In Focus: Home ownership

It's a tricky time for prospective homeowners as the era of low interest rates has come to an end, while rising living costs are eating into people's savings for a deposit. Rents too are rising, but will house prices come down? This hub explores the issues around home ownership and mortgages.

In Focus: Home ownership
Nov 30 2022
Buy-to-let products rebound but 'mini' Budget impact persists
Buy-to-let products rebound but 'mini' Budget impact persists
In Focus: Home ownership
Nov 30 2022
Chancellor had little good news for the property sector
Tim Walford-Fitzgerald
Tim Walford-Fitzgerald
In Focus: Home ownership
Nov 29 2022
Mortgage approvals fall 11% as lenders hit by borrowing dip
Mortgage approvals fall 11% as lenders hit by borrowing dip
In Focus: Home ownership
Nov 29 2022
Case study: How I helped a client with adverse credit, on benefit income, buy a home
Case study: How I helped a client with adverse credit, on benefit income, buy a home
In Focus: Home ownership
Nov 29 2022
Tax allowance cuts 'a small hit to landlords, and easily absorbed'
Tax allowance cuts 'a small hit to landlords, and easily absorbed'
In Focus: Home ownership
Nov 28 2022
'Try not to worry' when remortgaging in negative equity, say brokers
'Try not to worry' when remortgaging in negative equity, say brokers
In Focus: Home ownership
Nov 28 2022
Customers deserve properly trained mortgage advisers
Ian Megee
Ian Megee
In Focus: Home ownership
Nov 25 2022
Skipton BS invests £11mn to help borrowers green their homes
Skipton BS invests £11mn to help borrowers green their homes
In Focus: Home ownership
Nov 23 2022
Virgin Money pulls small deposit mortgage range
Virgin Money pulls small deposit mortgage range
CPD
In Focus: Home ownership
Nov 23 2022
~ 40 min
How the Autumn Statement will affect the housing market
How the Autumn Statement will affect the housing market
In Focus: Home ownership
Nov 22 2022
Mortgage rates will return to 4% ‘in not-too-distant future’
Mortgage rates will return to 4% ‘in not-too-distant future’
In Focus: Home ownership
Nov 22 2022
'None of the 2008 factors are evident in today's market'
'None of the 2008 factors are evident in today's market'
In Focus: Home ownership
Nov 22 2022
Case study: How I get mortgage deals for the self-employed
Case study: How I get mortgage deals for the self-employed
In Focus: Home ownership
Nov 21 2022
Borrowing costs are now the biggest threat to landlords
Nathan Emerson
Nathan Emerson
In Focus: Home ownership
Nov 21 2022
Average homeowner spends £76k on property in first year
Average homeowner spends £76k on property in first year
In Focus: Home ownership
Nov 18 2022
Autumn Statement did not do enough for housing market
Autumn Statement did not do enough for housing market
In Focus: Home ownership
Nov 18 2022
'We're yet to see the real cost-of-living crisis', CEO warns
'We're yet to see the real cost-of-living crisis', CEO warns
In Focus: Home ownership
Nov 17 2022
Hunt commits to stamp duty cut until March 2025
Hunt commits to stamp duty cut until March 2025
In Focus: Home ownership
Nov 16 2022
BoE rate rises to drive up share of income spent on mortgages
BoE rate rises to drive up share of income spent on mortgages
In Focus: Home ownership
Nov 16 2022
'If you're going to buy make sure you don't overpay'
'If you're going to buy make sure you don't overpay'
In Focus: Home ownership
Nov 16 2022
'Money is like this black art for many'
'Money is like this black art for many'
CPD
In Focus: Home ownership
Nov 16 2022
~ 30 min
How to communicate to clients what is happening with rates
How to communicate to clients what is happening with rates
In Focus: Home ownership
Nov 15 2022
Co-op launches sub-5% five-year mortgages
Co-op launches sub-5% five-year mortgages
In Focus: Home ownership
Nov 15 2022
Year-long mortgage offers ‘exactly what market needs’
Year-long mortgage offers ‘exactly what market needs’
In Focus: Home ownership
Nov 11 2022
Mortgage rates fall back to month-old levels as lenders make cuts
Mortgage rates fall back to month-old levels as lenders make cuts
In Focus: Home ownership
Nov 11 2022
Equity release interest ‘drops off cliff’ in face of 8% rates 
Equity release interest ‘drops off cliff’ in face of 8% rates 
In Focus: Home ownership
Nov 11 2022
Help to Buy scheme down 26% ahead of wind up
Help to Buy scheme down 26% ahead of wind up
In Focus: Home ownership
Nov 10 2022
Landlords chose to increase rent rather than sell
Landlords chose to increase rent rather than sell
In Focus: Home ownership
Nov 9 2022
Home improvements ranked as top reason for equity release
Home improvements ranked as top reason for equity release
CPD
In Focus: Home ownership
Nov 9 2022
~ 30 min
Can mortgages be properly 'sustainable'?
