Mortgages  

Covid pushes up average age of first-time buyers

This is why she urges individuals to get professional help and to start the process as early as possible. 

She said: "Buying a home can be a long, expensive, and stressful journey, but there are so many ways of reducing the time, cost and emotional impact of your purchase. 

"The best place to start is being very well prepared and staying on top of your responsibilities throughout the process. Don’t wait until the last minute to commission surveys, for example, and don’t wait until you’ve made an offer to start the mortgage process. 

"But this due diligence still takes an enormous amount of effort and time and not only is this tough to balance with the wider requirements of daily life, but for those buying their first home it’s often impossible to know what’s required and when."

simoney.kyriakou@ft.com