Pension freedoms one year on


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Live Blog Pension Freedoms one year on


  •  Emma Ann Hughes

    Emma Ann Hughes

    Editor of FTAdviser and Financial Adviser

  • Billy Burrows

    Billy Burrows

    Founder of Retirement Intelligence

  • Ben Gaukrodger

    Ben Gaukrodger

    Manager for savings policy for the Association of British Insurers

  • Steve Webb

    Steve Webb

    Head of policy for Royal London


One year on

Statistics from the Association of British Insurers show £4.7bn worth of pension money was taken out in the first six months since pension freedoms came into effect in April 2015. Where has this money gone? Have people done the right thing with their money, and what can the industry do to help people who do not know how to secure their financial future?

Tax threats to pensions

Repeated rounds of tinkering with pensions tax legislation has left many people confused about the status of their savings. How can people protect their pension pots from unexpected tax bills, and what should policymakers do when it comes to pensions taxation?


When the chancellor announced he would not be making swingeing changes to pensions tax relief in the Spring 2016 Budget, there was a collective sigh of relief. What makes the current pensions system so attractive – and can the status quo be maintained much longer?