CPD

All CPD content

Guide to UK equities after the pandemic

To understand how the changing global economy impacts UK equities
To understand the impact of the pandemic on dividends
To learn about the outlook for UK mid and small cap shares

In Focus: Retirement Income

Tax-free cash: take it or leave it?

To understand why some people might take tax-free cash on retirement.
To be able to explain why it might be best to keep the funds invested.
To ascertain what option might be best for individual clients.

How to deal with vulnerable clients post-pandemic

Explain some of the challenges posed by vulnerable clients
Identify ways of assessing vulnerability
Identify factors that affect vulnerability

How to access venture capital

Describe how to get hold of VC funding
Identify what makes a good VC investor
Explain the most important aspects of getting a business off the ground

What could Gary Lineker's IR35 court case mean for contractors?

Explain how tax rules for contractors have changed
Identify examples where IR35 could apply
Explain steps to take when setting up contractual agreements

In Focus: Retirement Income

How to make retirement more rewarding

Describe the important elements of an investment strategy during retirement
Identify what to consider when withdrawing retirement savings
Describe how tax changes might affect retirement income planning

Inheritance Tax

When are pension death benefits subject to IHT?

Explain how lump sum benefits work
Explain impact of changes to death benefits
Identify conditions which might cause IHT issues

Helping clients to understand how LPAs work

Explain the different types of LPA
Explain how an LPA is set up
Identify how restrictions and conditions can feature in an LPA

Getting a separation agreement like Bill and Melinda Gates

Describe how separation agreements work
Identify the advantages of separation agreements
Describe the courts' approach to separation agreements

In Focus: Retirement Income

How to help clients pass on pension benefits

To gain a broad understanding of the role of the death benefit form
To be able to broach difficult conversations with clients.
To be able to explain the importance of the nomination form.

Preparing portfolios for after the pandemic

Describe some of the challenges of investing in the current enviornment
Explain some of the difficulties with inflation
Identify the challenges with technology stocks

Protection CPD Course

Guide to Covid and protection

Describe some of the impacts of Covid on protection policies
Identify how insurers might respond to Covid in the future
identify the most common causes of claims on insurance policies

Protection CPD Course

Guide to introducing clients to protection

Explain how to bring up protection with clients
How to move past the cost of protection
How innovation in protection as evolved

Protection CPD Course

Guide to managing obstacles in protection

Identify the challenges with loading
Explain how to manage clients with multiple protection needs
Identify different types of cover available as working patterns change

In Focus: Retirement Income

What official data tells us about workplace pensions

To understand what the ONS stats are telling us about workplace pensions.
To be able to explain why participation rates are tapering off.
To be able to explain how to improve pensions participation among at-risk groups.

How to help older couples who are splitting up

Describe some of the challenges of getting divorced in retirement
Identify the role of a financial adviser in the process
Describe the challenges with defined benefit pensions

Inheritance Tax

Guide to intergenerational wealth transfer

Explain how advisers should approach conversations with the different generations
Identify ways to mitigate inheritance tax bills
Explain how to pass on pension wealth to beneficiaries

How can advisers help clients tackle the care planning gap?

Explain how the government has responded to the care crisis
Identify the challenges facing families when it comes to care
Identify ways to address the challenges associated with care

In Focus: Retirement Income

How to boost income in an inflationary world

To understand how clients feel about inflation.
To be able to explain how inflation affects savings.
To be able to express the virtues of a range of asset classes in a portfolio.

How machine learning is being used to combat greenwashing

Describe some of the challenges of ESG investing
Explain how machine learning can help
Describe some of current thinking about ESG investing

Sustainable Investing

Guide to sustainable multi-asset investing

Describe some of the challenges involved in multi-asset ESG investing
Explain the changing role of fund managers
Identify ways to address greenwashing

In Focus: Retirement Income

The devilish details in the Queen's Speech

To understand the measures in the Queen's Speech
To be able to explain the need to tackle scams
To understand the issues of long-term care provision

How scheme-specific lump sum protection works

Describe some of the issues relating to scheme-specific lump sum protection
Explain how scheme-specific lump sum protection works
Identify who qualifies for the lump sum protection

How the housing market will change post-pandemic

Describe some of the challenges of the housing market, post pandemic
Identify ways in which providers are helping first time buyers
Describe the existence of green mortgages

How to select an administrator for your pension scheme

Describe some of the issues in selecting a pension scheme administrator
Describe the interaction between administrator and members
Explain the use of technology in pension scheme administrators

Guide to Responsible Investing

Describe some of the challenges over responsible investing
Identify ways of categorising different ESG funds
Explain some of the problems with ESG stocks

Is ESG the future of active management?

Describe some of the issues facing ESG and active investing
Identify the demands faced by active managers
Describe some of the challenges with ESG investments

What does the future hold for a nervous bond market?

Explain how the economic events of the past year have impacted bond investments
Describe how higher inflation could impact the bond market
Identify the challenges faced by clients allocating to bonds in a multi-asset portfolio

What are the real implications of intergenerational wealth transfer?

Describe the issues around intergenerational wealth transfer
Identify changes in the population affecting wealth
Explain the advantages of using a trust

How to use trusts within estate planning

To understand how trusts work.
To learn the differences between different types of trust.
To be able to explain the role of the family and trustees in managing trusts.

How to make the Lifetime Isa work

Describe some of the fundamentals of Lifetimes Isas
Explain some of the restrictions of the Lifetime Isa
Identify the impliuations of the 20 per cent withdrawal charge

Guide to building your business post-pandemic

Describe the impact of client portals on advisers' business
Explain some of the challenges of returning to the office
Identify the impact of remote working on the financial services jobs market

How your retired clients can live tax-free each year

To be able to explain how to use pension income tax-effectively.
To be able to grasp how various investments can work together to minimise tax.
To be able to explain tax planning as part of pension planning post-retirement.

Beware of unauthorised introducers

Explain some of the dangers of using unregulated introducers
Identify how regulated entities should treat unregulated introducers
Explain why many Sipps have failed

How psychometric testing works in risk profiling

Describe how psychometric testing works
Describe the pitfalls of psychometric testing
Explain the variations of psychometric testing

Guide to Multi-Asset

Describe some of the challenges with building a multi-asset fund currently
Explain the issues with government bonds
Identify ways to diversify in the current situation

In Focus: Vulnerability

Why don’t savers trust financial advisers?

To understand the drivers of consumer behaviour.
To be able to explain the value of advice.
To grasp ways in which vulnerable people can be best served at this time.

How workplace schemes provide opportunities for advisers

Describe the FCA's role in workplace pensions
Identify the business opportunities for advisers from workplace pensions
Describe the TPR's influence over trustees of work-based schemes

Why business insurance is more important than ever

Describe some of the protection challenges that Covid has thrown up
Identify some of the considerations in an adviser's protection proposition
Explain the position of children on their parents' critical illness policies

How to advise on group protection with confidence

Describe some of the opportunities with group risk products
identify the minimum number of lives usually covered
Explain how advisers can gain more confidence with group risk