Later Life

This Royal London information hub focuses on the needs of various generations. Part of the aim of this hub is to help you work with your clients to identify what financial planning they require and when, including starting out on a financial journey, protection for the family if they are unable to continue to provide for them, or using their retirement savings sensibly and efficiently.

Later Life
Nov 23 2023
Royal London buys later life lender Responsible Group
Royal London buys later life lender Responsible Group
Later Life
Sep 16 2022
Later life lending products 'no longer last resort', says Key CEO
Later life lending products 'no longer last resort', says Key CEO
Later Life
May 5 2022
FCA: Advice firms could ‘do more’ for later life borrowers
FCA: Advice firms could ‘do more’ for later life borrowers
Later Life
Mar 4 2022
Most over-55s do not have power of attorney in place
Most over-55s do not have power of attorney in place
Later Life
Aug 13 2021
LPA registrations dropped 23% in past year
LPA registrations dropped 23% in past year
Later Life
Jul 27 2021
L&G launches later life mortgage portal for advisers
L&G launches later life mortgage portal for advisers
Later Life
Jul 21 2021
Later-life and estate planning in an inflationary environment
Later-life and estate planning in an inflationary environment
CPD
Later Life
Feb 24 2021
~ 30 min
How to help clients facing later life planning challenges
How to help clients facing later life planning challenges
Later Life
Jan 20 2020
Inheritance gives Gen-X a chance to save for later life
Inheritance gives Gen-X a chance to save for later life
Later Life
Jun 18 2019
Savers have little faith in social care reform
Savers have little faith in social care reform
Later Life
Jun 14 2019
Retirees to outlive savings by ten years
Retirees to outlive savings by ten years
Later Life
Jun 13 2019
Third of social care payers in debt
Third of social care payers in debt
Later Life
Jun 12 2019
Older workers boost employment figures
Older workers boost employment figures
Later Life
Jun 12 2019
Lack of career progression for over-50s
Lack of career progression for over-50s
Later Life
Jun 11 2019
Fifth of savers not interested in social care funding
Fifth of savers not interested in social care funding
Later Life
Jun 10 2019
Two in five plan to retire before 65
Two in five plan to retire before 65
Later Life
May 24 2019
One in three savers plan to work into their 70s
One in three savers plan to work into their 70s
Later Life
May 17 2019
Half of over 60s see age as career barrier
Half of over 60s see age as career barrier
Later Life
May 8 2019
Ageing population creates opportunity, say MPs
Ageing population creates opportunity, say MPs
Later Life
Apr 25 2019
Less than a quarter of over-50s are saving for care
Less than a quarter of over-50s are saving for care
Later Life
Jan 7 2019
Building society launches Rio-beating mortgages
Building society launches Rio-beating mortgages
Later Life
Oct 25 2018
Calls for one-off payment to fund social care
Calls for one-off payment to fund social care
Later Life
Aug 16 2018
Advisers urged to 'evolve' in later life lending shift
Advisers urged to 'evolve' in later life lending shift
Later Life
Aug 2 2018
FCA involvement in pre-paid funerals questioned
FCA involvement in pre-paid funerals questioned
Later Life
Jul 30 2018
Rush to cash-in small pensions leaves many below breadline
Rush to cash-in small pensions leaves many below breadline
Later Life
Jul 27 2018
London is in the eye of care funding storm
London is in the eye of care funding storm
Later Life
Jul 19 2018
Homeowners relucant to sell up to pay for care
Homeowners relucant to sell up to pay for care
Later Life
Jul 17 2018
MPs call on govt to do more for older workers
MPs call on govt to do more for older workers
Later Life
Jul 4 2018
Law firm warns of increasing abuse of lasting power of attorneys
Law firm warns of increasing abuse of lasting power of attorneys
Later Life
Jun 21 2018
How advisers must change as retirement is an old concept
How advisers must change as retirement is an old concept
Later Life
Jun 11 2018
Advisers shun calls to grow later life lending
Advisers shun calls to grow later life lending
Later Life
May 4 2018
Co-op launches survey on death planning
Co-op launches survey on death planning
Later Life
Apr 27 2018
Pensioners are racking up large credit card debts
Pensioners are racking up large credit card debts
Later Life
Dec 13 2017
ABI guide on vulnerable customers
ABI guide on vulnerable customers
Later Life
Dec 6 2017
Nine out of 10 won't seek care funding advice
Nine out of 10 won't seek care funding advice
Later Life
Dec 6 2017
Report points to inequality in later life
Report points to inequality in later life
Later Life
Nov 29 2017
Tories care U-turn puts people off planning
Tories care U-turn puts people off planning
Later Life
Nov 29 2017
Generation rent face £43bn shortfall in retirement
Generation rent face £43bn shortfall in retirement
Later Life
Nov 16 2017
Building societies report huge jump in older borrowers
Building societies report huge jump in older borrowers
Later Life
Oct 24 2017
Are wills and LPAs about to enter the digital age?
