CPD

All CPD content

How to help clients appoint a lasting power of attorney

Learn how attorneys are appointed in England and Wales and why they are important.
Understand what LPAs allow clients to achieve and the role of a health and welfare LPA.
Consider how to broach the issue with clients and some tips for advisers.

Data protection

The impact of GDPR on divorce proceedings

Understand the impact of GDPR on divorce proceedings.
Learn the implications of being jointly instructed or instructed by one party in the proceedings.
Consider the role of the adviser in understanding the financial information provided by one or other party.

How to start a pension if you've left it late

To understand why people may leave it late to start saving.
To ascertain how to overcome some significant pension challenges.
To be able to list different ways to help boost pension savings.

Defined Benefit

What clients need to understand regarding DB pension transfers

To learn about top five reasons for staying in a DB scheme
To learn about when a transfer might be a good idea
To have a better grasp of DB transfer

Business Protection

What to know about advising on business protection

Learn the definition of a small business and the risks SMEs face.
Understand the different types of business protection available and what they cover.
Consider how to increase awareness of business protection among clients and the role of advisers in doing so.

Guide to unexpected property ownership

Learn what happens after a client has inherited a property and what their options are.
Consider whether renting or selling an inherited house is better and what the different markets are like.
Understand what to know about becoming an accidental landlord.

Defined Benefit

Contingent charging is not all it's cracked up to be

Learn about the main challenges relating to contingent charging
Understand the impact of contingent charging on the advice process
learn about alternatives to contingent charging

How to access the free client bank in need of advice

Learn why there are opportunities for advisers in the workplace pensions market.
Understand how the current workplace pension market works including regulatory changes and costs.
Consider what the retirement options are and how to evolve a workplace proposition.

How to boost clients' income in retirement

Learn how advisers can help their clients boost their income in retirement and which strategies are best.
Understand how the retirement income strategy differs depending on the size of the pension pot.
Grasp whether the pension freedoms have had any impact on funding retirement sustainably.

Defined Benefit

Getting used to how advising on pension transfers is now done

Being brought up to date with the latest thinking on DB transfers
Understanding the importance of APTA and TVC
Learning how the advice process on DB transfers has changed

How advisers can help clients turn property potential into reality

Consider the case for using equity release to help fund retirement.
Learn the misconceptions advisers' clients have about equity release and how to overcome these.
Understand how to educate clients and the wider family members about their property options.

Guide to advising the self-employed

To understand the issues affecting self-employed people.
To be able to help them save more.
To be able to list different types of insurance that can help protect clients.

Prioritise retirement lifestyle

To understand some key points about the lifetime allowance
To learn how easily it can affect clients, especially people in a final salary scheme
To learn ways about avoiding hitting the lifetime allowance

Inheritance Tax

The art of careful planning

Grasp about the intricate nature of IHT
Learn about ways clients can mitigate IHT
Understand how HMRC applies IHT legislation

Inheritance Tax

Guide to end of life planning

Consider how advisers should approach end of life planning with their clients.
Understand what clients need to know about IHT and leaving a will.
Grasp whether demand for end of life planning will increase with changing demographics.

Targeted Return

Are advisers measuring investment risk accurately?

Understand what is meant by risk and the difference between risk and volatility.
Learn about the different types of investment risk models and how they are applied.
Consider the impact on clients and whether absolute return risk can be measured by advisers.

Financial Services Compensation Scheme

The FCA proposals for the FSCS are good news for consumers

To learn about changes to FSCS funding
To understand how advisers will benefit
To learn about FCA motivations over FSCS funding

How to protect defined benefit schemes

To understand the issues with DB pension schemes.
To be able to explain what the White Paper means for schemes.
To ascertain how the White Paper reforms might be implemented.

Advising on overseas pensions involves know-how and ethics

To understand the changes announced by the DWP in March
To grasp the difference between advising on Qrops and advising on a UK pension
To understand what the FCA has said about Qrops

The role of annuities in modern retirement planning

Learn how the annuity market has recovered since the pension freedoms announcement and what has been driving it.
Understand some of the key features of annuities that means they are an option for the modern retiree.
Grasp the role of the adviser in educating retirees about annuities.