Workplace pensions have undergone a revolution in recent years, due to auto-enrolment and the arrival of pension freedoms.
At the same time, people are being forced to become aware of a pension scheme, if they have not done so already, and are suddenly being made to take responsibility for it, when it comes to taking their income.
This has made life much more complicated for individuals with pension savings, especially as those belonging to a defined benefit pension scheme are wanting to take advantage of pension freedoms as well.
Managing this is far from straightforward: are the right people getting access to a pension scheme? What are they doing with the money once they come to retire? And are they saddling advisers with problems if they insist on cashing in their DB pension?
On top of this we have the impending arrival of a new form of workplace saving: the collective defined contribution scheme.
All this means that adviser involved in the workplace pensions arena, and have their work cut out to make sure they are delivering the right advice.
This guide is worth an indicative 60 minutes CPD.