Mortgage regulation, house prices, Brexit talk and tightening criteria post-Credit Crisis have seen more self-employed Brits turn to financial advisers for mortgage help.
Advisers such as Jamie Smith-Thompson, managing director of Portafina, and specialist lenders such as Bluestone, have found more people coming to them seeking mortgage advice as high-street lenders are offering poor rates and high fees.
There are more than 4.6m self-employed people in the UK and whether they need a first home, a second home, buy-to-let or a remortgage to help fund their business growth, things have become tougher for them.
Find out how you can help your self-employed clients by joining us this coming Thursday (16 February) at 12 noon, for a live debate on what has happened to the mortgage market, why it is tougher for the self-employed and for hints and tips to make their mortgage hunt successful.
FTAdviser's panel of specialists from across the mortgage industry will be on-hand to answer your questions and comments during our live blog.
The panel comprises:
- Vishal Pandya, operations manager for the Society of Mortgage Professionals.
- Martin Stewart, director of advisory firm London Money.
- Charles McDowell, commercial director of group mortgages for Aldermore.
Bookmark this link ahead of the live panel debate this Thursday at 12 noon: How to help self-employed clients onto the housing ladder
Send us your questions ahead of the debate by email to: firstname.lastname@example.org or by Twitter to @FTAdviser using the hashtag #FTAonAir.
On the day, you can submit your questions and comments live in the blog stream which will appear on the link you have bookmarked.