Divorce Day' clients

To understand how divorce matters for financial vulnerability
To recognise the soft skills advisers need
To be able to explain tough financial decisions in a clear and empathetic manner

How divorce can affect retirement

Explain why divorce among over 60s is on the rise
Identify the key factors couples in a divorce need to consider
Explain how advisers can help couples to be better prepared in a divorce

Inheritance Tax

Guide to intergenerational wealth transfer

Explain how conflict has arisen when wealth is being passed down
Explain who is making the investment decisions
Identify the pitfalls when it comes to passing on wealth

When is the right time to advise clients as couples or individuals?

Ascertain when to see clients as couples or individuals
Identify why some clients might want individual help
Explain the benefits of joint financial planning

How to help clients make a drawdown transfer

Explain the required conditions for doing a partial or full transfer
Explain how to transfer crystallised pensions
Explain how statutory permissive override works

Business Support

How to reach unadvised clients

Identify the different client groups
Explain how advisers can appeal to future clients
Explain the impact of technology

How to cope with the Lifetime Allowance

Explain how the lifetime allowance charge operates
Identify the key issues a pension scheme member should consider
Describe how the LTA affects individuals

How advisers can help clients prepare for Brexit amid uncertainty

Identify the key ways Brexit is likely to affect clients
Explain why paying attention to cyber security will be very important
Identify the actions advisers need to be carrying out now

Guide to advising clients with mental ill health

To understand what the FCA's work on vulnerability means for clients with mental ill health.
To be able to hold difficult conversations with client.
To be able to research the market to get the best outcome for clients.

Why a client in drawdown may want to transfer

Describe some of the factors affecting clients in drawdown
Identify reasons why a client may want to transfer
Explain some fears about drawdown

The Staveley pensions case has posed interesting legal challenges

Describe some of the challenges around the Staveley cse
Describe HMRC's attitude to the case
identify why there was controversy

Retirement Income

What the FCA's rules on investment pathways mean for clients

Identify key points in FCA retirement outcomes review paper
Explain what the standardised objectives are
Explain what the implications are for advisers

Can govt solve the net pay vs relief at source dilemma?

Explain how relief at source system works
Explain how net pay tax relief system works
Identify the key issues surrounding the government's proposals

Guide to managing longevity risk

To ascertain the effects of longevity risk on a portfolio
To be able to explain to clients the different ways of structuring a portfolio
To understand what sequencing risk means for a pension portfolio

The importance of multi-asset investing for pension planning

To understand various multi-asset strategies in decumulation
To be able to explain different investment approaches
To be able to assess how to construct tailored multi-asset portfolios for pensions

Guide to later life lending

Describe the importance of later life lending
Identify who it would suit
Explain some features of some of the products

Guide to advice after the pandemic

Describe some of the impact that the pandemic has had on advisers' working lives
Explain how it has affected client portfolios and behaviour
Describe steps to change advisers' working practices