Accord has cut rates on more than 50 of its mortgages by up to 0.15 per cent.
Home buyers now have the option of a 1.82 per cent two-year fixed rate at 75 per cent loan-to-value (LTV), with no product fee, free standard valuation and £500 cashback.
A five-year fixed rate is available for home buyers and remortgagers at 2.24 per cent up to 85 per cent LTV, which comes with a £995 product fee.
David Robinson, national intermediary sales manager at Accord, said: “Market conditions are still enabling lenders to offer highly competitive mortgage deals, which is great news for borrowers.
“We want to ensure that our range is appealing to both borrowers and brokers, and we hope extra touches, such as free standard valuation and cashback, will help homeowners to keep the up-front costs of their mortgage low.”
Accord has also added a free standard valuation feature to all of its fixed rate mortgages with £1,995 fees, as well as to its two-year tracker at 1.04 per cent, which has no early repayment charges.
Kevin Hever, adviser at Wolverhampton-based Cornerstone Financial, said: “The rates are really competitive and having cashback always helps certain people with their expenses.
“The fact that the fixed rates are coming down is good, because people are feeling a lot of uncertainty at the moment due to the election, and with Brexit looming, so they are opting for longer-term fixed rates.”