Andy Bell, chief executive and co-founder of AJ Bell, had previously written to the regulator to warn that non-advised Sipp clients will not want investment pathways forced on them.
In the letter Mr Bell called on the FCA to not make it a requirement for drawdown providers to offer investment pathways to all clients but instead focus this service on those who are 'disengaged' from their investments.
Mr Bell wrote: "Most non-advised Sipp customers have a clear view of what their investment strategy already is, or will be, once they enter into drawdown and will not appreciate investment pathways appearing to be forced on them.
"Sipp scheme holders tend to put large amounts into their pension and therefore have a strategy of what investments they want to make with their money once they enter into drawdown."
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