CPD

All CPD content

Guide to managing a multi-asset portfolio in a crisis

Explain how to build a multi-asset portfolio
Identify ways to future-proof a multi-asset portfolio
Explain what is meant by diversification

What clients need to know about ESG investing

Explain the key terms around ESG investing
Identify the key reasons for investing responsibly
Identify the organisations and initiatives looking to drive change

Beware unauthorised pension payments

Identify what an unauthorised payment is
Explain how the tax charges work
Identify who is liable for tax charges

How to avoid concentration in your portfolio

Describe some of the challenges relating to concentration risk
Describe how certain stocks have become concentrated in funds and indices
Identify how to mitigate the concentration risk

How to run an in-house investment committee

Describe the importance of having an investment committee
Explain how an investment committee should run
Describe the consequences of having an investment committee

How to make the most of protection claims stats

Explain how claims stats came to be published
Identify benefits of quoting claims stats during client discussions
Explain how advisers and insurers view claims stats

How to advise professional sportspeople

Describe some of the unique financial challenges posed by sportspeople
Describe some of the steps to take when advising sportspeople, especially young footballers
Identify some financial planning iniatives to take

What the 'no-fault' divorce bill entails

Explain what has prompted the latest change in divorce law
Describe what is wrong with divorce law as it stands
Identify what divorce would mean under the new law

Guide to later life lending

Describe the importance of later life lending
Identify who it would suit
Explain some features of some of the products

Data protection

How coronavirus is changing data protection for firms

Explain the genesis of GDPR
Explain how firms have fared since GDPR was introduced
Identify implications of Covid-19 on application of GDPR

What is the future for value investing?

Describe what value investing is
Explain why value investing is out of favour
Describe some of the factors affecting the prospects of value investing right now

Rights that unmarried couples do and don't have

Describe the differences in property ownership between married and unmarried couples
Explain how property ownership is determined in the case of unmarried couples
Summarise how child maintenance is determined

What the new DB transfer rules mean for the advice industry

Describe the impact of contingent charging rules on members seeking transfer requests
Identify reasons for giving advice to DB transfer clients
Describe how an adviser can avoid conflicts of interest over advice

Guide to advice after the pandemic

Describe some of the impact that the pandemic has had on advisers' working lives
Explain how it has affected client portfolios and behaviour
Describe steps to change advisers' working practices

Setting up a trust to fund a child's education

Identify different trusts appropriate to fund a child's education
Explain benefits of bare and discretionary trusts
Explain how trusts are taxed

How hybrid solutions fit into the retirement universe

Describe some of the options available to advisers for retirement income
Explain the pros and cons
Identify some of the impact of pension freedoms

What to look for in passive ESG investments

Identify the advantages of ESG investing through passives
Explain the potential longevity of ESG investing
Explain what stewardship means

Guide to investing in property

Describe the impact of the pandemic on property investing
Identify areas that are positive for property investing
Describe the advantages and drawbacks of open-ended and closed ended property funds

Income Protection

How income protection has 'held its value'

Explain impact of coronavirus on income protection
Explain the value of income protection
Explain the value of deferred periods

How to borrow from one's pension

Outline the pitfalls of a member taking a loan from a Sipp
Describe the conditions for a loan from a Ssas to a sponsoring employer
Describe the challenges associated with repaying a loan

10 investor behavioural biases to look out for

Describe what behavioural finance is
Explain some of the biases that creep into investor behaviour
Identify some of the dangers that come with behavioural biases

How the worlds of sport and pensions collide

Describe the situation with footballers and their pensions
Explain how protected ages and pensions work
Describe some of the unusual investments you can put into a Sipp and Ssas

What crisis teaches us about having a holistic approach

Explain how current crisis has exposed poor levels of protection
Explain how LPA can work effectively
Identify ways in which advisers can guide clients

What negative interest rates could mean for your clients

Describe the bank of England's stance on negative interest rates
Explain some of the intended consequences of negative interest rates
Describe some of the negative consequences of negative interest rates

What the Sipp in-specie transfer ruling means

Describe the ruling over HMRC and non cash transfers into Sipps
Explain the potential fallout into Sipp providers
identify some of the implications for advisers

Guide to technology during the pandemic

Describe some of the assistance technology can provide during lockdown
Explain the pitfalls of risk-profiling tools
Identify the FCA's attitude to electronic signatures

Building a defensive income portfolio

Describe some of the problems with equity income
Identify some options, as alternatives to equity income
Explain some of the risks with alternative income-producing asset classes

How with-profits offer opportunities in tough times

Explain characteristics of with-profits
Explain regulation and capital adequacy rules
Outline how advisers can assess with-profits products

Carey Pensions: When is a Sipp provider liable?

Describe the main issue the Carey Pensions case hinged on
Explain what differentiates this case from the Berkeley Burke case
Identify the implications of the ruling for the Sipp industry

Guide to Bonds

Describe some of the main features of the bond market right now
Explain the dynamics of the gilt sector
Identify some of the challenges in the corporate bond market

Advisers must understand how to calculate top slicing relief

Explain what top slicing relief is
Outline the changes HMRC has made to calculating top slicing relief
Explain how allowances are determined

How to diversify your client's portfolio

Describe what conventional diversification is
Explain why that is not working now
Identify other forms of assets that can be used to diversify a portfolio

Responsible Investing: The New Normal

ESG regulations and their impact on advice

Describe the regulation that will affect advisers on ESG investing
Identify the questions you should be asking your clients
Explain what impact this will have on your advice proposition

Business Support

Guide to advising the self-employed amid Covid-19

Explain how the new scheme for self-employed individuals work
Identify what advisers should think about if considering the CJRS
Explain likely impact of crisis on how self-employed people pay NI in the future

How HMRC deals with suspected tax offences

Explain what the contract disclosure facility is
Identify reasons to reject CDF offer
Explain what happens when CDF offer is accepted

The UK economy after the pandemic

Explain how global financial crisis impacted economy
Explain government response to pandemic
Identify long-term impact of coronavirus on economy

How advisers may have to reshape their business post coronavirus

Explain how firms should manage employees' office return
Identify the different employee pay options firms could consider
Identify employment risks

Sustainable Investing

Guide to building a sustainable global equity portfolio

Explain what 'greenwashing' is
Identify some investment implications of sustainability
Describe the impact of Covid-19 on climate science

Retirement Income

Understanding how couples differ in retirement planning

Explain how men and women view retirement
Identify important decisions that need to be made
Explain the impacts of partial annuitisation

The Court of Protection and why it should be the last resort

Describe the importance of avoiding the Court of Protection
Identify the Powers of the Court of Protection
Explain some of the costs involved in the Court of Protection