CPD

All CPD content

How workplace schemes provide opportunities for advisers

Describe the FCA's role in workplace pensions
Identify the business opportunities for advisers from workplace pensions
Describe the TPR's influence over trustees of work-based schemes

Tax day: all the devilish details

To be able to explain the reasons for Tax Day.
To understand what changes might be made to processes around IHT and trusts.
To be able to explain what some of the other proposals mean for the tax system.

Retirement Income

What the change to minimum pension age means for clients

Explain how the pension age will change
Explain what the pension age change will mean for savers
Explain how scams can be avoided

Next Act: The complexity of retirement

Describe how the pandemic has made it more complex to transition into retirement
Identify what other ongoing trends were already making it more complex to plan for
Explain what these changes mean for the advice advisers give and the way they run their firms

Why many women are financially worse off in retirement

Describe the impact of lower salary on women's pensions
Describe the impact of compound investment growth
Explain how women can improve their situation

How to help clients facing later life planning challenges

Identify biggest challenges facing later life planning
Explain how to help clients prepare for future and unpredictable costs
Explain how to mitigate certain risks in later life planning

What lessons can we learn from British Steel?

To spot red flags and raise awareness of potential problems with regulators and other bodies.
To understand financial vulnerability in the context of redundancy.
To understand when defined benefit transfer advice is not in the best interests of certain clients.

Retirement CPD course

Guide to retirement saving

Describe the drawbacks of lifestyling
Explain the appeal of multi-asset investing
Explain what passives funds have to offer

Retirement CPD course

Guide to ESG and pension investing

Describe the significance of sustainability in pension funds
Explain the importance of the relationship with fund managers
Describe what the EU sustainable finance disclosure is

Retirement CPD course

Guide to retirement income

Describe how to manage clients in drawdown
Explain some of the drawbacks with annuities
Identify how to blend annuities with drawdown

Defined Benefit

What makes a good or bad pension transfer?

Explain the FCA's approach to DB transfers
Identify examples that would make a good DB transfer
Identify examples that would make a bad DB transfer

How to engage with clients on a retirement pathway

Describe the importance of investment pathways
Identify the tasks facing financial advisers
Explain the fees surrounding investment pathways

How to navigate protection and the lifetime allowance

Describe the application conditions for the different forms of fixed protection and individual protection
Explain how fixed protection and individual protection work
Describe the different levels at which the LTA is capped

In Focus: Vulnerability

How to navigate decumulation post-Covid

To understand pension investor behaviour post-Covid
To be able to explain how to meet any pension shortfalls
To understand how to help clients keep on track for retirement

What could a 'wealth tax' look like?

Describe some of the basic points of the mooted wealth tax
Identify how much the authors of the report say it could raise
Explain whether this is likely to be adopted by the Treasury

What advisers should know about the FCA's investment pathway rules

Explain the background to the investment pathway rules
Identify the implication of the rules for firms
Explain how firms can differentiate their service

In Focus: Vulnerability

How to retire early amid a pandemic

To understand why people are changing their retirement plans.
To be able to explain the potential benefits and pitfalls of dipping into the pension early.
To be aware of how different clients may react at retirement to global events such as Covid-19.

How the Pension Schemes Act will affect your clients

Describe the impact of the new Pension Scheme Act
Explain the criminal aspect of it
Identify ways of handling the TPR with its new powers

Retirement Income

How 2020 brought later life planning into sharp focus

Explain the challenges of the pandemic for later planning advisers
Explain impact of potential tax changes
Explain the crucial elements of later life planning

In Focus: Vulnerability

How to combat pensions scams

To understand the depth of the problem with pension scams
To learn what measures are already in place and how these operate
To be able to explain how to spot and report potential scams