Matt Burton, director of mortgages at lifetime lender Hodge, said: "Getting a deposit together continues to be a significant barrier for first-time buyers, even with the Help-to-Buy scheme.
"Simply put, with house prices rising substantially over the past few years, even younger people who would have no problem passing mortgage eligibility checks are still being priced out of the market."
Mr Burton said Hodge's own data showed a growing trend in people looking to Rio mortgages and equity release to allow them to free up funds to help their children get on the property ladder and stressed that the research showed the older generation was continuing to contribute significantly towards the economy and housing market well into later life.
Will Hale, chief executive of equity release advice firm Key, agreed that intergenerational giving was increasing.
He added: "However, analysis from the Equity Release Council suggests that for the over-65s, 40p in every pound of their assets is tied up in residential property so it would seem logical to see more people looking to this asset to help their children or grandchildren onto the property ladder."
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