CPD

All CPD content

Retirement Income

How to help your clients in drawdown

To understand why drawdown became popular.
To be able to explain the pros and cons of drawdown.
To ascertain which clients might benefit from drawdown.

Pension Freedom

Getting your head around changes to death benefits

To learn about the changes to death benefits rules
To learn about spousal bypass trusts
To understand the pitfalls when passing pensions to beneficiaries

Why platforms are at the heart of advisers' access to products

Understand the headwinds platforms face and how they are used by advisers.
Learn whether there is space for both platforms and robo advisers, and the impact of PSD2.
Grasp how platforms will navigate the current regulatory environment.

Retirement Income CPD Course

Guide to how the pension freedoms have changed the pensions landscape

Understand the background to the pension freedoms.
Learn the options available to clients and the most commonly asked questions about the freedoms.
Grasp whether government and industry can do anything to ease the transition to decumulation.

Retirement Income CPD Course

How workplace pensions fit into a client's financial plan

Learn what has changed in workplace pensions.
Understand how to get the accumulation strategy right and common questions about decumulation.
Consider how to help maximise overall pension savings.

Retirement Income CPD Course

How to create a long-term investment plan

Understand the difference between accumulation and decumulation.
Consider when in the accumulation stage, what sort of investment strategy does a client need.
Learn how the investment strategy should change when a client reaches decumulation.

Retirement Income CPD Course

Annuities versus drawdown

Consider whether pension freedoms have made annuities unpopular.
Grasp whether drawdown is the better option and its impact on financial security in retirement.
Understand whether hybrid products could better serve the retirement market.

Retirement Income CPD Course

Pensions pathways: managing the transition

Learn about the definition of retirement and the need to set up a retirement plan.
Why retirees need to make adjustments when planning to retire and how the workplace can help.
Understand how much choices in retirement can lead to more complexity and where the adviser comes in.

Defined Benefit

Under which circumstances is a pension transfer warranted?

To get up to speed with the FCA's policy statement on DB transfers
To learn some of the key points now required on DB transfers
To learn about APTAs and TVCs

How international clients can benefit from pooling

To understand what multi-pooling is and how it works.
To be able to explain the benefits for corporate clients' employee benefit schemes.
To learn about the loss carry pool.

From DC to DC: when should clients switch?

To understand what the regulator's view on switching is.
To be able to list the pros and cons of switching.
To ascertain the tax position of those switching.

Sipp survey: Success story continues but legal issues lurk

Gain an understanding of the current Sipp market
Grasp the challenges faced by providers
Be able to describe how the market is changing

How to protect the elderly from financial abuse

To understand what is financial abuse.
To be able to explain the importance of power of attorney.
To be able to list the benefits of writing a will.

Investment Income CPD Course

How to use multi-asset portfolios for income generation

To understand why people are seeking income-generating portfolio.
To be able to explain what a safe withdrawal rate is.
To understand the tax and performance implications of focusing solely on income.

Defined Benefit

10 tips for delivering suitable DB pension transfer advice

To avoid some obvious mistakes in advising on DB transfers
To learn some important tips on pensions transfers
To learn more about managing clients in transfers

Addressing the barriers to income protection sales

To be able to list the barriers to buying income protection.
To understand what advisers find difficult about the IP discussion.
To ascertain how to advise clients with different protection needs.

Eight likely outcomes from the Priips legislation

To be able to list the main points for in the forthcoming review of Priips.
To understand the likely impact of various points of regulation.
To learn what the new KID will entail.

Guide to the government's pension scam ban

To understand what the government is doing to tackle pension scams.
To be able to list tell-tale signs and help clients avoid being defrauded.
To ascertain how to help vulnerable clients.

How pension simplification made pension planning more complex

Learn about the range of retirement planning principles
Consider the best approach to getting information from a client
Understand when to consider using an annuity

Can workplace pensions help cross the advice gap?

Learn about the advice gap
Grasp the difficulties facing the industry in order to plug this gap
Learn about how the regulatory measures introduced to encourage people to take advice