CPD

All CPD content

What skills do advisers need to manage the great wealth transfer?

Explain how financial advice has evolved
Identify the specific set of skills needed to advice on wealth transfers
Identify the types of training that exist to help advisers

Inheritance Tax

Managing tax if the client moves abroad

Explain some of the tax challenges of change of domicile
Describe the impact of foreign laws on inheritance
Identify ways to manage foreign inheritance rules

In Focus: Vulnerability

In Focus: How Covid has left the mortgage market exposed

To understand what has caused risks in the mortgage market
To be able to explain how government and lender support works for clients
To ascertain how to support clients who may be feeling vulnerable

How to teach your children 'saving is cool'

Explain why people are financially ill-prepared
Identify ways to help children understand money better
Identify ways to teach children about savings

Helping clients understand implications of govt's Covid-19 schemes

Explain changes to the Job Retention Scheme
Explain how the Crown Preference process works
Explain changes made to the Annual Investment Allowance

How to advise unmarried, cohabiting couples

Explain how rights of a married couple compare to a cohabiting couple
Explain how property ownership is determined in a separation
Explain how a cohabiting agreement is drawn up

In Focus: Vulnerability

How to help vulnerable 'Divorce Day' clients

To understand how divorce matters for financial vulnerability
To recognise the soft skills advisers need
To be able to explain tough financial decisions in a clear and empathetic manner

Five investor behavioural biases to look out for

Identify common behavioural biases in clients
Describe how to explain the impact of behavioural biases to your clients
Describe how to spot behavioural biases

How an acrimonious divorce can take a financial toll

Describe some of the consequences of destructive behaviour in divorce proceedings
Identify what happens with spurious litigation
Describe the courts' views on divorce proceedings

Why advisers should use portals for protection

Describe why advisers should use portals for insurance policies
Describe in detail what precisely they offer
Describe how much time is saved by using a portal

How divorce can affect retirement

Explain why divorce among over 60s is on the rise
Identify the key factors couples in a divorce need to consider
Explain how advisers can help couples to be better prepared in a divorce

Building a diversified income portfolio

Explain how bonds have performed over the years
Explain the challenges with diversification
Identify ways to build a diversified income portfolio

Managing your clients' ESG expectations

Describe the challenges of managing a client's ESG expectations
Explain some of the risks of ESG selections
Describe what investment professionals look for when considering ESG factors

Inheritance Tax

Making a Christmas gift while keeping HMRC happy

Describe some of the pitfalls of making gifts
Identify examples that are exempt from IHT
Explain what other taxes come into play when making a gift

Inheritance Tax

Guide to intergenerational wealth transfer

Explain how conflict has arisen when wealth is being passed down
Explain who is making the investment decisions
Identify the pitfalls when it comes to passing on wealth

Capital Gains Tax

Understanding the OTS's capital gains tax review

Explain the key points made in the OTS report
Identify the challenges with how CGT and IHT interact
Explain the prospects for reform

Portfolio construction after the pandemic

Discover why the 60/40 portfolio has performed well for tor the past 30 years
Undrstand the reasons why such a portfolio may be challenged after the pandemic
Discover what the alternatives might be

What will replace Libor?

Describe why Libor is being replaced
Explain how its replacement will work
Identify its impact on the fund management sector

Guide to passive ESG investing

Describe how passive ESG investing works
Explain how investors can engage in stewardship of ESG index funds
Describe how bond ESG index funds differ from equity based ESG index funds

When is the right time to advise clients as couples or individuals?

Ascertain when to see clients as couples or individuals
Identify why some clients might want individual help
Explain the benefits of joint financial planning

What do the US elections mean for investors?

Describe the impact of the US election on equities
Identify which are the strongest areas of the US stock market
Describe why investors are optimistic about the US economy

How CGT might be reformed

Describe some of the challenges with the current CGT system
Identify how the system could be reformed
Explain the limitations of Entrepreneurs' Relief

How can modern economic theory inform the recovery?

Explain the the current state of the UK economy
Identify the implications of high government debt levels
Describe how MMT differs from other economic strategies

The future of US equities

Describe what the US election outcome could mean for investors
Explain the place of US equities in a balanced portfolio
Describe the impact of ESG considerations on US equities

What to look for in a private equity investment

Identify some of the most important aspects of private equity investment
Explain how to do due diligence on the investment
Describe how to protect the investor from it going wrong

The implications of AI and human decision-making

Describe the implications of the Uber AI case for financial services
Identify the GDPR implications of using AI
Explain what automation bias is

How to outsource your clients' ESG requests

Describe some of the challenges advisers face over ESG investing
Identify the ways in which advisers can outsource this process
Explain where this drive towards ESG investing is coming from

How to get Covid-19 self-employed support scheme claims right

Identify recent changes to the government's support schemes
Explain HMRC's approach to investigating grant and loan applications
Explain how applicants should engage with HMRC

How to manage negative returns

Describe some of the challenges with managing clients' expectation over market returns
Explain how to manage the role of advice
Describe the benefits of financial advice

How to help clients make a drawdown transfer

Explain the required conditions for doing a partial or full transfer
Explain how to transfer crystallised pensions
Explain how statutory permissive override works

Guide to European equities

Describe some of the fundamentals of investing in European equities
Identify what counts as defensive in European equities right now
Explain how technology stocks are behaving right now

Business Support

How to reach unadvised clients

Identify the different client groups
Explain how advisers can appeal to future clients
Explain the impact of technology

How to manage your CPD

Describe what CPD can bring you
Identify the hours of CPD you have to put in
Describe how to manage your CPD with home working

A shock is in store for international divorcing couples

Describe some of the consequences of the end of the transition period on international divorces
Explain why this is the case
Identify what a petitioner should do if considering divorce

Critical Illness

Guide to the changing face of protection cover

Identify how provider offerings have evolved
Explain how adviser and client attitudes have changed
Identify ways in which technology has impacted protection

Hunt for Income

Can investment trusts save income investors?

Explain the real-life impact of dividend cuts on income investors
Identify features that allow investment companies to smooth income
Explain how an investment company’s revenue reserve works

Handling vulnerable clients who want equity release

Describe some of the challenges over recognising vulnerability
Identify the importance of the client's family
Explain the FCA's stance on the issue

Preparing your clients for a K shaped recovery

Describe the different possible outcomes for the UK economy
Explain the implications for the economy of a K shaped recovery
Identify the implications for investors of a K shaped recovery

A guide to ESG and responsible investing

Explain how due diligence works
Explain the likely impact of regulation
Identify future risks for the ESG sector

Guide to client recruitment during the pandemic

Describe some of the advantages and disadvantages of remote advice
Identify sources of new client generation
Explain how providers have adapted