MortgagesDec 20 2022

Just Group offers lifetime mortgage customers free EPC

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Just Group offers lifetime mortgage customers free EPC
Photographer: George Frey/Bloomberg
ByJane Matthews

Retirement specialist Just Group is now offering lifetime mortgage customers a free energy performance certificate.

Just Group has teamed up with Vibrant, the UK’s largest property services company, to offer the service. 

It will be available across its ‘just for you’ lifetime mortgage range and its medically underwritten products.

EPCs assess how energy efficient a building is on a scale of A (most energy efficient) to G (least efficient).

The rating highlights the energy efficiency improvements that could be made, how much they will cost, and how much money could be saved.

Just Group hopes the initiative will help customers understand how they could make their property more energy efficient and reduce their energy bills. 

Just Group retail propositions director, Sarah Morris-Simpson said: “The UK has the oldest housing stock in Europe which tends to be poorly insulated and energy inefficient. People don’t always know what they can do to improve the energy efficiency of their homes, or how much those improvements will cost and what savings they will offer.

“We believe in helping people achieve a better later life and this initiative will help people understand their options to improve the efficiency of their homes.”

Back in June, Rob Sinclair, the chief executive of the Association of Mortgage Intermediaries said tackling green finance is going to be the biggest challenge facing the mortgage industry.

“How we become carbon neutral by 2050 is a challenge that I don't think the world actually has quite worked out the answers to yet,” he said at the time.

The residential sector accounts for nearly 21 per cent of carbon dioxide emissions in the UK according to the Department for Business, Energy and Industrial Strategy.

While fewer than half of the homes in England and Wales have rated energy performance certificates of a C or above.