Can mortgages be properly 'sustainable'?
In Focus: Home ownership
Nov 9 2022
'House prices will fall 5% in 2023 but some markets will outperform'
'House prices will fall 5% in 2023 but some markets will outperform'
In Focus: Home ownership
Nov 9 2022
Why I’m opting for a tracker despite rising rates
Bob Singh
Bob Singh
In Focus: Home ownership
Nov 8 2022
Mortgage prisoners ‘at breaking point’ amid calls to cap rates
Mortgage prisoners ‘at breaking point’ amid calls to cap rates
In Focus: Home ownership
Nov 8 2022
Disputes over valuations to rise as housing market slows
Disputes over valuations to rise as housing market slows
In Focus: Home ownership
Nov 8 2022
Brokers urged to educate clients on green mortgages
Brokers urged to educate clients on green mortgages
In Focus: Home ownership
Nov 7 2022
How to advise on mortgages right now
How to advise on mortgages right now
In Focus: Home ownership
Nov 7 2022
BTL profit margins are ‘taking a battering’
BTL profit margins are ‘taking a battering’
In Focus: Home ownership
Nov 4 2022
Mortgage lenders cut interest rates despite BoE hike
Mortgage lenders cut interest rates despite BoE hike
In Focus: Home ownership
Nov 3 2022
Mortgage rates could 'fall' post BoE rate rise
Mortgage rates could 'fall' post BoE rate rise
In Focus: Home ownership
Nov 2 2022
Average buy-to-let portfolio rental return up 18% annually
Average buy-to-let portfolio rental return up 18% annually
In Focus: Home ownership
Nov 1 2022
House prices fall for first time since July 2021
House prices fall for first time since July 2021
In Focus: Home ownership
Nov 1 2022
Why I went from estate agent to adviser
Siobhan Holbrook
Siobhan Holbrook
In Focus: Home ownership
Nov 1 2022
Who's afraid of the big, bad mortgage rate?
Simoney Kyriakou
Simoney Kyriakou
In Focus: Home ownership
Oct 31 2022
Dip, crash, soft landing? What mortgage advisers expect
Dip, crash, soft landing? What mortgage advisers expect
In Focus: Home ownership
Oct 31 2022
‘My client released £6k equity from their home to pay energy bills’
‘My client released £6k equity from their home to pay energy bills’
In Focus: Home ownership
Oct 31 2022
‘Significant’ decrease in mortgage approvals
‘Significant’ decrease in mortgage approvals
In Focus: Home ownership
Oct 26 2022
Mortgage network sees increase in adverse credit queries
Mortgage network sees increase in adverse credit queries
In Focus: Home ownership
Oct 26 2022
Worried borrowers should explore term length, says Santander
Worried borrowers should explore term length, says Santander
In Focus: Home ownership
Oct 20 2022
First-time buyers’ borrowing power hit by affordability stress
First-time buyers’ borrowing power hit by affordability stress
In Focus: Home ownership
Oct 17 2022
Housing association targets parents with shared ownership campaign
Housing association targets parents with shared ownership campaign
In Focus: Home ownership
Oct 13 2022
Mortgage borrowers swallow early exit fees as rate rise fears grow
Mortgage borrowers swallow early exit fees as rate rise fears grow
A service from the Financial Times