CPD

All CPD content

Protection

How protection advisers can help those struggling with the cost of living 

  • Describe some of the ways providers are helping people who find it challenging to pay protection premiums
  • Explain the difference between career and sabbatical breaks
  • Identify the drawbacks of premium deferrals
Approx.30min

Tax

Overcoming tax challenges in bonus season

  • Explain how tax affects tax allowances
  • Identify actions that can be taken to mitigate the loss of allowances
  • Identify useful saving methods
Approx.30min

Protection

How to encourage more women to get protection

  • To understand why it is important to tailor advice to different people.
  • To gain confidence in bringing more diverse candidates into the business.
  • To know what sort of protection cover might be appropriate for different demographics.
Approx.30min

Mortgages

How can advisers support the burgeoning green mortgage market?

  • Describe some of the challenges with green mortgages
  • Explain how green mortgages work
  • Identify the reasons for making green home improvements
Approx.30min

In Focus: Protecting your client

How to write cover in 2022's new normal

  • To understand what drove protection business during the pandemic.
  • To know how to start protection conversations with clients.
  • To get an idea of how to explain the value of protection to different clients.
Approx.30min

In Focus: When Clients' Plans Change

How is the housing market going to normalise in 2022?

  • To understand what were the 'abnormal' drivers of 2021.
  • To be able to explain better to clients what the housing market will look like in 2022.
  • To ascertain what sort of resources, staff and market analysis firms will need in 2022.
Approx.30min

CPD

How can parents help children onto the property ladder?

  • Explain parents' options for helping their children onto the property ladder
  • Identify the simplest way for wealthy parents to transfer money to their children
  • Describe how equity release works
Approx.30min

In Focus: Passive Investing

Why multi-passive portfolios can work for clients

  • To understand why people might want portfolios of passives.
  • To be able to explain how to construct a multi-passive portfolio.
  • To know how to manage allocations to help meet clients' goals.
Approx.30min

In Focus: Advice for Women

What's best on divorce: the pension or the property?

  • To understand why a couple might divide assets in a certain way.
  • To be able to explain the necessity of proper pension advice.
  • To be confident in recommending that solicitors discuss pensions values with clients.
Approx.30min

In Focus: Advice for Women

Three things IFAs should know about later-life planning for women

  • After reading this, you should understand problems facing women in later life.
  • You should be able to explain the importance of estate planning earlier on in life.
  • You should be able to promote conversations with clients about long-term care.
Approx.30min

In Focus: Advice for Women

How to understand trends in women's home ownership

  • To understand trends in homeownership according to data.
  • To be able to explain potential difficulties in ownership on divorce.
  • To ascertain how to advise generations of women wanting to get on the housing ladder.
Approx.30min

CPD Courses

What could higher interest rates mean for your clients?

  • Understand why central banks cut or raise interest rates.
  • Learn about the impact this could have on asset prices.
  • Understand how the pandemic has altered the way markets may view higher interest rates.
Approx.30min

In Focus: Intergenerational Wealth

How suitable are financial products for young savers?

  • To understand the different financial needs young people have.
  • To be able to explain various flexible products that might help them save.
  • To be able to start conversations and help educate younger clients.
Approx.30min

Tax

How IR35 changes have affected mortgage affordability

  • Describe the impact of IR35 rules on mortgage affordability
  • Explain how lenders are accommodating contractors' new status
  • Explain the use of umbrella companies
Approx.30min

Mortgages

How the housing market will change post-pandemic

  • Describe some of the challenges of the housing market, post pandemic
  • Identify ways in which providers are helping first time buyers
  • Describe the existence of green mortgages
Approx.30min

ISAs

How to make the Lifetime Isa work

  • Describe some of the fundamentals of Lifetimes Isas
  • Explain some of the restrictions of the Lifetime Isa
  • Identify the impliuations of the 20 per cent withdrawal charge
Approx.30min

ISAs

How to buy a house using a Lifetime Isa

  • Explain who can take out a Lisa
  • Outline requirements needed to use a Lisa to fund a house purchase
  • Explain how declarations to HMRC work
Approx.30min

In Focus: Vulnerability

How to turn 'Generation Rent' into 'Generation Buy'

  • To ascertain the potential hurdles involved in getting on the housing ladder.
  • To understand how to help first-time buyers get an appropriate mortgage.
  • To be able to explain how to work with lenders to develop a solution.
Approx.30min

In Focus: Tax

How buy-to-let lost its appeal

  • To understand the effect of tax changes on buy-to-let investment
  • To be able to explain the pros and cons of buy-to-let investing
  • To be able to ascertain for which client buy-to-let might be appropriate.
Approx.30min

Budget

Guide to the Budget

  • Describe how the Covid grants to self-employed will work
  • Explain the impact of the income tax band freeze
  • Identify some of the issues relating to green bonds
Approx.60min

In Focus: Vulnerability

How to navigate decumulation post-Covid

  • To understand pension investor behaviour post-Covid
  • To be able to explain how to meet any pension shortfalls
  • To understand how to help clients keep on track for retirement
Approx.60min

Tax

What could a 'wealth tax' look like?

