CPD

All CPD content

What if Boris were a trustee?

Describe the limits of the powers of trustees
Identify what powers the courts have over trustees
Describe how the courts can get rid of trustees

How a mix of products can help in one's retirement planning

Describe how annuities can be helpful
Describe the importance of holistic financial planning
Describe how fixed term annuities work

Appetite for diversification

Identify the importance of diversification
Describe the way to mitigate risk
Describe the role that multi-asset plays in risk mitigation

How are pensions protected in a bankruptcy?

Describe the legislative position with regard to pensions and bankruptcy
Outline the case law that has affected this position over time
Explain the ways that pension funds can be claimed by a trustee in bankruptcy

How is the US-China trade war affecting the global economy?

Describe the impact of the US China trade on the global economy
Identify some of the effects of uncertainty on global trade
Describe the importance of globalisation

How master trusts are regulated

Describe some of the bases on which master trusts will be assessed
Describe what happens to a master trust if it does not get authorisation
Identify what is needed to demonstrate financial competence

Guide to ethical investing

Describe the importance of ESG investing
Identify what makes an ESG investment
Describe how to make the right ESG investment

Ethical Investing

ESG investing for advisers

Understand why ESG investing has become another factor for advisers to have to think about
Learn about what the regulators are saying about ESG investing
Understand how the definition of ESG investing is changing

How to get a £1m mortgage

Describe some of the difficulties achieving a £1m plus mortgage
Identify some of the ways to improve the chances of getting a £1m mortgage
Describe the elements of the relationship with the lender that would improve a borrower's chances

Making sense of London Capital & Finance

Describe what the problems were with London Capital & Finance
Identify some of the regulatory consequences of the collapse of LCF
Describe how the authorities have responded

Guide to advice and guidance

Identify the key differences between advice and guidance
Describe the FCA's proposed changes for DB transfers
Identify how technology can help to bridge the advice gap

Navigating a changing landscape

Identify the problems in the annuity market
Understand the challenges advisers are experiencing with PI insurance
Identify the best options for retiring clients

How a business lasting power of attorney works

Describe the benefits of having a business Lasting Power of Attorney
Identify the differences between and LPA and conventional PoA
Describe who would make a good choice for a business LPA

Is it worth co-operating with the Serious Fraud Office?

Identify the advantages of a deferred prosecution agreement with the Serious Fraud Office
Describe the approach to legal privilege
Identify differences to the US Department of Justice

Guide to regulation

Identify some of the commitments to regulation advisers have
Describe how SMCR applies to advisers
Describe some of the implications of Brexit

The role of smoothed funds in a volatile environment

Understand how smoothed funds can be useful
Identify types of clients smoothed funds are suitable for
Describe the different propositions in the market

Preparing for Brexit

Identify some of the investment risks with Brexit
Describe some of the preparations investors can make for a no-deal Brexit
Describe what would happen to the housing market in the event of a no-deal Brexit

How to manage your client's drawdown

Describe the significance of sequence of returns risk
Identify some of the issues with withdrawal rate on income drawdown
Describe ways to improve one's pension pot if in drawdown

How employee care can boost productivity

Identify ways of making a workforce more productive
Explain the importance of early intervention service
Describe the implications of a healthy workforce

Guide to Multi-Asset investing

Describe the advantages of using multi-asset funds
Identify the ways they can be used to mitigate sequencing risk
Describe how people are allocating assets over the next ten years

Continued IFA consolidation leads to landscape change

Describe some of the challenges involved with selling a business
Describe how a firm gets valued
Identify some of the precautions advisers have to take in this context

How to fix UK productivity

Identify the causes of the UK's productivity problems
Describe how the UK workforce could be more motivated
Identify ways to help with the UK productivity problem

DB transfers: when to go ahead

Identify the significance of suitability requirements when assessing for DB transfers
Describe when you should and shouldn't make a transfer
Identify the importance of capacity for loss in DB transfers

How to invest with an impact

Identify the difference between impact and ESG investing
Describe some of the main points of impact investing
Identify the consequences of impact investing

Investing in your child’s future

Describe the different ways a parent can open an account for their child
Describe some of the advantages and disadvantages of a Jisa
Identify how an investment account can be opened for a child

How to split the pension on divorce

Identify the challenges of splitting pension under divorce proceedings
Describe the different ways pensions can be treated in the financial settlement
Highlight some of the pitfalls to be avoided in this process

How to save for university costs

Describe the importance of saving for children's university costs
Identify the various means of saving
Describe the advantages of saving via an investment fund over a savings account

Guide to boosting retirement income

Describe different ways a client can boost their retirement income
Identify how clients can use different products
Describe some of the risks associated with these products

Entrepreneurs should diversify

Identify ways that entrepreneurs can diversify away from their main business
Describe why a businessman should diversify
Describe the advantages of liquid assets

Have you got your centralised retirement proposition?

Identify the differences between Centralised Retirement Proposition and Centralised Investment Proposition
Describe what ability to bear loss means
Describe some of the risks you have to take account of with centralised retirement propositions

The benefits of setting up a trust

Describe the different types of trusts
Learn about the key advantages of setting up a trust
Identify the different situations in which trusts can be useful

Global Emerging Markets: Does EM narrative still make sense?

Gain insight into emerging market funds
Learn about their performance
Grasp the headwinds facing the sector

DFMs still grappling with regulatory overhauls

Learn about how DFMs are faring
Grasp the impact of new rules on the sector
Gain an understanding of what DFMs are focusing on

Inheritance Tax

Guide to intergenerational planning (part II)

Describe the level of nil rate bands
Identify some of the challenges of passing on wealth through the generations
Describe ways of using pension and other wealth for descendents

The role of multi-asset funds in a volatile environment

List the diversification benefits of multi-asset funds
Describe what investing in a multi-asset portfolio entails
Explain the risks of multi-asset funds

New horizons for financial advice

Understand how advice is changing
Learn about the effect of new techologies
Gain an understanding of the challenges

Is it time for advisers to depart platforms?

Learn about the replatforming problems firms have been facing
Gain an understanding of the forthcoming regulatory changes
Learn about how the platform market has been performing

How to advise divorcing clients

Describe the different pension sharing options available to divorcing clients
Identify the tax risks and common issues faced when sharing pensions, property and other assets
Describe the key elements of divorce law to be able to communicate these to married clients.

Income Protection

What can the industry do over protection?

Describe the importance of people taking out income protection
Identify some challenges with vulnerable clients
Describe the impact that mental health issues have on a client

New changes to doctors pensions

Describe the challenges posed by the tapered annual allowance for doctors
Describe how the new flexibility proposed could work
Identify the ways to go forward for NHS professionals