With Profits 

With-profits: Signs of revival emerge

  • Learn about the current with-profit bonds market
  • Understand how they have performed against others
  • Grasp how the market is evolving
With-profits: Signs of revival emerge

Two events at the start of December underlined the diverging fortunes of the with-profits market. The first, Legal & General’s £650m sale of its “mature savings” business to Swiss Re, marked the end of the insurer’s 50-year association with the sector, and continued a trend of consolidation in a space that many investors have long deemed outmoded.

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  1. Who does Mr Fidell describe as one the few companies that is still banging the drum for with-profits?

  2. What is described as the biggest bugbear for both advisers and consumers?

  3. When Mr Fidell says it won’t turn a bad investment proposition into a good one, what is he talking about?

  4. Which are the only two plans currently applying MVRs?

  5. What does Mr Gallacher say about PruFund guarantees?

  6. According to the article, which asset class does Aviva currently see value?

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