CPD

All CPD content

Long-term care: how to plan for longer life

Describe the role of the state in long-term care
Explain how to insure for long-term care
Identify the key points for advising on long-term care

What can independent schools do about their pensions?

Describe some of the challenges of the Teachers' Pension Scheme for independent schools
Explain the impact of increased contributions from employers
Identify the death benefits

In Focus: Advice for Women

How to help women who are asset rich but pension poor

After reading this, you should be able to explain how the property fits into a retirement plan.
To be able to explain how to improve income prospects for women.
To show a greater understanding of how to help close the pension gap.

How to balance living with giving

Explain how to balance living with giving
Identify how advisers can help families mitigate potential poverty in later life
Describe why analysis and planning is important

In Focus: Advice for Women

How to give pension advice to same-sex couples in divorce

By the end of this feature, you should understand the three options facing divorcees.
You should be able to explain how each pension division option affects both parties.
You can explore various options with clients to help them split their pension.

In Focus: Advice for Women

Three things IFAs should know about later-life planning for women

After reading this, you should understand problems facing women in later life.
You should be able to explain the importance of estate planning earlier on in life.
You should be able to promote conversations with clients about long-term care.

How to advise on DB transfers

Explain what the FCA expects of advisers offering pensions-transfer advice
Identify two main sources of information from the FCA, to help with pension-transfer advice
Describe the main points that advisers must consider, to provide pensions-transfer advice

In Focus: Advice for Women

How to help close the gender pension gap

To understand why the pension gap persists.
To be able to encourage people to start saving earlier into their pension.
To be able to explain why saving small amounts early can bolster pension pots.

What the changes to the state pension post-2016 mean for divorcees

Describe some of the changes to the state pension system since 2016
Explain the circusmtances when divorcees can get a pension uplift
Identify the maximum state pension weekly payment

In Focus: Advice for Women

How to understand trends in women's home ownership

To understand trends in homeownership according to data.
To be able to explain potential difficulties in ownership on divorce.
To ascertain how to advise generations of women wanting to get on the housing ladder.

How to deal with someone close to retirement whose plans have changed

Describe some of the challenges of managing clients close to retirement
Identify ways of dealing with some of these questions
Describe some of the ways of preparing for upsetting life events

In Focus: Advice for Women

Why changing the triple lock would hit women hardest

To understand the problems with the triple-lock.
To be able to explain the mechanism to pensioners.
To be able to help women achieve better retirement outcomes.

In Focus: Intergenerational Wealth

How to integrate LPAs into family wealth planning

To understand why clients might need an LPA.
To be able to explain the benefits of using an LPA.
To be able to show how an LPA can work with intergenerational planning.

In Focus: Intergenerational Wealth

How suitable are financial products for young savers?

To understand the different financial needs young people have.
To be able to explain various flexible products that might help them save.
To be able to start conversations and help educate younger clients.

In Focus: Intergenerational Wealth

Planning for tomorrow, paying for today

To understand the balance between spending and saving post-retirement
To be able to explain the need for long-term care provision
To be able to discuss with clients how to live comfortably without using up all the funds

How should a client close to retirement asset allocate?

Describe the importance of good asset allocation
Explain how to achieve this with the use of alternative assets
Identify the key areas to be aware of to ensure your client's aims are achieved

Intergenerational Wealth CPD course

Balancing intergenerational wealth with care needs

Describe the challenges of care and intergenerational wealth
Identify ways of planning for later life care costs
Explain how gifting and trusts can help

Preparing for more regulatory action on pension transfers

Explain how FCA scrutiny around British Steel cases has grown
Identify indicators of unsuitable advice
What lessons have been learnt following the British Steel crisis

Inheritance Tax

How to manage estates more effectively

Explain how will writing be made more accessible to consumers
Explain the importance of trusts
Identify benefits of wills for families

Why ceding delays cost clients money

Describe the problems created by ceding delays
Explain why ceding delays happen
Identify how changes to the process can be made