CPD

All CPD content

How to advise on workplace pensions

Identify the exclusions that can be placed on workplace saving
Describe how employers should treat the 8 per cent contribution rate
Identify what the default charge is for a workplace pension

What the new P2P rules mean

Describe how the FCA rules will improve consumer protection
Identify the dangers of the rules over 'sophisticated investors'
Describe some of the problems the FCA found with P2P platforms

Understanding FCA's ban on speculative mini-bonds

Identify the FCA's concerns about certain types of mini-bonds
Identify FCA's exemptions to permit promotion of speculative mini-bonds
Describe the implications following collapse of mini-bond issuer LCF

Understanding HNW millennials

Identify the importance of HNW millennials
Describe a key difference between millennials and baby boomers
Describe the importance of getting ESG investing right

Landlords facing tax increases

Describe what happens to the tax situation with landlords next year
Identify how landlords are adapting their businesses to deal with the changes
Describe other important aspects for landlords to protect their businesses

Are care and support services worth it?

Describe the importance of having added value benefits with a protection policy
Highlight the most popular added value benefit provided by an insurance company
Describe the most important part of a policy when deciding which one to purchase

The risks of commercial property investment

Identify the risks attached to investing in commercial property
Describe the ways in which an investor should seek legal advice
Identify the risks when it comes to buying an off-plan property

Investing in corporate bonds

Explain why corporate bonds are popular with investors
Describe how corporate bonds work as an asset class
Identify some of the risks involved in investing in corporate bonds

Capital Gains Tax

The CGT consequences of buying a 'space in a tower'

Explain how Principal Private Residence relief works
Describe what happened in the case of Mr Higgins
Describe how PPR flipping works

Inheritance Tax

Safeguard the children's inheritance

Identify how the nil rate and residence nil rate band work
Describe how pensions can be used in IHT planning
Describe how business relief works

Guide to Multi-Asset Investing

Identify how multi-asset funds have performed in times of stress
Describe how assessing risk appetite has changed
Identify ways in which savings can be made with multi-asset funds

How clients needing care can get financial help

Identify the ways in which elderly or disabled persons can get state funding
Identify the different types of state benefits
Describe the benefits of NHS continuing healthcare

Now is the time for qualitative research

Describe the importance of qualitative research
Identify the principles of qualitative research
Contrast qualitative research with quantitative

Seeking redress from high cost short term credit companies

Identify some of the concerns with high cost short term credit companies
Describe precautions that HCSTC firms have to take
Describe some of the regulatory procedures surrounding HCSTC companies

Discretionary Management

Guide to Discretionary Fund Management

Describe the differences between multi-asset and model portfolios
Identify some of the key points of discretionary fund management
Describe some of the regulatory issues around model portfolios and investments

Understanding how death benefits work

Identify the ways in which pension benefits can be paid
Identify the different types of lump sum death benefits
Explain how death benefits are tested against the lifetime allowance

How to work out the IR35 rules

Identify who is affected by the IR35 rule changes
Describe how to decide if someone is affected by the IR35 rule change
Describe what happens to the information stored by HMRC by the changes

How to hold business premises in a Sipp

Describe how buying a property with one's Sipp works
Identify how one gets insurance for the property
Describe some of the risks associated with buying a property with a Sipp

Ethical Investing

Guide to responsible investing

Identify what greenwashing is
Explain the fixed income context for ESG investing
Describe what Emsa has to say about ESG investing

FCA's plan to shake up non-workplace pensions market

Describe the context behind the FCA's non-workplace pensions review
Identify the main findings from the FCA review
Identify the implications for advisers

Do trusts still serve a purpose?

Describe some of the advantages and disadvantages of trusts
Describe how family income companies work
Identify the advantages of a flexible family trust

The pitfalls of Bank of Mum and Dad

Describe some of the pitfalls of being Bank of Mum and Dad
Identify why a Living Together Agreement would work
Describe the best way of getting a mortgage with one's child

Structured Product

Guide to structured products

Describe how structured products have evolved
Identify the risks associated with structured products
Identify the benefits of structured products

Treating vulnerable clients fairly is ‘responsibility of all’

Identify key points in FCA guidance on treatment of vulnerable customers
Identify challenges around definition of vulnerable customer
Describe ways in which firms can help vulnerable customers

Building a defensive portfolio in unpredictable times

Identify how the technique for building defensive portfolios has changed
Describe the different market situations in which to build a defensive portfolio
Identify the different types of assets that be used in a defensive portfolio

SMCR: The five things everyone’s stuck on

Describe some of the responsibilities required by SMCR
Describe how to instil cultural change
Identify some of the challenges with SMCR

Is your client caught by the lifetime allowance?

Describe how the lifetime allowance works
Describe what happens with a benefit crystallisation event
Identify alternatives to hitting the lifetime allowance

Guide to UK Equities

Describe why investors are shunning UK equities
Identify which stocks will benefit from a positive Brexit
Describe how shorting works

Inheritance Tax

How advisers can help executors after the death of a client

Understand the probate and estate administration process
Identify any relief that could be claimed
Learn how to advise beneficiaries on their options

What if Boris were a trustee?

Describe the limits of the powers of trustees
Identify what powers the courts have over trustees
Describe how the courts can get rid of trustees

How a mix of products can help in one's retirement planning

Describe how annuities can be helpful
Describe the importance of holistic financial planning
Describe how fixed term annuities work

Appetite for diversification

Identify the importance of diversification
Describe the way to mitigate risk
Describe the role that multi-asset plays in risk mitigation

How are pensions protected in a bankruptcy?

Describe the legislative position with regard to pensions and bankruptcy
Outline the case law that has affected this position over time
Explain the ways that pension funds can be claimed by a trustee in bankruptcy

How is the US-China trade war affecting the global economy?

Describe the impact of the US China trade on the global economy
Identify some of the effects of uncertainty on global trade
Describe the importance of globalisation

How master trusts are regulated

Describe some of the bases on which master trusts will be assessed
Describe what happens to a master trust if it does not get authorisation
Identify what is needed to demonstrate financial competence

Guide to ethical investing

Describe the importance of ESG investing
Identify what makes an ESG investment
Describe how to make the right ESG investment

Ethical Investing

ESG investing for advisers

Understand why ESG investing has become another factor for advisers to have to think about
Learn about what the regulators are saying about ESG investing
Understand how the definition of ESG investing is changing

How to get a £1m mortgage

Describe some of the difficulties achieving a £1m plus mortgage
Identify some of the ways to improve the chances of getting a £1m mortgage
Describe the elements of the relationship with the lender that would improve a borrower's chances

Making sense of London Capital & Finance

Describe what the problems were with London Capital & Finance
Identify some of the regulatory consequences of the collapse of LCF
Describe how the authorities have responded

Guide to advice and guidance

Identify the key differences between advice and guidance
Describe the FCA's proposed changes for DB transfers
Identify how technology can help to bridge the advice gap