CPD

All CPD content

In Focus: Profitable advice business

How a partnership model works for advisers

Explain how a partnership structure works
Communicate how it is different from a network model
Discuss the potential benefits of operating in a partnership structure

Why trusts are essential to the adviser toolkit

Explain how trusts work
Identify when they might be useful
Describe the different aspects of various trusts

What you need to know when clients divorce

Describe the challenges of splitting assets on divorce.
Identify some tax issues.
Explain the issues with splitting pensions.

How has the pandemic changed our cities?

Explain how the pandemic has impacted cities and habits.
Identity the technology infrastructure needed for cities after the pandemic.
Identify sustainability and investment considerations.

Investing in cities for the future

Explain how cities can become more efficient.
Explain disparity between emerging and more developed-market cities.
Identifying emerging technological trends.

In Focus: Profitable advice business

How to give yourself the best chance of a good PII deal

Explain the key ingredients for a good PII deal
Understand how to prepare your business for a good PII deal
Communicate ways to reduce risk in your business

Building a global equity portfolio in turbulent times

To understand the impact of higher inflation on equity portfolios
To discover how diversification can be achieved during a time of equity volatility
To understand how interest rate rises impact equities

Income investing in a changing world

Describe the challenges posed for advisers by clients' life span being longer
Explain how asset allocation may have changed in a world of higher inflation
Identify the options available when constructing an equity income allocation

How to manage client expectations through inflation uncertainty

Describe some of the challenges with investing currently
Identify the impact of inflation on investment portfolios
Explain how to manage sustainability of income

How grandparents are facing more restrictions than oligarchs

Describe the impact of the Economic Crime Act
Explain some of the perverse consequences of it
Identify the impact of other legislation regarding those people setting up trusts

Guide to ESG and regulation

Describe how the regulators are incorporating ESG principles into financial services
Explain the challenges of doing so
Identify how advisers can tackle greenwashing

In Focus: Profitable advice business

Preparing for sale: building a plan and executing it

Learn how to prepare your business for sale
Understand what buyers are looking for
Understand what to avoid when selling a business

How to spot if a client is vulnerable

Describe some of the challenges of assessing vulnerability
Identify who to turn to when dealing with a vulnerable client
Explain when not to go through a third party who is acting for the client

Implications of the British Steel consumer redress scheme

Explain the background to the BSPS scandal.
Identify issues raised about FCA consultation into BSPS redress.
Explain wider implications of FCA consultation.

Take a proactive approach to demanding consumer duty rules

Explain some of the challenges of the new consumer duty rules
Identify how to manage them
Describe ways of holding data in the new regime

In Focus: Profitable advice business

How using cloud technology can save you money

Learn about cloud technology
Understand how the cloud can help advice businesses save money
Understand how to guard against cyber-attacks

How will the pensions dashboard ecosystem work?

Describe how the pension dashbaords will work
Identify who will run the pensions dashboards
Explain the limitations of the ensions dashboards

Inheritance Tax

Several ways to plan for IHT

Explain certain ways to mitigate IHT
Identify what happens when one makes a gift
Describe some of the pitfalls of gifting to avoid IHT

Industry is ramping up ESG efforts but more still to do

Describe some of the challenges for advice on ESG pension investing
Explain some of the background to the current situation
Identify ways of advising the client in this regard

In Focus: Megatrends

Are names, labels and ratings enough when it comes to ESG selection?

Learn how to pick an ESG ETF
Understand the different ways of filtering for ESG
Learn how to use ESG ETFs as part of a portfolio

How cautious should clients be with their portfolios?

To be able to explain the risks in the markets at the moment
To summarise the way in which investors can make allowances for different market trends
To be able to discuss how diversification matters in multi-asset portfolios

Navigating the lifetime allowance test at age 75

Describe how the LTA test applies at age 75
Explain some of the consequences of the LTA test
Identify ways to mitigate the LTA test

Vantage Point: Volatility

Is now the time to buy emerging markets?

Discover the drivers of emerging market equity performance
Understand the role of China in the performance of wider emerging economies
Discover how commodity prices drive emerging market performance

Investing in UK equities during volatile times

Explain impact of inflation on certain industries
Explain impact of cost of living crisis on investors
Identify steps investors can take

In Focus: Megatrends

Can advisers benefit from new economy real estate?

Learn about the new economy real estate megatrend
Understand the risks and opportunities in new economy real estate
Learn how to assess risk in thematic investing

How to help clients affected by the tapered annual allowance

After reading this, you will be able to describe how the annual allowance tapering works
Explain who is affected
Summarise the carry forward rules

The prospects for high yield bonds

Describe the dynamics of the high yield bond sector
Explain inflation in this context
Identify the impact of quantitative tightening

Practical ways advisers can deal with vulnerable customers

Describe the FCA's stance on vulnerability
Explain the acronyms associated with helping vulnerable clients
Describe when to outsource to a specialist

How is inflation impacting UK equities?

Explain impact of inflation on financial markets
Identify characteristics that strengthen a company's investment proposition
Identify investment opportunities in UK equities

Powers of attorney: watch out for the traps

Describe the pitfalls of setting up a lasting power of attorney
Explain mental capacity
Identify the role of a discretionary fund manager

In Focus: Megatrends

Can advisers afford to ignore crypto?

Understand how crypto investing has changed
Understand why advisers should know about crypto
Learn how cryptoassets can function as part of a portfolio

How the courts tackle devious disposing of assets in divorce

Describe some of the issues around the disposal of assets by divorcing couples
Explain steps that will help keep the assets in the marriage
Describe Angelina Jolie's actions regarding the couple's vineyard

Inheritance Tax

Avoiding property ownership disputes upon death

Explain the different types of ownership
Explain how property ownership type affects inheritance
Identify steps to take when making wills

In Focus: Megatrends

What advisers need to know about 5G

To learn about 5G technology and its capabilities
To understand the risks stemming from 5G technology
To learn how to protect your business from cyber risks stemming from 5G

Social care bill presents new opportunities for advice

Describe the changes to the care system brought about by the new national insurance levy
Explain where costs are capped to
Explain how a DC penion pot could be used

What to consider when accessing pensions early due to ill-health

Describe some of the features of accessing pensions early due to ill-health
Identify the tax situation regarding taking pensions early
Describe how 'serious ill-health' is defined

Vantage Point: Volatility

Has inflation peaked?

Describe the different factors that cause inflation
Discover how these factors impact the wider economy
Understand how tighter monetary policy impacts the economy

Guide to financial resilience and protection

Describe ways to reduce the cost of a client's insurance premium
Explain family income benefit or key person cover to clients
Identify when relevant life cover might be beneficial for clients

In Focus: Megatrends

How can advisers benefit from the metaverse?

Explain what metaverse means
Identify investment opportunities in the metaverse
Highlight risks associated with investing in the metaverse

Investing in emerging markets after Covid

Explain the significance of China to the EM sector.
Identify opportunities for investors.
Identify the investment risks associated with emerging markets.