Are wills and LPAs about to enter the digital age?
Later Life
Oct 12 2017
Dilnot calls for cap on 'catastrophic' care costs
Dilnot calls for cap on 'catastrophic' care costs
Later Life
Oct 10 2017
Tories ditch long-term care cost plans
Tories ditch long-term care cost plans
Later Life
Oct 10 2017
Pensioners face repossession due to benefit change
Pensioners face repossession due to benefit change
Later Life
Oct 9 2017
One million balance care duties with work
One million balance care duties with work
Later Life
Sep 21 2017
Industry unites to back FCA on later life advice
Industry unites to back FCA on later life advice
Later Life
Sep 21 2017
BSA turns on lenders over age limits after FCA criticism
BSA turns on lenders over age limits after FCA criticism
Later Life
Sep 21 2017
FCA calls for government action on long-term care advice
FCA calls for government action on long-term care advice
Later Life
Sep 18 2017
One in five bury heads in the sand about social care
One in five bury heads in the sand about social care
Later Life
Sep 8 2017
Downsizers reveal it isn't about the money
Downsizers reveal it isn't about the money
Later Life
Aug 8 2017
Older homeowners lack funds for a comfortable retirement
Older homeowners lack funds for a comfortable retirement
Later Life
Jul 13 2017
Law Commission consults on voicemail wills
Law Commission consults on voicemail wills
Later Life
Jun 29 2017
Think tank proposes compulsory care insurance
Think tank proposes compulsory care insurance
Later Life
Jun 7 2017
Social care cap should be set at £60k, finds Saga 
Social care cap should be set at £60k, finds Saga 
Later Life
May 30 2017
Concern as elderly mortgage debt piles up
Concern as elderly mortgage debt piles up
Later Life
May 2 2017
Long-term care and the protection industry
Long-term care and the protection industry
Later Life
Mar 20 2017
Royal London demands action on care home costs
Royal London demands action on care home costs
Later Life
Feb 21 2017
How to help millennials plan for their financial future
How to help millennials plan for their financial future
Later Life
by
Royal London
‘Nuclear Deterrent’ needed for employers with DB schemes
‘Nuclear Deterrent’ needed for employers with DB schemes
Later Life
by
Royal London
Scheme pays explained
Scheme pays explained
Later Life
by
Royal London
Trusts are easier than you think
Trusts are easier than you think
Later Life
by
Royal London
Life begins at…
Life begins at…
Later Life
by
Royal London
Keep calm and carry on?
Keep calm and carry on?
Later Life
by
Royal London
Guarantees in the retirement income market
Guarantees in the retirement income market
Later Life
by
Royal London
What can you do for generation rent?
What can you do for generation rent?
Later Life
by
Royal London
Creating opportunity out of change
Creating opportunity out of change
Later Life
by
Royal London
DB transfers – one more factor to consider
DB transfers – one more factor to consider
October: Later life advice
Oct 6 2016
Live long but plan for care
Live long but plan for care
A service from the Financial Times