“I can imagine a computer would be able to say something like ‘this is the lowest-rate equity release scheme ever’. As to the timing of selling your house, that is remarkable. No-one can know that, and there are too many variables.
“Fortunately for humans, financial advice is still a face-to-face business, and advisers are better placed than they were 15 years ago.
"These days the information is online, so yes, you are using computers to help humans advise, but I don’t see them taking over because there are too many variables.”