  • Describe some of the basic points of the mooted wealth tax
  • Identify how much the authors of the report say it could raise
  • Explain whether this is likely to be adopted by the Treasury
Approx.30min

Protection

How to introduce clients to protection

  • Describe the impact of the pandemic on people's desire to buy protection
  • Identify how mortgage brokers can play a part in this process
  • Describe skills needed to advise on protection
Approx.30min

In Focus: Vulnerability

In Focus: How Covid has left the mortgage market exposed

  • To understand what has caused risks in the mortgage market
  • To be able to explain how government and lender support works for clients
  • To ascertain how to support clients who may be feeling vulnerable
Approx.60min

Your Industry

How to advise unmarried, cohabiting couples

  • Explain how rights of a married couple compare to a cohabiting couple
  • Explain how property ownership is determined in a separation
  • Explain how a cohabiting agreement is drawn up
Approx.30min

In Focus: Vulnerability

How to help vulnerable 'Divorce Day' clients

  • To understand how divorce matters for financial vulnerability
  • To recognise the soft skills advisers need
  • To be able to explain tough financial decisions in a clear and empathetic manner
Approx.30min

Mortgages

Handling vulnerable clients who want equity release

  • Describe some of the challenges over recognising vulnerability
  • Identify the importance of the client's family
  • Explain the FCA's stance on the issue
Approx.30min

Mortgages

Should first-time buyers be offered long-term fixed rates?

  • Describe some of the problems of first time buyers getting onto the property ladder
  • Identify who the housing market is geared towards
  • Explain why long-term fixed rate mortgages might be the answer
Approx.30min

Investments

What advisers need to know about the impact of BTL rule changes

  • How the law has changed for renters
  • How the law has changed for landlords
  • Identify where housing stock is coming from
Approx.30min

Mortgages

How mortgage payment holidays work

  • Describe how the mortgage payment deferrals system works
  • Explain the impact of mortgage payment holiday on one's creditworthiness
  • Describe how long the mortgage payment holiday will last
Approx.30min

Equity Release

How equity release has evolved

  • Explain how products and mortgage rates have changed
  • Explain what is driving the increase in funding
  • Identify ways in equity release could help fix the social care crisis
Approx.60min

Mortgages

Guide to later life lending

  • Describe the importance of later life lending
  • Identify who it would suit
  • Explain some features of some of the products
Approx.60min

Mortgages

Rights that unmarried couples do and don't have

  • Describe the differences in property ownership between married and unmarried couples
  • Explain how property ownership is determined in the case of unmarried couples
  • Summarise how child maintenance is determined
Approx.30min

Coronavirus

Guide to advice during the pandemic

  • Explain some of the concerns clients have right now
  • Identify some of the issues with videoconferencing
  • Describe The Pensions Regulator's stance towards DB pension transfers
Approx.60min

Coronavirus

How advisers can show true value amid coronavirus crisis

  • Explain how advisers can reassure worried clients
  • Identify ways in which advisers can spot vulnerable clients
  • Identify steps clients can take to start addressing debt
Approx.30min

Coronavirus

How mortgage brokers can cope during the Covid-19 crisis

  • Explain what is happening in the mortgage market right now
  • Identify opportunities mortgage brokers have
  • Describe some of the risks with life and protection policies
Approx.30min

Coronavirus

How government and BoE steps are affecting clients' mortgages

  • Describe the implications of the government mortgage holiday
  • Identify the impact of BoE measures on the housing market
  • Explain what has happened to the housebuying market
Approx.30min

Protection

Protecting your home and family: the four WHYs

  • Describe some of the challenges with sorting out a protection policy for a client's family
  • Describe some of the factors involved with setting the term of the policy
  • Explain the importance of assessing the amount that will be provided
Approx.30min

Mortgages

Guide to Buy-to-let

  • Describe how rental yields will perform in 2020
  • Describe the supplementary charge is for landlords in England
  • Explain the issue with top-slicing
Approx.60min

Your Industry

Guide to advising the self-employed

  • Describe the differences for advising between an employed and self-employed person
  • Describe the importance of keeping a track record of earnings over the year
  • List the factors providers look for in a self-employed person
Approx.60min
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