Brokers cautious over 95% rates as lenders return

Roberts said: “At least we’ve got a market [for 95 per cent] and lenders then are not worried about being overwhelmed, and then we can start to see an easing of criteria and we’ll start to see it getting more competitive as well.”

He added: “It’s great that we’ve got a number of lenders in and they’ll start to compete effectively as more people join them.”

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