CPD

All CPD content

How to advise on group protection with confidence

Describe some of the opportunities with group risk products
identify the minimum number of lives usually covered
Explain how advisers can gain more confidence with group risk

In Focus: Vulnerability

How tech can help your clients to claim

To understand the constraints on medical claims processing
To ascertain how technology is being developed to help the process
To be able to explain how best to approach making a claim

How to make the most of your paraplanner

Describe the role of a paraplanner
Explain how paraplanners have become important to advice firms
Identify the role paraplanners can play in changing regulation

How the economic recovery will be different this time

Describe how the different types of recessions impact the economy
Explain the way the economic recovery is likely to impact asset prices
Identify the inflation threat to the UK economy

How to buy a house using a Lifetime Isa

Explain who can take out a Lisa
Outline requirements needed to use a Lisa to fund a house purchase
Explain how declarations to HMRC work

Four things you need to know about IHT

To be able to explain rules around gifts to clients.
To be able to ascertain the tax treatments of trusts.
To be able to assess a client's need for alternative tax-efficient investments.

How advisers can serve EU clients post-Brexit

To understand what the lack of equivalence means for serving EU-based clients.
To be able to explain to clients how ongoing service might continue.
To be able to explain what rules and regulations are in force for UK advisers.

Why older clients should have a lasting power of attorney

Describe how Lasting Powers of Attorney work
Explain how they can be set up
Describe what 'lack of mental capacity' means

Will those accused of insider dealing have the "right to silence"?

Describe the implications of the DB vs consob ECJ ruling
Explain the FCA's approach to 'right to silence'
Identify the potential impact of the ruling on UK courts

The Future of Cities

Describe the impact of the pandemic on cities
Explain the significance of buildings in ESG terms
Identify ways to prepare for the future

Tax day: all the devilish details

To be able to explain the reasons for Tax Day.
To understand what changes might be made to processes around IHT and trusts.
To be able to explain what some of the other proposals mean for the tax system.

How to update your protection proposition

Describe how the insurance market is evolving
Identify the industry's approach to mental health
Explain why non-medical limits have been increased on income protection

IR35 reform is here: are you prepared?

Describe the steps needed to prepare for IR35 reform
Explain what it means to be 'inside IR35'
Identify when IR35 reform takes effect

Guide to building a sustainable multi-asset portfolio

Describe the challenges faced by bond investors in the years ahead
Explain the impact of monetary policy on portfolio construction
Identify the challenges facing clients in decumulation in the years to come

Retirement Income

What the change to minimum pension age means for clients

Explain how the pension age will change
Explain what the pension age change will mean for savers
Explain how scams can be avoided

In Focus: Vulnerability

How to turn 'Generation Rent' into 'Generation Buy'

To ascertain the potential hurdles involved in getting on the housing ladder.
To understand how to help first-time buyers get an appropriate mortgage.
To be able to explain how to work with lenders to develop a solution.

How buy-to-let lost its appeal

To understand the effect of tax changes on buy-to-let investment
To be able to explain the pros and cons of buy-to-let investing
To be able to ascertain for which client buy-to-let might be appropriate.

How the US and UK tax systems work together

Describe how the US and UK tax system works for US residents living in the UK
Identify some of the tax challenges Harry, Duke of Sussex might be facing
Explain how the remittance basis works

Guide to the Budget

Describe how the Covid grants to self-employed will work
Explain the impact of the income tax band freeze
Identify some of the issues relating to green bonds

Next Act: The complexity of retirement

Describe how the pandemic has made it more complex to transition into retirement
Identify what other ongoing trends were already making it more complex to plan for
Explain what these changes mean for the advice advisers give and the way they run their firms

How are Budget plans expected to support economic recovery?

Explain how businesses will benefit from Covid relief schemes
Explain tax changes announced by the Chancellor
Explain how the recovery loan scheme will work

Why many women are financially worse off in retirement

Describe the impact of lower salary on women's pensions
Describe the impact of compound investment growth
Explain how women can improve their situation

Protection CPD Course

Guide to how mental health cover has evolved in protection

Explain role of providers amid rise in mental health concerns
Explain how disclosure impacts underwriting
Explain how providers are responding to Covid-19 with CI policies

Protection CPD Course

Guide to the evolution of underwriting

Explain how transparency in underwriting has evolved
Explain how solvency rules affect insurers
Identify ways innovation and a more tailored approach have evolved

Protection CPD Course

Guide to innovation in protection

Explain the impact of innovation in underwriting
Identify ways industry can close protection gap for renters
Identify ways that wealth managers can address client protection needs

What advisers should know about the EU's ESG disclosure rules

Explain the impact of EU's ESG disclosure rules on firms
Identify how Brexit changes the way rules will be adopted in the UK
Explain the UK's plans for implementing similar rules in the future

In Focus: Vulnerability

How the pandemic has shaped advisers' soft skills

To understand why soft skills may be needed now more than ever.
To ascertain what skills are important in an adviser/client relationship.
To be able to build on and develop soft skills.

How to help clients facing later life planning challenges

Identify biggest challenges facing later life planning
Explain how to help clients prepare for future and unpredictable costs
Explain how to mitigate certain risks in later life planning

What lessons can we learn from British Steel?

To spot red flags and raise awareness of potential problems with regulators and other bodies.
To understand financial vulnerability in the context of redundancy.
To understand when defined benefit transfer advice is not in the best interests of certain clients.

The outlook for small caps post-Brexit

Describe the advantages of investing in smaller companies
Identify the tax advantages of Aim-listed stocks
Describe the outlook for smaller caps

Capital Gains Tax

Use CGT allowances before the tax year-end

Describe the recommendations of the OTS
Explain how acquisition costs are calculated
Describe how to make use of the allowance and stay in the market within 30 days

Retirement CPD course

Guide to retirement saving

Describe the drawbacks of lifestyling
Explain the appeal of multi-asset investing
Explain what passives funds have to offer

Retirement CPD course

Guide to ESG and pension investing

Describe the significance of sustainability in pension funds
Explain the importance of the relationship with fund managers
Describe what the EU sustainable finance disclosure is

Retirement CPD course

Guide to retirement income

Describe how to manage clients in drawdown
Explain some of the drawbacks with annuities
Identify how to blend annuities with drawdown

Defined Benefit

What makes a good or bad pension transfer?

Explain the FCA's approach to DB transfers
Identify examples that would make a good DB transfer
Identify examples that would make a bad DB transfer

How to engage with clients on a retirement pathway

Describe the importance of investment pathways
Identify the tasks facing financial advisers
Explain the fees surrounding investment pathways

How to navigate protection and the lifetime allowance

Describe the application conditions for the different forms of fixed protection and individual protection
Explain how fixed protection and individual protection work
Describe the different levels at which the LTA is capped

In Focus: Vulnerability

How to navigate decumulation post-Covid

To understand pension investor behaviour post-Covid
To be able to explain how to meet any pension shortfalls
To understand how to help clients keep on track for retirement

Critical Illness

How is cancer covered in critical illness plans?

Identify which cancers affect men and women the most
Explain how insurers cover stage one to four cancer
Explain how insurers cover pre-cancerous conditions

What could a 'wealth tax' look like?

Describe some of the basic points of the mooted wealth tax
Identify how much the authors of the report say it could raise
Explain whether this is likely to be adopted by the Treasury