CPD

All CPD content

What you need to know about tax and cryptoassets

Describe the tax situation with disposing of cryptoassets
Identify the ways that HMRC assesses those assets
Explain what counts as a disposal

Retirement CPD course

Guide to pensions advice

Describe some of the basic elements of pension advice
Identify the role, or otherwise, of annuities
Explain some of the main problems that occur with pension advice

Retirement CPD course

Guide to pension risk

Describe some of the challenges involving risk
Identify ways to mitigate that risk
Explain some of the challenges facing financial advisers regarding risk in pensions

In Focus: When Clients' Plans Change

How is the housing market going to normalise in 2022?

To understand what were the 'abnormal' drivers of 2021.
To be able to explain better to clients what the housing market will look like in 2022.
To ascertain what sort of resources, staff and market analysis firms will need in 2022.

Pension Freedom

When and why you should still use bypass trusts

Understand when a bypass trust is most suitable to pass on pension assets.
Explain how the pension flexibility rules and the bypass trust rules can be used to complement each other.
Identify how you can help clients navigate which is the most suitable route for their beneficiaries.

What can succession within a family business mean?

Understand the various aspects to consider when it comes to family business succession.
Explain how to approach succession conversations within family businesses.
Describe the practicalities of dealing with family succession or a business sale.

Retirement CPD course

Pension death benefits - Everything you need to know

Understand how pension freedoms rules affected pension death benefits.
Explain how beneficiaries can access a deceased's pension fund most efficiently.
Describe how the various rules impact on the tax position of the beneficiary of the pension fund.

In Focus: When Clients' Plans Change

How to prepare pension clients for divorce day

To be able to explain the different ways of pension sharing
To understand some of the legal changes in recent years
To learn different ways of assessing clients' needs in divorce

What next for the global economic recovery?

Describe the nature of the global economic recovery of the past year
Explain the threats to economic growth in the near term
Identify the impact coronavirus could have on different countries

The outlook for Japanese equities

Explain what the new leadership means for Japan
Identify drivers of Japanese economy
Explain how companies are innovating in Japan

Fintech and the rise of Islamic finance

Describe the significance of Sharia finance
Explain the drivers affecting the growth of Sharia finance
Identify the impact of fintech

What has been the true economic impact of the pandemic?

To understand the reasons markets have been so strong over the past decade
To discover why such strong investment performance may not happen
To understand how the pandemic may have altered the outlook for the economy

How can parents help children onto the property ladder?

Explain parents' options for helping their children onto the property ladder
Identify the simplest way for wealthy parents to transfer money to their children
Describe how equity release works

In Focus: When Clients' Plans Change

How to help your clients find lost pensions

To understand why there is a lack of pensions engagement.
To explain to clients how to find lost pensions.
To be able to source and search available tools to find lost pensions.

Immediate impacts of the minimum pension age increase

Explain what the planned NMPA increase broadly means
Explain how transfers from a protected NMPA 55 scheme to an unprotected NMPA 57 work
Explain how transfers from an unprotected NMPA 57 scheme to a protected NMPA 55 work

What are the financial repercussions of getting married?

Explain the financial issues to consider before and during marriage, and on divorce
Identify the difference between the CEV and the CETV
Describe the criteria for enforceable prenuptial agreements

What advisers should know about simple protection policies

Identify the challenges of simple protection policies
Explain how the adviser sales process might determine usage
Identify the advantages of simple IP and CI cover

In Focus: When Clients' Plans Change

Why do Britons distrust pensions policy?

By reading this you should understand where policy has gone wrong.
Grasp an idea of the complexities of pension policy-making.
Be able to explain to clients how future policy changes affect them.

What questions should you ask a new client?

Identify some of the pieces of information advisers should attempt to find out about their new clients
Explain what to do if the information a new client gives you doesn't tally with their previous behaviour
Describe how to integrate ESG investing into this process

Creating a multi-asset portfolio for a world of higher inflation

Learn about how different asset classes perform in an inflationary environment
Understand how different types of equities perform in an inflationary environment
Learn the other challenges to investors returns apart from inflation

The outlook for bonds after the pandemic

To understand the issues facing bond markets right now
To learn about the impact of higher interest rates on bond markets
To learn about conditions in the high-yield bond market

The future of responsible investing regulation

Understand the current regulatory environment for responsible investing
Explain the direction of travel for the regulation of responsible investing
Describe what how SFDR definitions impact investments

How to make the most of discounted gift trusts

Explain how discounted gift trusts work
Describe the tax implications of using a discounted gift trust
Identify the advantages of discounted gift trust

How to communicate the importance of protection products to clients

Explain why protection is important
Identify questions to ask when discussing protection with clients
Describe how social media can be used to communicate about protection

Interest rates: where are they going?

Explain what might be the best course of action for central banks at the moment
Identify how supply and demand curves move in a perfectly functioning economy
Describe the output gap

In Focus: Passive Investing

Why multi-passive portfolios can work for clients

To understand why people might want portfolios of passives.
To be able to explain how to construct a multi-passive portfolio.
To know how to manage allocations to help meet clients' goals.

How can asset management during marriage influence a divorce settlement?

Explain the difference between matrimonial and non-matrimonial assets
Identify the starting point for dividing matrimonial assets in a divorce
Describe how non-matrimonial property can become 'matrimonialised'

Guide to cash management

Explain how bank accounts are protected in the event of failure
Describe how cash management systems work
Identify FCA concerns about cash

In Focus: Passive Investing

All you wanted to know about ETFs (but were afraid to ask)

To be able to explain the spectrum of passive funds.
To know more about the development of exchange-traded funds.
To have a better knowledge of what is driving innovation.

Estate planning: do not stick your head in the sand

Explain the pros and cons of estate planning solutions
Describe the difference between a potentially exempt transfer and a chargeable lifetime transfer
Identify how clients can avoid family disagreements when estate planning

The case for flexible Isas

Describe how flexible Isas work
Identify the advantages of flexibility
Explain when flexible Isas are not flexible

What is next for the 60/40 multi-asset portfolio?

Understand the challenges facing investors using the 60/40 portfolio
Learn about the options for advisers using alternative assets
Understand the impact inflation will have on a multi-asset portfolio

In Focus: Passive Investing

How to choose an ESG exchange-traded fund

To understand how ESG operates within an ETF.
To be able to explain the pros and cons to clients seeking ESG ETFs.
To learn how to assess the stewardship potential of passive ESG funds

Responsible investing's future

Guide to Responsible Investing

Describe some of the challenges relating to responsible investing
Identify differences between the generations over this type of investing
Identify whether there is outperformance on sustainable stocks

Income investing in a time of stagflation

To understand the correlation between bonds and equities durning periods of stagflation
To learn about the problems stagflation would cause for income investors
To understand the impact higher interest rates would have on

How to analyse investor behaviour in a post-Covid world

Explain moral hazard
Identify post-financial crisis 'rules of thumb'
Describe the impact of Covid-19 on investor behaviour

Advising the unretired

Explain how to advise people who delay retirement or return to work after retirement
Identify the reasons for late/deferred retirement
Describe a benefit of the shift to DC pensions

Should your client become an angel investor?

Describe some of the challenges of angel investing
Identify ways of managing the risks with investing
Explain how to value a potential investment

What's next for the US economy?

Explain how the present economic climate might impact on the return from equities
Describe why stagflation is not inevitable in the US
Identify why the largest technology companies are trading at current multiples

In Focus: Advice for Women

What's best on divorce: the pension or the property?

To understand why a couple might divide assets in a certain way.
To be able to explain the necessity of proper pension advice.
To be confident in recommending that solicitors discuss pensions values with clients.