CPD

All CPD content

Powers of attorney: watch out for the traps

Describe the pitfalls of setting up a lasting power of attorney
Explain mental capacity
Identify the role of a discretionary fund manager

Social care bill presents new opportunities for advice

Describe the changes to the care system brought about by the new national insurance levy
Explain where costs are capped to
Explain how a DC penion pot could be used

What to consider when accessing pensions early due to ill-health

Describe some of the features of accessing pensions early due to ill-health
Identify the tax situation regarding taking pensions early
Describe how 'serious ill-health' is defined

Guide to pensions and ESG

Describe some of the challenges around ESG and pension saving
Explain how to help clients on the pensions and ESG journey
Identify the advantages of investing in transitioning stocks

Will the introduction of no-fault divorce impact financial settlements?

Describe some of the changes to the divorce system
Explain how the courts treat divorcing couples
Identify the impact behaviour has on the courts' decision

Spring Statement

No quick fixes in chancellor's spring statement

Identify key elements of the spring statement
Explain the impact of the spring statement
Explain the impact of the tax plan

Overcoming tax challenges in bonus season

Explain how tax affects tax allowances
Identify actions that can be taken to mitigate the loss of allowances
Identify useful saving methods

Inheritance Tax

Guide to retaining intergenerational wealth

Explain how to build a relationship with a client's inheritors
Explain how to build relationships with female clients
Understand the future of wealth for millennials

How meaningful conversations strengthen client relationships

Explain what it means to have a meaningful conversation
Explain how advisers can get closer to clients
Identify ways to tackle irrational client behaviour

Guide to the future of advice

Understand how the future of advice can be assured.
Describe how using technology and social media can help complement advisers' processes
Explain the methods that can be used to help advisers increase their capacity to take on new clients

What do the new pension transfer rules mean for trustees?

Describe the new rules on pension transfers
Explain the conditions ceding schemes have to meet
Identify how these rules will help clients

In Focus: Tax Year End

Managing clients’ pension investment anxiety

To consider the implications of a high-risk retirement investment strategy for affluent investors.
To understand savers' concerns around retirement investing.
To understand how to help pension savers navigate the current economic uncertainty.

How the Pension Wise nudge rules will work

Describe the new stronger nudge rules
Explain when they apply
Identify the best age to get a nudge to Pension Wise

Guide to rising living costs

Describe the impact of rising costs on retired and working people
Explain how people are mitigating rising costs
Identify what happens with cash flow modelling

Four ways to measure capacity for loss in drawdown

Describe some of the challenges over assessing capacity for loss
Identify ways to make it more successful
Explain the significance of annuities

In Focus: When Clients' Plans Change

How will COP26 affect your clients' plans?

To understand the long-term impacts of Cop26 decisions.
To be able to explain how policy shifts affect investment plans.
To learn ways to broach conversations about sustainability with clients.

In Focus: When Clients' Plans Change

How platform changes will affect your clients

To understand why platforms might consolidate.
To keep on top of innovations in platforms.
To be able to help clients choose the right platform for them.

Target date funds have big role to play in retirement planning

Describe how TDFs work
Explain the advantages of TDFs
Identify the charges of TDFs

How to avoid recycling tax-free cash

Describe some of the challenges surrounding recycling of pensions tax-free cash
Explain HMRC's stance on the issue
Identify ways of managing the process

Retirement CPD course

Guide to pensions advice

Describe some of the basic elements of pension advice
Identify the role, or otherwise, of annuities
Explain some of the main problems that occur with pension advice