CPD

All CPD content

Investing in European equities

Describe some of the challenges facing the Eurozone economy
Explain what to look for in European stocks
Identify areas to invest in in Europe

What are the roles and responsibilities of trustees?

Explain trustees' duties and responsibilities
Identify which accounts and records must be retained for HMRC
Describe trustees' investment duties

How the new tax rises will affect company directors and dividends

Describe some of the challenges created by the NI tax changes for business owners
Identify how business owners can adapt to the changes
Explain some alternatives to convetional dividends and salary

What to consider when advising a newly wealthy client

Describe the challenges faced by advisers dealing with the newly wealthy
Explain some of the pitfalls of being newly wealthy
Identify a good giving policy

In Focus: Advice for Women

Three things IFAs should know about later-life planning for women

After reading this, you should understand problems facing women in later life.
You should be able to explain the importance of estate planning earlier on in life.
You should be able to promote conversations with clients about long-term care.

How to advise on DB transfers

Explain what the FCA expects of advisers offering pensions-transfer advice
Identify two main sources of information from the FCA, to help with pension-transfer advice
Describe the main points that advisers must consider, to provide pensions-transfer advice

How to manage the transition back to the office

Describe some of the challenges of working remotely
Explain how to bring people back into the office safely
Identify some of the challenges to the tribunal system

Can machine learning improve client outcomes?

Describe how machine learning can be used by financial services
Identify some of the challenges of machine learning in the sector
Explain how to think about machine learning in financial services

In Focus: Advice for Women

How to help close the gender pension gap

To understand why the pension gap persists.
To be able to encourage people to start saving earlier into their pension.
To be able to explain why saving small amounts early can bolster pension pots.

What the changes to the state pension post-2016 mean for divorcees

Describe some of the changes to the state pension system since 2016
Explain the circusmtances when divorcees can get a pension uplift
Identify the maximum state pension weekly payment

How can financial advisers support their vulnerable customers?

Describe how the FCA defines vulnerability
Explain the 'temporal nature' of the vulnerability
Identify how to create a 'safe space' for clients

How to establish your client's sustainability preferences

Describe some of the challenges relating to assessing a client's ESG inclinations
Explain how to adapt one's style as an adviser when dealin with sustainability
Identify clients' emotional attitude to sustainability

In Focus: Advice for Women

How to understand trends in women's home ownership

To understand trends in homeownership according to data.
To be able to explain potential difficulties in ownership on divorce.
To ascertain how to advise generations of women wanting to get on the housing ladder.

How to deal with someone close to retirement whose plans have changed

Describe some of the challenges of managing clients close to retirement
Identify ways of dealing with some of these questions
Describe some of the ways of preparing for upsetting life events

How an adviser can contribute to a client's well-being

Understand the importance of relaying how an adviser adds value.
Describe the various ways clients can benefit from advice.
Explain the processes that an adviser can work with a client to improve their finances.

Elevating ESG: Now is the time for fund managers to step up their reporting

Describe the importance of strong ESG reporting.
Understand how ESG reporting will help advisers and clients make the right decisions.
Explain what steps need to be taken by fund managers in improving their ESG reporting.

In Focus: Advice for Women

Why changing the triple lock would hit women hardest

To understand the problems with the triple-lock.
To be able to explain the mechanism to pensioners.
To be able to help women achieve better retirement outcomes.

Income Protection

Employee benefits in the realm of financial advice

Understand the history and development of employee benefits.
Explain how they have become vital to attracting and retaining top staff.
Describe the process of advancement in employee benefits.

The outlook for emerging markets after the pandemic

To understand the factors which drive emerging market equity performance
To discover how emerging markets have changed over the past decade
To discover how emerging markets have changed over the past decade

In Focus: Intergenerational Wealth

How to integrate LPAs into family wealth planning

To understand why clients might need an LPA.
To be able to explain the benefits of using an LPA.
To be able to show how an LPA can work with intergenerational planning.

