Partner Content by Octopus Investments

Planning opportunities for clients who own a business

Risks that Sam and Louise should keep in mind

VCTs and BPR-qualifying investments are not right for every client. The value of these investments, and any income from them, can fall as well as rise. Investors may not get back the full amount invested.

In addition, the shares of BPR-qualifying companies and VCTs can fall or rise in value more than shares listed on the main market of the London Stock Exchange. They may also be harder to sell.

Clients also need to be aware that tax treatment will depend on their personal circumstances, and tax rules may change in future. Tax reliefs also depend on the companies a client invests in maintaining their qualifying status for the relevant relief.

Identifying opportunities – watch the VCT, EIS & IHT special

Tune in to the Octopus Online Show on Thursday 5 November at 10am for a tax planning special.

We’ll be looking at areas of opportunity in advisers’ client banks and how tax-efficient investments can help clients in a variety of situations.

You’ll also hear from other financial advisers about the role these types of investments pay in their own clients’ planning.

For more information, and to reserve your place, click here

Jessica Franks, Head of Tax

VCT and BPR-qualifying investments are not suitable for everyone. Any recommendation should be based on a holistic review of your client's financial situation, objectives and needs. We do not offer investment or tax advice. Issued by Octopus Investments Limited, which is authorised and regulated by the Financial Conduct Authority. Registered office: 33 Holborn, London EC1N 2HT. Registered in England and Wales No.03942880. Issued: October 2020. CAM010251.