CPD

All CPD content

Beware unauthorised pension payments

Identify what an unauthorised payment is
Explain how the tax charges work
Identify who is liable for tax charges

Guide to later life lending

Describe the importance of later life lending
Identify who it would suit
Explain some features of some of the products

What the new DB transfer rules mean for the advice industry

Describe the impact of contingent charging rules on members seeking transfer requests
Identify reasons for giving advice to DB transfer clients
Describe how an adviser can avoid conflicts of interest over advice

Guide to advice after the pandemic

Describe some of the impact that the pandemic has had on advisers' working lives
Explain how it has affected client portfolios and behaviour
Describe steps to change advisers' working practices

How hybrid solutions fit into the retirement universe

Describe some of the options available to advisers for retirement income
Explain the pros and cons
Identify some of the impact of pension freedoms

How to borrow from one's pension

Outline the pitfalls of a member taking a loan from a Sipp
Describe the conditions for a loan from a Ssas to a sponsoring employer
Describe the challenges associated with repaying a loan

How the worlds of sport and pensions collide

Describe the situation with footballers and their pensions
Explain how protected ages and pensions work
Describe some of the unusual investments you can put into a Sipp and Ssas

What crisis teaches us about having a holistic approach

Explain how current crisis has exposed poor levels of protection
Explain how LPA can work effectively
Identify ways in which advisers can guide clients

What the Sipp in-specie transfer ruling means

Describe the ruling over HMRC and non cash transfers into Sipps
Explain the potential fallout into Sipp providers
identify some of the implications for advisers

Carey Pensions: When is a Sipp provider liable?

Describe the main issue the Carey Pensions case hinged on
Explain what differentiates this case from the Berkeley Burke case
Identify the implications of the ruling for the Sipp industry

Retirement Income

Understanding how couples differ in retirement planning

Explain how men and women view retirement
Identify important decisions that need to be made
Explain the impacts of partial annuitisation

Guide to pensions after the pandemic

Describe some of the challenges facing people's pension funds right now
Describe methods for boosting clients' pension funds following the market crash
Explain some of the benefits of the PPF for employers that goes bust

Covid-19 and pension salary sacrifice

Explain how pension contributions are affected by coronavirus
Explain how salary sacrifice agreements could be affected if employees are furloughed
Outline how employers can recalculate contributions for salary sacrifice and furloughed employees

How to manage clients in drawdown

Describe some of the issues facing clients in drawdown
Identify some of the steps you should take right now
Describe some of the options available to clients to help amend the situation

Guide to advice during the pandemic

Explain some of the concerns clients have right now
Identify some of the issues with videoconferencing
Describe The Pensions Regulator's stance towards DB pension transfers

Inheritance Tax

Guide to IHT planning after the pandemic

Describe some of the anxieties among clients
Identify some of the challenges over signing wills
Explain some IHT mitigation strategies

How advisers can show true value amid coronavirus crisis

Explain how advisers can reassure worried clients
Identify ways in which advisers can spot vulnerable clients
Identify steps clients can take to start addressing debt

Guide to Budget 2020

Explain the aims of Budget 2020
Identify tax changes made in the budget
Explain impact of Coronavirus on economy

Guide to Sipps

Describe some of the advantages of Sipps
Identify who Sipps would be suited to
Describe some of the investments allowed in bespoke Sipps

Defined Benefit

How DB transfer concerns highlight role of compliance

Identify weaknesses in compliance structures
Explain how compliance functions should work effectively
Explain how FCA concerns over DB transfers should be used as a wakeup call to predict other issues