In Focus: Retirement Income  

Why advisers are looking to ITs for income

Why advisers are looking to ITs for income

The days when people were mortgage free at 50, took out an annuity on retirement and lived off their defined benefit pension are long gone.

For all but the most fortunate, investing well into retirement needs careful planning and a long-term, sustainable investment strategy.

As part of that long-term, sustainable investment strategy is the need for a diversified, yet robust, investment portfolio that can provide both a long-term capital return and income.

Within that portfolio, investment trusts can play a dual role, not just in terms of providing that much-sought-after income in retirement but also a sustainable, long-term investment strategy.

This FTAdviser In Focus podcast aims to do two things: to look at the reason why investment trusts have proved to be good income plays for pension investors, and to understand why the investment trust universe can provide sustainable long-term returns. 

In the first half, the podcast panel discuss the structure of investment trusts, and why the ability to retain profits and smooth the income payouts has encouraged many advisers and their clients to consider them as part of a diversified income strategy for retirement.

In the second half, to use the old football cliche, the panel turns its attention to sustainability; not just in terms of the companies held within trusts, and their boards' commitment to environmental, social and governance goals, but why such companies make for a long-term investment strategy that has a place in a long-term pension portfolio. 

Joining Simoney Kyriakou, senior editor of FTAdviser, on this podcast is Annabel Brodie-Smith, communications director for the Association of Investment Companies; Tim Morris, financial adviser at Russell & Co; and Simon Clements, manager of the soon-to-be launched Liontrust ESG Trust.

To listen to the full podcast, click on the link above.

simoney.kyriakou@ft.com