Hilbert launches structured product aimed at financial advisers

"This could prove beneficial if it causes one index to remain below the 105 per cent threshold for the long-term. If however it results in one index falling more than 20 per cent and staying down, the investment won’t fair well at all. 

"While my personal expectation is that the investment will terminate, returning capital long before the end of the 10-year term, having paid most, if not all of the income throughout, it is not an investment we will be exposing clients to."