Buy-to-let has become more complicated in recent years, thanks to changes in taxation and increasing regulation from the Prudential Regulation Authority.
Landlords today face greater tax burdens and lenders changing their buy-to-let lending criteria due to regulation.
Add to this uncertainty over the direction of interest rates - with Bank of England governor Mark Carney hinting at the possibility of a rate rise soon - and advisers are left having to deal with a growing number of concerned landlords.
FTAdviser held a live panel debate earlier today (Thursday 12 October), which you can read in the blog panel below.
Our expert panel comprised Charles McDowell, Aldermore; Martin Stewart, London Money; and David Hollingworth, London & Country Mortgages.