CPD

All CPD content

How to asset allocate in the current crisis

Describe some of the challenges with asset allocating in the current environment
Identify how different asset classes are performing
Describe why some traditional diversification assets do not work so well

How mortgage brokers can cope during the Covid-19 crisis

Explain what is happening in the mortgage market right now
Identify opportunities mortgage brokers have
Describe some of the risks with life and protection policies

Guide to picking a fund

Describe some of the most important factors when selecting a fund
Explain the significance of active and passive selections
Identify how long an investor should evaluate the performance of a fund

Coronavirus: The govt's loan scheme for businesses explained

Explain how the CBILS works
Identify who is eligible under CBILS
Explain challenges that exist within the scheme

How government and BoE steps are affecting clients' mortgages

Describe the implications of the government mortgage holiday
Identify the impact of BoE measures on the housing market
Explain what has happened to the housebuying market

What Rishi Sunak's measures mean for those in work

Explain the government's new scheme for helping the employed and self-employed
Describe some of the consequences of furloughing staff
Describe the challenges relating to company directors

How does QE help the coronavirus problem?

Describe the significance of QE
Explain the Bank of England's actions towards corporate bonds
Describe stagflation

Guide to running your business

Explain the advantages of a good back office system
Describe some of the challenges with witching platforms
Identify some misconceptions about finding talent

Coronavirus impact on securities lending, regulators' response

Identify key points under the SFTR reporting obligations
Explain Esma's recommendations in wake of Covid-19
Explain FCA's response following Esma's recommendations

Building a diversified equity income portfolio

Explain how an equity income portfolio works
Identify key reasons why equity income portfolios are facing challenges
Explain how to build a diversified equity income portfolio

Business continuity in the time of coronavirus

Identify some of the key challenges advisers are facing right now
Explain some of the adaptive measures advisers can put in place
Describe regulatory issues that advisers cannot ignore, despite the coronavirus

How to report virus-triggered 10% portfolio falls

Explain what the MiFIDII 10 per cent depreciation reporting rule is
Describe who it applies to
Describe what the client response to it is typically

Guide to Budget 2020

Explain the aims of Budget 2020
Identify tax changes made in the budget
Explain impact of Coronavirus on economy

The economic implications of coronavirus

Explain the immediate impact of Coronavirus on economy
Explain what demand and supply shock mean
Identify measures government is looking to take to help economy

How to refer your protection client

Explain what signposting is
Describe who signposting is suitable for
Explain how you should go about signposting

What the FCA rules on the promotion of mini-bonds mean

Describe what the FCA's concerns are over mini-bonds
Explain how the FCA's product intervention rules will work
Describe some of the restrictions over marketing of mini-bonds

Guide to Sipps

Describe some of the advantages of Sipps
Identify who Sipps would be suited to
Describe some of the investments allowed in bespoke Sipps

Defined Benefit

How DB transfer concerns highlight role of compliance

Identify weaknesses in compliance structures
Explain how compliance functions should work effectively
Explain how FCA concerns over DB transfers should be used as a wakeup call to predict other issues

HM Revenue & Customs

How the new IR35 rules will work

Describe what the IR35 rules are and when they take effect
Explain how they will be applied
Describe how the client can determine a worker's employment status

Surviving spouse can make use of little known Isa allowance

Describe what an additional permitted subscription to an Isa is
Explain how APS works, especially with regard to tax treatment
Describe what the time limits on APS are

US market not as expensive as it seems

Learn about the role mid and small caps can play in a client portfolio
Learn about how technolgical change is impacting on the wider market
Learn about the best ways to invest in the secular changes impacting the global economy

Guide to year-end tax planning

Identify key ways to make tax-efficient investments
Explain how Isas and pensions are important to tax planning
Describe the key features in an EIS and VCT

Income Protection

How to manage clients' income protection needs

Identify the key elements to an income protection offering
Describe how the benefit amount is calculated
Explain the impact of the waiting period on the premium

The role of property in a portfolio

Identify effect of Coronavirus on global markets in immediate term
Explain the pros and cons of property investments
Explain the liquidity challenges of property investments

How to protect a client's portfolio in uncertain times

Describe the economic challenges at present
Identify the right kind of products to be invested in at present
Explain why these products are suitable

How markets have responded to the coronavirus

Explain how markets are affected by global health scares
Describe the best kind of stock to be invested
Explain how recoveries work

Guide to selling your business

Describe how to value a business when selling it
Explain some of the pitfalls when selling your business
Describe the difference between a trade sale and a consolidator

Advisers bracing for big tax changes

Identify key tax targets vulnerable to budget changes
Identify the key benefits of BPR, VCTs and EISs
Explain how annual allowance and lifetime allowance have changed

How the courts will apportion assets of a divorcing couple

Describe some of the challenges the courts face when dividing up assets of divorcing couples
Explain some of the problems around maintenance payments from income
Describe how the courts resolve these problems

How divorcing couples are affected by tax

Describe some of the tax implications of divorcing couples
Explain the implications of Capital Gains Tax
Describe when Principal Private Residence relief applies

Guide to Workplace Pensions

Describe the implications of auto-enrolment
Describe how collective defined contribution schemes work
Explain some of the issues with Defined benefit transfers

Defined Benefit

How CVAs are impacting pension schemes

Explain how a CVA works
Identify The Pension Regulator’s role during a CVA
Explain what happens when a pension scheme is put into the PPF

How to plan for later life

Explain how advisers should go about later life planning
Describe what clients need in their later life planning
Explain the suitability of tax mitigating products

Will we see an activist HMRC in 2020?

Describe how HMRC is tackling wealthy people
Describe how HMRC goes about its investigations
Explain the importance of keeping up to date advice

Guide to closed-ended vs open-ended funds

Describe the main differences between closed-ended and open ended investment vehicles
Explain the issues over liquidity
Describe how and when to access these products

Venture Capital Trusts

Investing in VCTs

Explain how to assess performance of VCTs
Identify the risks associated with VCTs
Identify how fees and charges work

How to navigate protection and the lifetime allowance

Describe the application conditions for enhanced and primary protection
Calculate the lifetime allowance usage under each form of protection
Calculate the maximum tax-free lump sum amounts

Why your client needs a Lasting Power of Attorney

Explain the importance of setting up a Power of Attorney
Define some of the responsibilities
Describe how to register a Power of Attorney

Critical Illness

Guide to Critical Illness

Describe the way critical illness policies have evolved
Explain how critical illness policies work for children and pre mid-life adults
Describe where advisers can get help from

How does due diligence work during an acquisition?

Explain how due diligence works
Identify the different types of acquisitions
Identify the risks buyers and sellers should be aware of