Defining data science, AI and machine learning in financial services

Discuss how AI and machine learning can be applied to financial services.
Understand its benefits and limitations within the advisory field.
Explain the benefits and drawbacks of this technology for the advice process.

Protection CPD Course

Investment platforms: navigating the maze of investor protections

Describe the regulatory checks and balances that apply to investment platforms.
Explain how the government compensation scheme will cover losses.
Understand how the compensation applies to the different products on a platform.

What could higher interest rates mean for your clients?

Understand why central banks cut or raise interest rates.
Learn about the impact this could have on asset prices.
Understand how the pandemic has altered the way markets may view higher interest rates.

In Focus: Intergenerational Wealth

How suitable are financial products for young savers?

To understand the different financial needs young people have.
To be able to explain various flexible products that might help them save.
To be able to start conversations and help educate younger clients.

Achieving greater diversification for a medium-sized investment portfolio

Explain how to deal more effectively with medium-sized portfolios.
Describe the type of investments and asset classes that are likely to present the best outcomes for these portfolios.
Understand why too much diversification can be a bad thing.

How to cater for a new but nervous investor

Consider the factors behind investor nervousness.
Explain how to establish an effective risk-profiling assessment.
Understand how to build resilience in new clients.

Savings deposits and an introduction to cash management platforms

Explain how cash management platforms operate.
Identify the benefits to clients holding significant amounts in cash.
Describe the shortcuts a cash management platform provides to clients wanting to move money to a different account.

In Focus: Intergenerational Wealth

Planning for tomorrow, paying for today

To understand the balance between spending and saving post-retirement
To be able to explain the need for long-term care provision
To be able to discuss with clients how to live comfortably without using up all the funds

Investment Income CPD Course

An exploration of investment trusts and client suitability

Explain why investment trusts may be suitable for certain clients.
Describe key elements of investment trusts and how they work.
Understand how they can be used effectively to augment certain client portfolios.

How do you manage an excitable investor that doesn’t understand their risk level?

Explain how to strike the balance between confidence and overconfidence.
Describe how to overcome biases in excitable investors.
Identify how you can help clients navigate peaks in confidence.

Why use a discretionary probate trust?

Identify who can benefit from using a discretionary probate trust
Explain why they are useful in certain circumstances
Describe how a discretionary probate works

How should a client close to retirement asset allocate?

Describe the importance of good asset allocation
Explain how to achieve this with the use of alternative assets
Identify the key areas to be aware of to ensure your client's aims are achieved

How to manage risk in a client's portfolio

Describe some of the challenges relating to risk in a client's portfolio
Explain how to diversify a cleint's portfolio
Identify how risk impacts a client's portfolio

In Focus: Intergenerational Wealth

Guide to integrating protection with intergenerational planning

Explain how protection policies can aid both clients and their families
Understand the limitations of certain estate planning approaches
Describe some of the barriers to protection take-up among the young

Intergenerational Wealth CPD course

Guide to involving the next generation

Describe how to involve the next generation in financial planning
Identify challenges to getting the next generation involved
Explain the importance of intergenerational wealth transfer

Intergenerational Wealth CPD course

Balancing intergenerational wealth with care needs

Describe the challenges of care and intergenerational wealth
Identify ways of planning for later life care costs
Explain how gifting and trusts can help

Guide to hybrid working

Describe some of the challenges of remote working
Identify how advisers can meet these challenges
Explain some of the way to manage technology when working remotely

Guide to UK equities after the pandemic

To understand how the changing global economy impacts UK equities
To understand the impact of the pandemic on dividends
To learn about the outlook for UK mid and small cap shares

Protection CPD Course

Guide to introducing clients to protection

Explain how to bring up protection with clients
Understand how to move past the cost of protection
Learn how innovation in protection has evolved

Protection CPD Course

Guide to managing obstacles in protection

Identify the challenges with loading
Explain how to manage clients with multiple protection needs
Identify different types of cover available as working patterns change