Buy-to-let landlords face triple threat

Michael O’Brien, a mortgage adviser and director of Access Financial Services, said the findings of the research reflect what he has been hearing from clients.

“I had that exact same conversation with a landlord the other day, he wanted to raise £300k to buy a property but he had no confidence in the market and felt there was too much that could go wrong.

"There is a perfect storm, but is that outweighed by the innate desire to own more than one property? I would say no. There will be a dip but the desire to own buy to let will continue.” He added the trend to buy property through limited companies has “exploded”, but buying it this way will not be the best strategy for everyone."