Tax Efficient Investments  

Limitations when combining property and pensions

This article is part of
The Guide: Tax Efficient Investing

The pension freedoms enacted in 2015 offer greater flexibility on the timing and amount of income that can be withdrawn from a pension. Hence drawing out the rental income that has built up as and when it is needed can be done easily, and missing a few income payments will not restrict what can be accessed. 

Investing in property can be a specialist area, although investing in a property locally that you understand and is occupied by your own business or one that you know can help a lot. 

The main thing is finding the appropriate pension scheme in the first place that can deal with such an investment.

Claire Trott is head of pensions strategy at Technical Connection